Home Buying Tips Archives

Category: Home Buying Tips

Buying & Financing Your New Home by Casey Fleming book

Lessons From a First-Time Home Buyer: "Buying & Financing Your New Home" Book Review

Over the past couple of years, I've written a lot about my experience as a first-time homebuyer and then a first-time homeowner. The only problem is that I can really only share my own personal experience with the processes, woes, and wins of homeownership. So, when I was able to claim a free copy of Buying & Financing Your New Home: Find the Right Home & the Best Possible Mortgage...
a little house surrounded by flowers and weeds

Lessons From a First-Time Home Buyer: It's Going to Be a Long Spring

I know that Spring is supposed to be an exciting and beautiful time. Yet, I find that, more and more, it's the season I dread the most. That's partially because of what the pollen and other airborne particles do to my allergies — but also because of how the Spring season affects me as a homeowner. So why am I so down on this blooming season? Here are a few key...
snowed in home

Lessons From a First-Time Home Buyer: Preparing for a Snow Storm

Like much of the country, it seems that we in Springfield, Missouri are in for a winter storm this weekend (sidenote: I'm very relieved to be flying home on Thursday and not any later). With this being the third winter since we bought our house, we have some idea of how to handle snowy conditions in terms of managing our property. Yet, you never truly know what to expect —...
front door of a home with a key in the lock

Lessons From a First-Time Home Buyer: A Long-Held Housing Market Problem is Clearing

If you've had trouble finding many homes for sale in your area of interest over the past several years, you've probably been told a theory of why that might be. The logic goes that since many homebuyers were able to obtain mortgages with interest rates of 3% or less during rough economic times, they were reluctant to sell. Potential home sellers seemed to opt for staying put rather than moving...
an envelope waiting to be opened

Lessons From a First-Time Home Buyer: The Spam and Scams Don't Stop

When we closed on our house, our mortgage broker and the title company warned us that we'd likely be getting a bevy of junk mail related to our new homeowner status. That's because, at least in Missouri, the transaction is public record. In turn, various companies take the opportunity to target us — and some of these operations don't appear as ethical as others. Having survived that initial influx of spam...
happy couple holding a key to a new house

Lessons From a First-Time Home Buyer: The Shifting Priorities Between Home Shopping and Home Owning

I have a love-hate relationship with the show House Hunters. Although I do find it entertaining and have been known to consume multiple episodes in a row (including a relapse of sorts during a recent trip to Kansas City), the people on the show bug me. More specifically, the choices the participants make often leave me scratching my head. In fact, I'm often able to guess which property they've purchased...
gingerbread house surrounded by a fall potpourri

Lessons From a First-Time Home Buyer: What I'm Most Thankful for As a Homeowner

Last month, in honor of Halloween, I shared some of the scariest things that have happened to us since we bought our home two years ago. Well, seeing as last week was Thanksgiving, it only seems appropriate that I look at the other side of the coin and celebrate the best parts of owning a house. So, here are a few things I'm thankful for as a (relatively) new homeowner....
a model home surrounded by stacks of coins

Lessons From a First-Time Home Buyer: No, You Don't Want a 50-Year Mortgage

If you're like me, one of the most frightening parts of buying a house is just the idea that you'll be paying it off over the course of three whole decades! Now there's talk of creating a new option that goes beyond the 30-year mortgage: a 50-year mortgage. On the surface, the upsides to such a plan are obvious — but unfortunately, so are the sizeable downsides. So, should you want...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...