Credit Scores Archives

Category: Credit Scores

Cred.ai Unicorn Card

Cred.ai Review: A Credit-Building Debit Hybrid (with a Unicorn)

Years ago, while watching YouTube's Philip DeFranco Show, I was introduced to the Cred.ai Unicorn card and was instantly intrigued. Later that same day, I decided to apply for a card of my own. Since then, while I've written about the Unicorn card in various articles, I've never actually done a proper review of it. That changes today. So, what exactly is the Cred.ai Unicorn card and what does it...
Experian Boost on phone

Experian Boost Review: How Does it Work? Is it Worth it?

Building credit has long been a Catch-22 as getting approved for credit often means already having credit established. Luckily for consumers, in recent years there have been a few innovations that have addressed this issue in different ways. One such option is Experian Boost, which comes from Experian — one of the three major credit bureaus in the United States. While you may have seen the ads for the service...

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...
ScoreMaster app screenshots

Money at 30: ScoreMaster Review

Over the past decade or so, it seems that the general public has really started to understand how important credit can be to their everyday lives. While I say this anecdotally, the rise in average credit score does support my theory. Unfortunately, even if you have a basic idea of how credit works, bettering your scores isn't always so straightforward. That's where the service ScoreMaster may be able to help....
Credit score and credit cards

Building Credit: What Consumers Need to Know and Tools to Try

In the United States, consumers rely on their credit scores in a number of ways. Not only can your scores come into play when applying for a loan, mortgage, or credit card but can also be a factor when setting up utilities, starting wireless phone service, and much more. Heck, your prospective employer may even do a credit check on you. Yet, given the importance of credit in our society,...
Credit Sesame screenshot

What is Credit Sesame and How Does It Compare to Credit Karma?

Credit Sesame is a great place to start for learning about your credit and how to improve it, but is it better than Credit Karma?
Credit Strong logo

Credit Strong Review (2022)

When I walked into FinCon 2018, I had never heard of the concept of a credit builder loan. Thus my mind was slightly blown after I discovered Self Lender (now known as Self). Funny enough, 2019’s FinCon introduced me to another credit building loan company: Credit Strong. Like with Self, Credit Strong features a number of loan options to meet the needs of different individuals. What’s more, the company also...

Are Credit Reports the Same as a Credit Score?

For as much as we hear about credit in general, many Americans are less aware of the specifics. A key example of this is that the terms “credit report” and “credit score” are used interchangeably despite being separate things. In fact, this misconception could lead consumers to ignore an important aspect of their credit that could be hurting them in the long run. If you have questions about credit reports,...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Rent Day

Bilt Announces Home Collection Deal for May 2024 Rent Day

For May's Rent Day, Bilt is offering a deal that will allow members to decrease their rent bill while also adding to their home decor. About the Home Collection offer: Bilt has crafted a unique Rent Day offer for May 2024. Through the 1st, when Bilt members redeem their points toward rent payments, they'll receive the same number of points to be used toward Bilt Home Collection items. To take...