Category: Money Management

Money Management
SoFi Introduces SmartStart Student Loan Refinancing Option
by Kyle Burbank
The FinTech SoFi has announced a new student loan refinancing option built for those eyeing a big life change. About SoFi SmartStart: With SoFi SmartStart, those refinancing their student loans have the option to make interest-only payments for their first nine months. As the company notes, this allows borrowers to divert funds that they'd otherwise be using to make student loan payments and utilize them for other ambitions. This could... 
Money Management
Robinhood App Review
by Kyle Burbank
Robinhood has proven to be an extremely easy way to start buying stocks without having to pay commissions or fees. Furthermore, as I do start to learn the ropes and am ready to take my portfolio to the next level, it's nice to know that Robinhood continues to increase their offerings.
Money Management
WalletHub Survey Highlights Consumer Sentiment on Tipping
by Kyle Burbank
The personal finance site WalletHub has shared the results of a survey it conducted asking consumers for their thoughts on the current state of tipping culture in the United States. About the Survey Results: Headlining the survey is this stat: 86% of respondents agreed that tipping has gotten out of control. Along with that, 55% said they believe businesses are using tips as a replacement for paying their employees higher... 
Money Management
Robinhood Retirement Review: Gimmick or Good Option?
by Kyle Burbank
A couple of years ago, Robinhood revealed that it would be launching retirement accounts. This took some by surprise since the app (and its users) had gained a reputation for being shoot-from-the-hip traders in it for short term gains. Nevertheless, the product was released soon after its official announcement and Robinhood Retirement has been going strong ever since. So what does this new IRA option have to offer? Let's look... 
Money Management
Pepper Rewards Review: Earn Rebates on Gift Cards from Top Brands
by Kyle Burbank
About a year and some change ago, out of nowhere, an app called Pepper seemed to be all the rage in the credit card reward and deal-finding corner of the Internet. Unlike some other apps I've seen mentioned that just seem too convoluted to be worth it, the premise of Pepper is super simple: buy gift cards and earn rewards. While there are some other sites where you can buy... 
Money Management
Fold Bitcoin Rewards App Review (2025)
by Kyle Burbank
Ever since Bitcoin surged (circa 2017), there’s been plenty of intrigue, investment, and confusion about the cryptocurrency. All of these aspects were reinvigorated this year when crypto went on another run, reminding us all that the asset is known for its volatility. Through it all, however, despite some apps and tools that have worked to demystify Bitcoin, there are still plenty who are a bit lost about the whole thing.... 
Money Management
Book Review: "Breaking Free From Broke" by George Kamel
by Kyle Burbank
Throughout 2025, Fioney will be posting a new book review each month. In the meantime, you can check out our list of the top 10 financial books to start the new year off right and view my Goodreads for more. When I attended 2024's FinCon event in Atlanta, one of the speakers I was introduced to was George Kamel. From his short talk, I could tell that I liked his...