Credit Score Tips

  • Are Credit Reports the Same as a Credit Score?

    Are Credit Reports the Same as a Credit Score?

    For as much as we hear about credit in general, many Americans are less aware of the specifics. A key example of this is that the terms “credit report” and “credit score” are used interchangeably despite being separate things. In fact, this misconception could lead consumers to ignore an important aspect of their credit that…

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  • How You Can Get Your Free Annual Credit Report and Monitor Your Credit

    How You Can Get Your Free Annual Credit Report and Monitor Your Credit

    There was once a time when getting your credit report likely meant visiting a “free” site… and enrolling in a some paid program before you’d actually get to see your report. Thankfully those days are gone and you can now obtain a copy of your official credit reports directly from all three major credit bureaus…

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