Category: Credit Cards
The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.
Credit Cards
2025 American Express Platinum Card Review
by Kyle Burbank
In the fall of 2019, I took the plunge and decided to apply for the Platinum Card from American Express — also known as the Amex Platinum card, American Express Platinum, Plat, and other such variants. Despite that terrible timing (it is a travel card, after all), since then, I’ve been able to experience all of the travel benefits the card has to offer… as well as see how Amex...
Credit Cards
Mesa Homeowners Card Introduces Limited-Time Welcome Bonus
by Kyle Burbank
The Mesa Homeowners card is offering a rare welcome bonus — but only for a limited time. About the Welcome Bonus Offer: For one more week, new Mesa Homeowners Card customers can claim a special welcome offer. Currently, new cardholders can earn 50,000 bonus Mesa points after spending at least $12,000 on the card within their first 90 days. However, in order to take advantage of this offer, applicants must enter...
Credit Cards
American Express Details Major Platinum Card Refresh
by Kyle Burbank
After weeks of teases and rumors, the official American Express Platinum Card refresh details have arrived. About the Updates to the American Express Platinum Card: Just before the Chase Sapphire Reserve unveiled its big update in June, American Express teased its own significant refresh for the Platinum Card. Now, all of the details of that update have been revealed, including new benefits along with an increased annual fee. Starting with...
Credit Cards
Chase Freedom Announces 5% Bonus Categories for Q4 2025
by Kyle Burbank
Chase is closing out the year with three main bonus categories — plus one additional category coming later this year. About the Chase 5% Bonus Categories for Q4 2025: Starting October 1st, Chase Freedom and Freedom Flex customers can earn up to 5% in two categories: Department Stores and Old Navy. On top of that, Chase Travel purchases will be even more rewarding during the quarter. Plus, starting in December,...
Credit Cards
Chime Launches Secured Credit Card with Cashback Rewards
by Kyle Burbank
The neobanking app Chime has introduced a new secured credit card. About the New Chime Card: Chime is updating its secured credit product, introducing the new Chime Card. With the Chime Card, the neobanking platform is building upon the Chime+ service it launched in March. Customers can unlock Chime+ perks by setting up a qualifying direct deposit of at least $200 per month. Existing Chime+ perks include an increased APY...
Credit Cards
KeyBank Secured Card Reveals Latest "Graduating Class" Details
by Kyle Burbank
Thousands of Key Secured Credit Card customers are ready to "graduate." About the Key Secured Credit Card and Its Recent Graduating Class: As KeyBank reports, during the first half of 2025, 4,400 secured credit card customers have been able to "graduate" to an unsecured product. Of these recent graduates, 59% were able to achieve this milestone within a year, while 88% were able to do so within two years. In...
Credit Cards
Discover Announces 5% Bonus Categories for Fourth Quarter 2025
by Kyle Burbank
Discover is rounding out 2025, locking in its bonus category picks for the fourth quarter. About Discover's Q4 2025 Bonus Category Selections: From October 1st through December 31st, Discover It cardholders can earn up to 5% back in two categories: Amazon and Drug Stores. First, the Amazon category covers Amazon.com purchases, including Amazon Fresh orders, digital downloads, Amazon Local Deals, and items sold by third-party merchants in the Amazon.com marketplace....