Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Chime credit cards and app
Credit Cards

Chime Launches Secured Credit Card with Cashback Rewards

by Kyle Burbank
The neobanking app Chime has introduced a new secured credit card. About the New Chime Card: Chime is updating its secured credit product, introducing the new Chime Card. With the Chime Card, the neobanking platform is building upon the Chime+ service it launched in March. Customers can unlock Chime+ perks by setting up a qualifying direct deposit of at least $200 per month. Existing Chime+ perks include an increased APY...
woman holding a KeyBank secured credit card
Credit Cards

KeyBank Secured Card Reveals Latest "Graduating Class" Details

by Kyle Burbank
Thousands of Key Secured Credit Card customers are ready to "graduate." About the Key Secured Credit Card and Its Recent Graduating Class: As KeyBank reports, during the first half of 2025, 4,400 secured credit card customers have been able to "graduate" to an unsecured product. Of these recent graduates, 59% were able to achieve this milestone within a year, while 88% were able to do so within two years. In...
Amazon logo and products and a generic prescription bottle
Credit Cards

Discover Announces 5% Bonus Categories for Fourth Quarter 2025

by Kyle Burbank
Discover is rounding out 2025, locking in its bonus category picks for the fourth quarter. About Discover's Q4 2025 Bonus Category Selections: From October 1st through December 31st, Discover It cardholders can earn up to 5% back in two categories: Amazon and Drug Stores. First, the Amazon category covers Amazon.com purchases, including Amazon Fresh orders, digital downloads, Amazon Local Deals, and items sold by third-party merchants in the Amazon.com marketplace....
Mesa Homeowners Credit Card and CostCo membership card
Credit Cards

Mesa Switches "Big Box Membership" Credit to Costco Only Perk

by Kyle Burbank
Mesa has made another update to its Homeowners Credit Card, highlighting Costco with one of the card's credits. About the Costco Update: Those looking to buy in bulk and stock up on Kirkland Signature will be pleased with an updated Mesa Homeowners Card perk. Now, cardholders can get a credit of up to $65 toward a Costco membership. That's enough to cover a basic Gold Star membership, although the credit...
AMC Rewards Visa Card
Credit Cards

AMC Abruptly Shuts Down Its Co-Branded Rewards Credit Card

by Kyle Burbank
The theatre chain AMC has notified customers that it's immediately discontinuing its AMC Entertainment Visa Card. About the AMC Credit Card Shutdown: On August 27th, AMC sent an email to cardholders informing them that the AMC Entertainment card would be discontinued. Moreover, the card will no longer work for purchases effective immediately. The company explains that this abrupt closure comes as the card's issuer, Celtic Bank, has been acquired.  Despite...
Virgin Atlantic plane
Credit Cards

Bilt Brings Virgin Red Transfer Bonus to September 2025 Rent Day

by Kyle Burbank
Bilt and Virgin are teaming up once again to deliver a transfer bonus to members for September 2025's Rent Day. About the Virgin Red Transfer Bonus: On September 1st, Bilt Rewards members can earn a bonus when transferring points to Virgin Red. Members will earn between a 40% and 100% bonus, meaning that the regular 1:1 transfer rate will increase to a minimum of 1:1.4 or as high as 1:2...
OnePay Credit Card
Credit Cards

Walmart's OnePay Introduces CashRewards Credit Card

by Kyle Burbank
After announcing in June that a OnePay credit card offering was on the way, the CashRewards card has arrived. About the OnePay CashRewards Credit Card: OnePay (formerly One) has unveiled the new OnePay CashRewards Credit Card, issued by Synchrony Bank. With this new card, customers can earn enhanced cashback on Walmart purchases — with the biggest rewards reserved for Walmart+ customers. First, all CashRewards cardholders can earn unlimited 3% back...
Chase Sapphire Reserve Card
Credit Cards

Chase Introduces New Welcome Bonus for Sapphire Reserve

by Kyle Burbank
With the special bonus offer that Chase launched with its refreshed Sapphire Reserve card now expired, the bank has announced a new welcome bonus that's still sure to turn heads. About the New Offer: Chase has debuted another stellar offer for its flagship Chase Sapphire Reserve card. Now, new cardholders can earn 125,000 bonus Chase Ultimate Rewards points after spending at least $6,000 on the card within three months from...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...