Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

4 iPhones with Apple Wallet screenshots

American Express Latest to Allow Apple Pay Rewards Redemptions

Amex customers have a new way to redeem their Membership Rewards points toward purchases. About Amex's Apple Pay Rewards Update: American Express customers with a Membership Rewards-earning card can now choose to redeem their points directly in Apple Pay. This can be done when cardholders are shopping online or in an app via an iOS device. At this time, the Apple Pay reward redemption option is only available to U.S....
Credit score and credit cards

Study: States Where Consumers Are Most Diligent About Credit

A new study sought to quantify which states have the most credit-diligent residents. About the "Diligent With Credit" State Rankings: The personal finance site WalletHub has released a new ranking of states meant to highlight consumers who stay on top of their credit. To do this, the site looked at several pieces of data — both positive and negative. First, the study considered the percentage of consumers who have tradelines...
Trovy logo with $15M Series A and a home in the background

Home Equity FinTech Trovy Raises $15 Million

A FinTech offering a home equity-backed credit card has announced a new round of venture funding. About Trovy and Its Funding Round: This week, Trovy revealed that it had raised $15 million. The Series A was led by Left Lane Capital, with returning seed investors Kleiner Perkins, DCM Ventures, and Camber Creek also participating. With this round, Trovy's total funding to date now sits at $25 million. According to the...
Buying & Financing Your New Home by Casey Fleming book

Lessons From a First-Time Home Buyer: "Buying & Financing Your New Home" Book Review

Over the past couple of years, I've written a lot about my experience as a first-time homebuyer and then a first-time homeowner. The only problem is that I can really only share my own personal experience with the processes, woes, and wins of homeownership. So, when I was able to claim a free copy of Buying & Financing Your New Home: Find the Right Home & the Best Possible Mortgage...
Walmet+ delivery bags

Walmart Expands Into Prepared Food Delivery with Subway

Walmart's Express Delivery option now features a popular in-store restaurant option. About the Walmart-Subway Delivery Option: After taking on Amazon with its Walmart+ members and Express Delivery option, the retail giant is now treading into DoorDash and Uber Eats territory with its latest offering. Recently, Walmart announced that it was partnering with Subway to deliver freshly-made sandwiches and other items to customers via Express Delivery. Subway is currently Walmart’s largest...
man and woman with a Coverd Card

Coverd Card Launches, Offering "Up to 100% Cash Back"

A unique credit card with variable rewards rates has officially launched. About Coverd Card: Recently, the a16z-backed FinTech startup Coverd debuted its unique Coverd Card, which offers up to 100% cash back on eligible purchases. In fact, the company says that it's already paid out more than $25 million in rewards. The Coverd Card is accepted wherever Visa is. The star feature of the Coverd Card is its rewards. Rather...
Bilt and I Prefer Hotel Rewards logos

Preferred Hotels & Resorts Becomes Latest Bilt Transfer Partner

Bilt is once again expanding its lineup of travel transfer partners. About the I Prefer Hotel Rewards-Bilt Partnership: Another travel brand has joined the Bilt party. Now, Bilt members will be able to transfer points to Preferred Hotels & Resorts' I Prefer Hotel Rewards Program. In total, Bilt now offers transfers to 24 airline and hotel programs. Notably, this option becomes Bilt's second non-1:1 transfer ratio. Bilt Points will transfer...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...