Personal Money Management Tips and Advice

Category: Money Management

The 12 Best Cashback and Rewards Tools for 2026

Updated on April 6, 2026 These days, if you’re shopping online, chances are you could be saving more money. In addition to coupon codes and price trackers that can help you time your purchase at just the right time, there are also dozens of cashback tools that will reward you just for shopping through their link or app. The only problem is, with so many cashback and rewards apps to...
collage of credit cards

U.S. News & World Report Reveals 2026 Credit Card Awards

This week, U.S. News & World Report announced its 2026 credit card picks — including a unique category inclusion. About U.S. News & World Report's Credit Card Awards for 2026: With so many credit cards on the market, U.S. News & World Report is weighing in with its 2026 award picks. In addition to common categories such as Travel, Cash Back, No Annual Fee, and more, the outlet also selected...
Chase Sapphire Reserve Card above a woman wearing a WHOOP device

WHOOP Partners with Chase for Exclusive Cardholder Benefits

Select Chase customers can now save on WHOOP purchases thanks to a new partnership. About the WHOOP-Chase Sapphire Offer: The fitness tracking band WHOOP has announced a partnership with Chase that will result in new member benefits. Specifically, Chase Sapphire Reserve and Chase Sapphire Preferred customers can now claim cashback deals from WHOOP. Starting with the Chase Sapphire Reserve, cardmembers can now get up to $359 back when spending at...
Amazon delivery box

Bilt Bringing Back Amazon Bonus for October 2025 Rent Day

Bilt has announced its October 2025 Rent Day offer, featuring a popular redemption bonus. About the Amazon Redemption Bonus from Bilt Rewards: On October 1st, Bilt Rewards members can earn a bonus of up to 50% when redeeming their Bilt Points via Amazon. Per usual, the size of the actual bonus offered will depend on the member's Bilt Elite status. Blue (entry level): 20% bonus Silver: 30% bonus Gold: 40%...
a piggy bank and coins

Are Bank Bonuses Worth It? Pros, Cons, and Tips to Consider

Over the past few years, I've reviewed plenty of bank and banking (the latter typically meaning FinTechs that partner with "real" banks for their offerings) services. In doing so, I've occasionally earned bonuses for setting up a new account and performing different tasks. This free money is always welcome — especially since I'm doing it for work anyway — but would I recommend bonus chasing to most people? Let's take...
group of women looking at a computer

Study: Wells Fargo Scandal Helped Drive FinTech Adoption

A newly-released study from the University of California Davis finds that a scandal at a major American bank may have contributed to the rise of FinTech lenders. About the Study's Findings: According to a new study, the financial scandal involving Wells Fargo pushed some consumers toward financial technology platforms. The paper, titled "Trust as an Entry Barrier: Evidence from FinTech Adoption," was authored by UC Davis Graduate School of Management...
piggy bank in a safe

Tips and Tools for Building a Better Emergency Fund

Life can be unexpected. Given this reality, it’s important to prepare yourself — and your finances — for the worst-case scenario. In the latter case, one of the best ways to ensure that an unforeseen expense, job loss, or other setback doesn’t become exacerbated is to have an emergency fund on hand. That’s probably advice you’ve been told before. However, you might not have heard about some of the different...
credit cards and tax forms

Paying Taxes With a Credit Card: Pros, Cons, and Considerations

When you first get a rewards credit card, you'll surely start to enjoy earning cashback and rewards on your everyday purchases. From there, though, some enthusiasts take things furtehr and start thinking about how they can really start racking up rewards by using their favorite credit cards for their largest purchases. So, besides housing, what's one of the largest expenses many Americans (and especially business owners) have? Taxes. Sure enough,...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...