Category: Credit Card Tips

Credit Card Tips

Bilt Neighborhood Dining: Earning Bilt Points with Linked Cards

by Kyle BurbankSep 3, 2024

Over the three-day holiday weekend, my wife and I (along with our dog) had a chance to hang out at one of our favorite local breweries: Hold Fast Brewing. Between the dog-friendly patio, selection of NA brews for me, and, on this occasion, $5 pints, there's a lot that we love about this spot. But, what makes it even better is that it's part of Bilt's Neighborhood Dining program, meaning...

Credit Card Tips

How to Maximize All of the American Express Gold Card Credits

by Kyle BurbankMar 26, 2024

One of the most often-used cards in my wallet is the American Express Gold Card. Like its "big brother" the Platinum Card, the Amex Gold card commands a sizeable annual fee but attempts to offset that expense by including monthly credits. Of course, the card also includes some lucrative rewards categories and redemption options that further give it value. Having recently explored the best ways to maximize the Platinum card's...

Credit Card Tips

My Personal Credit Card Strategy for 2024

by Kyle BurbankDec 19, 2023

Over the past seven years, I've gone from having one credit card to having more than half a dozen. In fact, as someone who regularly writes about reward cards, I'm occasionally tempted to add even more to my collection. Yet, I mostly refrain from this as I want each card in my wallet to serve a purpose. To that point, while I didn't actually add to my overall number of...

Credit Card Tips

5 Steps to Evaluate Rewards Credit Cards

by Kyle BurbankNov 28, 2023

Have you ever felt the inclination to Google a phrase as generic as "best rewards credit card?" If so, I'm guessing you were pretty disappointed with the results. That's because, contrary to whatever you may read elsewhere, there's really no such thing as a "best rewards card" for everyone. Instead, it's up to each consumer to weigh the pros and cons of various options while also considering their specific needs....

Credit Card Tips

Points and Miles Primer: The Pros and Cons of Credit Card Travel Rewards

by Kyle BurbankJul 10, 2023

Following a multi-year pause, travel has been booming this past year as we all make up for lost time. With the summer season really heating up, millions of Americans are likely looking to take a vacation. Meanwhile, some may be contemplating how they can make those excursions more affordable… or perhaps wondering how they can experience some of the luxury travels they’ve seen on Instagram. This is where points and...

Credit Card Tips

Miss a Credit Card Payment Due Date? Do This Now

by Kyle BurbankJun 20, 2023

Even as someone who writes about personal finance for a living, I'm not immune to making money mistakes. Case in point: this past week, I nearly cost myself more than $70 by making a forgetful error. Let me explain. When I checked my Bilt Mastercard to see when my monthly payment was due, I was surprised (and horrified) to learn that it was actually due two days prior. Ouch. Before...

Credit Card Tips

Why I Don't Autopay My Credit Cards

by Kyle BurbankJun 6, 2023

One of the best features of personal finance in 2023 is the ability to automate several aspects of your financial life. In fact, some have said that doing so is one of the keys to mastering money. For the most part, I agree with this as I've seen the benefits of automated savings, investing, etc. Furthermore, nearly all of my regular recurring bills are set to autopay. Well, that is...

Credit Card Tips

Money at 30: The Top Credit Cards I'd Recommend to Beginners

by Kyle BurbankApr 4, 2023

Over the past five years or so, I've written a lot about credit cards. This includes covering new and interesting credit card products, showcasing the best options in a given category, and of course highlighting what's in my wallet. But, today, I wanted to go back to basics and talk about what credit cards I'd recommend to newbies. Below are a few credit cards that I find myself repeatedly recommending...