Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Bilt logo and Ken Chenault and Ankur Jain

Bilt Raises $250 Million, Announces "2.0" Card Line-Up

Bilt has not only announced another mega-round but also a fresh eleven-figure valuation and new expansion details. About Bilt's Latest Funding Round: Today, Bilt announced that it had reaised $250 million in new funding. Moreover, this new round values the company at $10.75 billion. The round was led by General Catalyst and GID with United Wholesale Mortage also partcipating with a $100 million investment. This follows a $150 million venture...
using a candle to look at the electric power meter

Lessons From a First-Time Home Buyer: Navigating Our First Serious Power Outage

Last weekend, following another brief but powerful windstorm, we were left without power. Although we've had our power go out for a couple of hours here and there since moving to our house, this was the first time that we and a large section of our neighbors were left sans electricity for several hours. And while we were fortunate to have power back after about 15 hours, others in our...
group of women looking at a computer

Study: Wells Fargo Scandal Helped Drive FinTech Adoption

A newly-released study from the University of California Davis finds that a scandal at a major American bank may have contributed to the rise of FinTech lenders. About the Study's Findings: According to a new study, the financial scandal involving Wells Fargo pushed some consumers toward financial technology platforms. The paper, titled "Trust as an Entry Barrier: Evidence from FinTech Adoption," was authored by UC Davis Graduate School of Management...
Walmart+ $49 one year tag and a bag of Walmart products

Walmart Offering 50% Off Annual Walmart+ Membership

Those looking to join Walmart+ can currently do so at a discount. About the Walmart+ Limited Time Offer: For a limited time, new Walmart+ members can join for half the regular annual cost. Through July 15th, Walmart is offering a one-year membership for $49 — versus the regular $98 fee. Note that this offer is not available for existing annual members. Those who do take advantage of this special offer will...
Acorns and Zeta logos and the Acorns app

Acorns Acquires Family Finance Platform Zeta

Acorns is adding a fellow FinTech app's assets to its platform. About the Acquisition: Recently, Acorns announced that it had acquired the app Zeta. As a result of this transaction, Zeta cofounders Kevin Hopkins and Aditi Shekar have joined the Acorns team. Financial details about the acquisition were not disclosed. As Acorns notes, this marks the company's fifth strategic acquisition in less than two years — with many of these deals...
I Survived Capitalism and All I Got Was This Lousy T-Shirt: Everything I Wish I Never Had to Learn About Money by Madeline Pendleton book cover

"I Survived Capitalism and All I Got Was This Lousy T-Shirt" Book Review

Recently, my wife reminded me about the free app Libby, which offers ebooks and audiobooks from your local library. While browsing, I came across the book I Survived Capitalism and All I Got Was This Lousy T-Shirt: Everything I Wish I Never Had to Learn About Money by Madeline Pendleton. Admittedly, the cover including Pendleton's blue bangs and goth punk accessories helped to grab my attention — and, although the...
Klarna Gigs mobile phone

BNPL Platform Klarna to Launch Mobile Phone Plans in the U.S.

The "buy now, pay later" platform Klarna is readying to launch a new venture: a mobile phone plan. About Klarna's Mobile Phone Plans: Klarna is entering the world of mobile phone service. The company is partnering with Gigs to debut an unlimited phone plan with uncapped data, talk, and texting. While this new plan will debut in the United States in the coming weeks, Klarna intends to launch similar plans...
Relief logo and app

Debt Resolution Platform Relief Raises New Capital

A platform built to help consumers save money while settling their debts has raised new capital. About the Investment: Earlier this week, the FinTech app Relief announced a new round of growth capital. This investment was led by National Debt Relief, which is the largest debt settlement company in the United States. With this strategic partnership, Relief says it will be able to develop additional product lines and offer consumers...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...