Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Amazon Prime Visa Card

Amazon Offering Increased Welcome Bonus for Prime Visa Card

Amazon Prime members looking to save on their holiday shopping this year may be interested in a new offer on the Prime Visa. About the Enhanced Prime Visa Card Offer: For a limited time, Amazon Prime customers can claim an enhanced bonus when they open a new Prime Visa card. Currently, new cardholders can earn a $250 Amazon gift card instantly upon approval. This offer will be available through December...
woman holding a cell phone with the Rakuten app and Earn Bilt Points callout

It's Official: Bilt Members Can Now Earn Bilt Points on Rakuten

Following a premature website update that led to a lot of digital ink being spilled, Bilt and Rakuten have formally announced a new partnership that will be rewarding for members. How Bilt Members Can Earn Points on Rakuten: The time has come: Bilt members can now earn Bilt Points by shopping via Rakuten. To do this, members can visit their Rakuten profile and navigate to "Choose How You Get Paid."...
Bilt credit card

Bilt Lays Out Timeline, First Migration Details for Bilt 2.0 Launch

As Bilt Rewards prepares for big changes next year, the platform has shared more details about the launch of Bilt 2.0 with members. About the Bilt 2.0 Migration and Timeline: It's full steam ahead to Bilt 2.0. Today, Bilt alerted members that the official conversion would occur on February 7th, 2026. On that date, the Bilt Mastercard will move from Wells Fargo to Cardless. However, ahead of that, the company...
woman holding a T-Mobile Visa Card and a cell phone

T-Mobile and Capital One Officially Launch Co-Branded Credit Card

Telecom T-Mobile is teaming up with Capital One to bring customers a new rewards credit card. About the T-Mobile Visa Signature Card: Months after it was first teased, the T-Mobile Visa card has arrived. The new card is issued by Capital One. With the card, customers can earn 5% back in T-Mobile Rewards when purchasing phones, devices, and accessories at T-Mobile. Plus, all other purchases made using the card earn...
US Bank Split Card and app

U.S. Bank Introduced "Buy Now, Pay Later" Split Credit Card

A new U.S. Bank product combines a traditional credit card with a "buy now, pay later" (BNPL) model. About the U.S. Bank Split Card: U.S. Bank has revealed its latest credit product: the Split World Mastercard. The "Split" part of the card's name refers to the unique "buy now, pay later" model it offers. In contrast to most credit cards, which total up purchases and allow customers to make a...
inside American Express Centurion Lounge Salt Lake City

Amex Debuts Newest Centurion Lounge in Salt Lake City

American Express expanded its lounge network this week as the latest Centurion location began welcoming cardholders. About the Centurion Lounge at SLC: A new American Express Centurion Lounge has officially opened at Salt Lake City International Airport. The lounge marks the 31st Centurion location. At 18,000 square feet, it's also larger than several other flagship locations, including the expanded LAS location (13,4000 square feet), the SeaTac lounge (14,000 square feet),...
Bilt and Eithad Guest logos with Bilt app bonus transfer screenshot

Bilt Unveils Etihad Transfer Bonus for November 2025 Rent Day

For November's Rent Day, Bilt is delivering a bonus of up to 100% for its newest transfer partner. About the Etihad Guest Miles Transfer Bonus: Earlier this month, Bilt Rewards announced that Etihad Airways was the latest carrier to join its fast-growing stable of travel transfer partners. Now, the company has also revealed that members can score a special bonus when transferring points to Guest Miles this Rent Day. On...
American Express Business Gold Card sitting on top of a notebook

American Express Business Gold Card Adds Squarespace Benefit

The business version of the American Express Gold Card has added a new benefit that enhances the premium card's value. About the New Squarespace Credit: American Express has quietly added a new credit to the Business Gold Card. Now, new and existing cardmembers can earn up to $150 in statement credits when making U.S. Squarespace purchases. Unlike some of the card's other credits (many of which are broken down into...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...