Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

  • AI-Powered Financial Advice Tool Evergreen Launches Public Beta

    AI-Powered Financial Advice Tool Evergreen Launches Public Beta

    A new AI financial resource from a familiar name has officially launched to the public. About Evergreen.AI: This week, entrepreneur Bill Harris announced the launch of a new platform called Evergreen.AI. The venture is the latest from Harris, who previously had a hand in founding One Finance (now OnePay) and Personal Capital. He also served…

    Continue reading

  • Federal Reserve Raises Interest Rates, First Time Since 2023

    Federal Reserve Raises Interest Rates, First Time Since 2023

    In a much-anticipated move, the Federal Reserve announced that it was increasing its benchmark interest rate. About the Fed Rate Hike: Today, the Fed voted unanimously to increase interest rates. The 25-basis-point increase brings the target range for the federal funds rate to 3.75%-4%. This was the first time since July 2023 that the rate…

    Continue reading

  • Survey: More Than Half of Homeowners Carry Credit Card Debt

    Survey: More Than Half of Homeowners Carry Credit Card Debt

    A new survey highlights how many homeowners are dealing with credit card debt — and how that impacts their ability to pay their mortgage, About the Survey Findings: Recently, the mortgage lender and servicer Newrez released a report looking at the finances of homeowners. The survey was conducted by Morning Consult and included more than…

    Continue reading

  • Chime Set to Acquire Stride Bank, Create Chime Bank

    Chime Set to Acquire Stride Bank, Create Chime Bank

    One of the largest neobanks has announced plans to purchase its partner bank. About Chime’s Acquisition of Stride Bank: This week, Chime announced that it had entered into a definitive agreement to acquire Stride Bank. Chime will pay $590 million in cash for the bank. Stride is a nationally chartered bank that was founded in…

    Continue reading

  • Revolut Gains OCC Conditional Approval for National Bank Charter

    Revolut Gains OCC Conditional Approval for National Bank Charter

    A United Kingdom-based neobank is one step closer to becoming a real bank in the United States. About Revolut’s Conditional Approval: In March, Revolut announced that it had filed an application to gain a U.S. bank charter. Now, the company has revealed that it has gained conditional approval from the U.S. Office of the Comptroller…

    Continue reading

  • Block Inc. Expands Cash App Score Access with Nova Credit

    Block Inc. Expands Cash App Score Access with Nova Credit

    Soon, lenders will have access to a proprietary creditworthiness score thanks to a partnership between Block Inc. and Nova Credit. About Cash App Score and Nova Credit’s Distribution: For the first time, Block will allow other lenders to access its Cash App Score. The popular app is teaming up with Nova Credit to distribute this…

    Continue reading

  • Lessons From a First-Time Home Buyer: Getting Semi-Serious About a Big House Project

    Lessons From a First-Time Home Buyer: Getting Semi-Serious About a Big House Project

    Ever since my wife and I bought a house (and I started this series), we’ve talked about a few projects we wanted to have done. As I’ve talked about before, over time, the priority of some of those plans has changed while other ideas have made their way onto the list. However, more recently, I’d…

    Continue reading

  • Walmart+ Introduces Three New In-Store Benefits for Members

    Walmart+ Introduces Three New In-Store Benefits for Members

    Perks related to photo, auto, and money center services are now available to Walmart+ members. About the Latest Walmart+ Benefits: Recently, Walmart added some new benefits to its Walmart+ membership. First, members can enjoy 25 free 4×6 prints every month. To use this perk, customers can use the Walmart app to pull up their Walmart+…

    Continue reading

Get the Latest News Delivered to Your Inbox
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again