Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

woman lounging on a chair with her ipHone and the Bilt app
Credit Cards

Bilt Introducing Bilt Cash Status Perk Feature in 2026

by Kyle Burbank
Next year, Bilt is changing up its status tier offerings with a new feature: Bilt Cash. About Bilt Cash: Soon, Bilt members will have the ability to earn a new type of currency. Bilt Cash will join Bilt Points starting next year and will be featured as part of the platform's elite status program. As the name implies, Bilt Cash will be a dollar-for-dollar currency that members will be able...
Woman's hand with travel products and the Citi AAdvantage card
Credit Cards

American Airlines and Citi Debut Mid-Tier AAdvantage Credit Card

by Kyle Burbank
During a recent Citi earnings call, a new mid-tier American Airlines co-branded card was teased. Now, that offering has come to fruition in the form of the Citi/AAdvantage Globe Mastercard. About the Citi/AAdvantage Globe Mastercard: Citi and American Airlines have officially unveiled the new AAdvantage Globe card. With an annual fee of $350, the mid-tier option now sits between the $99 AAdvantage Platinum Select and $595 AAdvantage Executive cards. The...
Credit Cards

Mesa Homeowners Card Adds Complimentary Instacart+ Benefit

by Kyle Burbank
Another useful benefit has arrived on the Mesa Homeowners Card. About the Mesa Instacart+ Perk: Mesa is teaming up with Instacart for a new benefit. Now, Mesa Homeowners Cardholders as well as Mesa Mortgage Members can claim a complimentary one-year subscription to Instacart+. Normally priced at $99 per year, Instacart+ offers $0 delivery fees on orders of $10 or more ($35 minimum for Costco). Plus, the service includes a Peacock...
Crate&Barrel Credit Card and products
Credit Cards

Crate & Barrel Reveals Updated Credit Cards Powered by Imprint

by Kyle Burbank
The premium home goods retailer Crate & Barrel is relaunching its rewards credit card with a new issuer. About the Updated Crate & Barrel and CB2 Credit Cards: Crate & Barrel is partnering with the FinTech platform Imprint to update its co-branded credit card line-up. The result is the new Crate & Barrel Visa Signature Card and the CB2 Visa Signature Card — both of which will be issued by First Bank...
Citi Strata Elite Card
Credit Cards

Citi Strata Elite Introduces 100K-Point Welcome Bonus Offer

by Kyle Burbank
The new Citi Strata Elite is sweetening the deal with a massive new welcome bonus. About the Citi Strata Elite's Offer: Citi is pushing its new Citi Strata Elite card with a limited-time offer. Currently, new cardholders can earn 100,000 bonus points after spending at least $6,000 on the card within the first three months. Notably, this offer is even larger than the one the card launched with back in...
Nov 6 and gifts
Credit Cards

Bank of America Bringing Back More Rewards Day for Fourth Year

by Kyle Burbank
Bank of America is set to celebrate another More Rewards Day next month. About More Rewards Day 2025: For the fourth consecutive year, Bank of America will offer bonus rewards to cardholders as part of a one-day celebration. This year's More Rewards Day will be held on November 6th. During More Rewards Day 2025, those with Bank of America-issued cards can earn bonus cashback, points, or miles on all purchases....
relaxing at a pool watching a streaming app
Credit Cards

How to Maximize All of the American Express Platinum Card Credits

by Kyle Burbank
Whenever I tell people that I pay $695 (now $895) a year for a credit card, I get kind of a weird look. Said looks grow even stranger when I then explain how I even save/make money with that same card. The product in question is the American Express Platinum card, which I've held since 2019. The truth is that, despite that fee, the numerous credits and perks that the...
checking bags at Spirit
Credit Cards

Spirit Airlines Adds Free Bag Perk to Co-Branded Credit Card

by Kyle Burbank
The embattled Spirit Airlines is sweetening its co-branded credit card with a highly desirable perk. About the New Free Spirit Travel More Card Benefit: Effective immediately, those with the Free Spirit Travel More Mastercard can take advantage a potentially lucrative new benefit. Primary cardholders can now enjoy up to two free checked bags on Spirit flights. However, the trip must be booked with their eligible card. Spirit notes that this...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...