Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Nov 6 and gifts
Credit Cards

Bank of America Bringing Back More Rewards Day for Fourth Year

by Kyle Burbank
Bank of America is set to celebrate another More Rewards Day next month. About More Rewards Day 2025: For the fourth consecutive year, Bank of America will offer bonus rewards to cardholders as part of a one-day celebration. This year's More Rewards Day will be held on November 6th. During More Rewards Day 2025, those with Bank of America-issued cards can earn bonus cashback, points, or miles on all purchases....
relaxing at a pool watching a streaming app
Credit Cards

How to Maximize All of the American Express Platinum Card Credits

by Kyle Burbank
Whenever I tell people that I pay $695 (now $895) a year for a credit card, I get kind of a weird look. Said looks grow even stranger when I then explain how I even save/make money with that same card. The product in question is the American Express Platinum card, which I've held since 2019. The truth is that, despite that fee, the numerous credits and perks that the...
checking bags at Spirit
Credit Cards

Spirit Airlines Adds Free Bag Perk to Co-Branded Credit Card

by Kyle Burbank
The embattled Spirit Airlines is sweetening its co-branded credit card with a highly desirable perk. About the New Free Spirit Travel More Card Benefit: Effective immediately, those with the Free Spirit Travel More Mastercard can take advantage a potentially lucrative new benefit. Primary cardholders can now enjoy up to two free checked bags on Spirit flights. However, the trip must be booked with their eligible card. Spirit notes that this...
Sun Country credit card and airplane
Credit Cards

Sun Country Airlines Re-Launches Credit Card with Synchrony

by Kyle Burbank
Sun Country Airlines has unveiled its updated rewards credit card with a new issuer. About the Sun Country Visa Signature Card: The low-cost carrier Sun Country has relaunched its co-branded credit card, now issued by Synchrony. With the card, customers can earn up to 5x Sun Country rewards points per dollar spent on Sun Country purchases. This includes 3x from using their card and 2x from the flight itself. Meanwhile,...
Credit Cards

2025 American Express Platinum Card Review

by Kyle Burbank
In the fall of 2019, I took the plunge and decided to apply for the Platinum Card from American Express — also known as the Amex Platinum card, American Express Platinum, Plat, and other such variants. Despite that terrible timing (it is a travel card, after all), since then, I’ve been able to experience all of the travel benefits the card has to offer… as well as see how Amex...
Mesa Homeowners Credit Card
Credit Cards

Mesa Homeowners Card Introduces Limited-Time Welcome Bonus

by Kyle Burbank
The Mesa Homeowners card is offering a rare welcome bonus — but only for a limited time. About the Welcome Bonus Offer: For one more week, new Mesa Homeowners Card customers can claim a special welcome offer. Currently, new cardholders can earn 50,000 bonus Mesa points after spending at least $12,000 on the card within their first 90 days. However, in order to take advantage of this offer, applicants must enter...
holding an American Express Platinum Card
Credit Cards

American Express Details Major Platinum Card Refresh

by Kyle Burbank
After weeks of teases and rumors, the official American Express Platinum Card refresh details have arrived. About the Updates to the American Express Platinum Card: Just before the Chase Sapphire Reserve unveiled its big update in June, American Express teased its own significant refresh for the Platinum Card. Now, all of the details of that update have been revealed, including new benefits along with an increased annual fee. Starting with...
Chase Freedom card with Old Navy, Chase Travel, and PayPal logos and a department store icon
Credit Cards

Chase Freedom Announces 5% Bonus Categories for Q4 2025

by Kyle Burbank
Chase is closing out the year with three main bonus categories — plus one additional category coming later this year. About the Chase 5% Bonus Categories for Q4 2025: Starting October 1st, Chase Freedom and Freedom Flex customers can earn up to 5% in two categories: Department Stores and Old Navy. On top of that, Chase Travel purchases will be even more rewarding during the quarter. Plus, starting in December,...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...