Fioney: Financial Advice for a Changing World
Financial Advice for a Changing World

Small Business FinTech Flex to Merge with Maza

Two FinTechs are joining forces as part of an expansion from small business to consumer finance. About Flex's Acquisition of Maza: In a strategic move, Flex recently announced that it would be acquiring Maza. As a result, Maza will rebrand to Flex Consumer. This will continue Flex's initiative to allow business owners to "commingle" their personal and business finances in one place. While not stated in the press release, Crunchbase…
SoFi logo and SmartStart Student Loan Refi book next to a money tree and a stack of books

SoFi Introduces SmartStart Student Loan Refinancing Option

The FinTech SoFi has announced a new student loan refinancing option built for those eyeing a big life change. About SoFi SmartStart: With SoFi SmartStart, those refinancing their student loans have the option to make interest-only payments for their first nine months. As the company notes, this allows borrowers to divert funds that they'd otherwise be using to make student loan payments and utilize them for other ambitions. This could…
Bilt and Southwest Airlines logos

Bilt Rewards Adds Southwest Airlines as Latest Travel Transfer Partner

Bilt Rewards is at it again — this time adding another notable travel brand to its point transfer program. About the Addition of Southwest Airlines: This morning, Bilt announced that it would be partnering with Southwest Airlines. As a result, Bilt members can now transfer their Bilt Points to Southwest's Rapid Rewards Program at a rate of 1:1. With the addition of Southwest, Bilt now has a total of 19 travel…
phones with apps and headphones

Blinkist Review: What Is It and Is It Worth the Price?

Over the years, I’ve made an effort to read/listen to more finance books and review them (in fact, this year, I’ve renewed my goal to review at least one book a month here on the site). While that may seem simple enough, it means not only finding books that interest me but also finding the time to consume them. That’s why I was interested when I came across the service…
Product Reviews
gas pump

2024 Pay with GasBuddy Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.
SoFi Invest app

SoFi Active Investing Review (2023)

Has there ever been a better time to be a newbie investor? It wasn’t long ago that trading stocks and purchasing ETFs required “a guy” who you could give orders to and they’d make it happen. Oh, but they would charge you a significant commission for the service. Cut to 2023 and things are much different. Not only has stock market trading moved online, allowing investors to make trades for…

Empower Personal Dashboard Review

A few years ago, my wife and I opened a new chapter in our financial journey as we resolved to make 2019 the year we learned more about investing. Whether I was reading books on the subject or exploring other blogs for advice, there was one recommendation I came across again and again: Personal Capital — which is now part of Empower and is known as the Empower Personal Dashboard….
Dosh app collage

Yes, You Can Earn Cash Back With Dosh

In the years since I started writing about personal finance, I’ve become mildly obsessed with two topics: 1) personal finance apps and 2) earning cash back. That’s why, as soon as I heard about the app Dosh, I knew I had to give it a try. Cut to now years later and Dosh has grown tremendously, bringing easy-to-earn cashback to more and more users. In that time, the app has…

Robinhood App Review

Robinhood has proven to be an extremely easy way to start buying stocks without having to pay commissions or fees. Furthermore, as I do start to learn the ropes and am ready to take my portfolio to the next level, it's nice to know that Robinhood continues to increase their offerings.
4 Greenlight Level Up apps

Greenlight Level Up Review: A Free Financial Literacy Game

Despite personal finance being an important topic for those of all ages, few schools make it a part of their curriculum. In this absesnse, several companies and institutions have offered their own ways for children, teens, and adults to gain financial literacy. Among those looking to lend some assistance is Greenlight, which now offers a free financial learning game called Level Up. Even better, the company recently announced a partnership…
Featured Articles
Fioney Top 10 Must-Read Personal Finance Articles March 2025

Top 10 Personal Finance Articles of the Month — March 2025

Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published (or updated) in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. We’re going to start things off this month by…
George Kamel and his book Breaking Free From Broke

Book Review: “Breaking Free From Broke” by George Kamel

Throughout 2025, Fioney will be posting a new book review each month. In the meantime, you can check out our list of the top 10 financial books to start the new year off right and view my Goodreads for more. When I attended 2024’s FinCon event in Atlanta, one of the speakers I was introduced to was George Kamel. From his short talk, I could tell that I liked his…
stack of credit cards

My Personal Credit Card Strategy for 2025

Each year for the past several years, I’ve shared a look at “what’s in my wallet” and how I’ll be using each of the rewards credit cards I have. In 2024, my strategy actually saw some decently sized changes thanks to product changes, further lifestyle shifts, and more. Therefore, I was excited to write all about my 2025 rewards credit card mix, including what I’ll be keeping an eye on…
Popular Posts
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best…
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the…
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13…

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific…
Latest News

Small Business FinTech Flex to Merge with Maza

Two FinTechs are joining forces as part of an expansion from small business to consumer finance. About Flex’s Acquisition of Maza: In a strategic move, Flex recently announced that it would be acquiring Maza. As a result, Maza will rebrand to Flex Consumer. This will continue Flex’s initiative to allow business owners to “commingle” their personal and business finances in one place. While not stated in the press release, Crunchbase…

Bilt Rewards Adds Southwest Airlines as Latest Travel Transfer Partner

Bilt Rewards is at it again — this time adding another notable travel brand to its point transfer program. About the Addition of Southwest Airlines: This morning, Bilt announced that it would be partnering with Southwest Airlines. As a result, Bilt members can now transfer their Bilt Points to Southwest’s Rapid Rewards Program at a rate of 1:1. With the addition of Southwest, Bilt now has a total of 19 travel…

Bilt Rewards Adds Student Loan Payment Redemption Option

Bilt is adding a new and unique redemption option for its members. About Bilt Point Student Loan Redemptions: Today, Bilt Rewards revealed that members could now redeem their Bilt Points toward a student loan payment. Effectively, this means that customers can chip away at their student debt just by paying their rent. To get started with this redemption option, customers will first need to connect their loan servicer. Currently, loans…

GreenFi Launches After Spinning Off From Aspiration

Coinciding with Earth Day today, GreenFi has officially launched. About GreenFi: In 2024, Mission Financial Partners acquired the consumer banking portion of Aspiration (with the carbon credit segment now known as Catona Climate). Today, that FinTech platform rebranded to GreenFi. Despite the name change, the platform continues to provide climate-friendly banking and investing options. Alongside the launch, it was announced that GreenFi recently raised $17 million. This seed round was…

U.S. Bank Launches All-in-One Small Business Checking Solution

A new account from U.S. Bank combines business checking features and payment acceptance. About U.S. Bank Business Essentials: Recently, U.S. Bank introduced its new U.S. Bank Business Essentials account. Billed as a premier all-in-one checking account for small businesses, this option allows businesses to accept card payments and get free same-day access to their funds, among other features. The new account doesn’t have any monthly maintenance fees and allows for…

Capital One Acquisition of Discover Expected to Close Next Month

Two financial brands appear set to join forces in the coming weeks after the deal cleared regulatory scrutiny. The Latest on Capital One’s Acquisition of Discover: Today, Capital One announced that its planned acquisition of Discover had received final regulatory approval. This came with the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency signing off on the deal. Previously, in December…

FNBO Announces Premium MGM Rewards Iconic Credit Card

After recently teasing that a new co-branded credit card was in the works, FNBO and MGM have now introduced the premium product. About the MGM Rewards Iconic World Elite Mastercard: This week, the MGM Rewards Iconic World Elite Mastercard officially debuted. Issued by FNBO, this premium card option joins the existing MGM Rewards World Elite Mastercard. Starting with rewards, the MGM Rewards Iconic card allows customers to earn 6x points…

Average FICO Credit Score Falls Slightly Year-Over-Year

A new report from FICO shows that the average credit score for American consumers recently dipped. About the Latest Average Credit Score Data: According to the latest data from FICO, the average credit score in the United States has fallen. Now, the average stands at 715. That’s down two points from last April and down one point since January of this year. It also marks the lowest average recorded since…

Cathay Pacific and Synchrony Reintroduce Co-Branded Card

After pausing applications late last year, the Cathay World Elite Mastercard has returned. About the Cathay World Elite Mastercard: The Cathay World Elite Mastercard from Synchrony Bank is once again accepting applications. With this card, customers can earn Asia Miles on purchases as well and enjoy other special benefits. First, cardholders can earn 3 Asia Miles per $1 spent on Cathay Pacific and Hong Kong Express travel. This includes in-flight…

U.S. Bank Makes Big Changes to Bank Smartly Credit Card

Just six months after U.S. Bank launched its unique Bank Smartly Visa Card, some major changes have been made. About the Updates to the U.S. Bank Smartly Visa Card: Last fall, U.S. Bank announced its Bank Smartly card. With this product, customers could earn a base of 2% back on all purchases — but that could be doubled for those with larger banking balances. Although that core structure will remain, U.S….
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Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...