Fioney: Financial Advice for a Changing World
Financial Advice for a Changing World
scenic view of a mountain lake

"Work Optional" by Tanja Hester Book Review

Editor’s note: The following review was first published in 2019, but the conclusion has been updated for 2024. Prior to attending last year's FinCon Expo, I had certainly heard about FIRE (short for "financial independence, retire early) but it wasn't until I arrived at the conference that I realized how large the movement had grown. Of course, with popularity comes backlash, as some so-called "gurus" have questioned the fundamentals of…
Chase Q3 bonus categories for summer

Chase Freedom Announces 5% Bonus Categories for Q3 2024

With the official summer season about to begin, Chase has embraced the fun for its Chase Freedom third quarter 2024 bonus categories. About the Q3 2024 bonus categories: From July through September, Chase Freedom and Freedom Flex cardholders can earn up to 5% back in three (technically four) bonus categories. First up is gas/EV charging station. This includes gasoline paid for either at the pump or inside of the station….
Pepper logo

Pepper App Offering 10% Off Lowe's Gift Cards for Father's Day

The cashback app Pepper Rewards has a special deal in place for Father's Day weekend. About the offer: Starting today and running through this weekend, Pepper is offering a 10% instant discount on Lowe's gift cards — in addition to the regular 5% back. As a result, users can purchase a $50 gift card for $45, a $100 gift card for $90, a $500 gift card for $450, etc.. The…
Visa SavingsEdge app

Visa Relaunches Small Business Rewards Platform SavingsEdge

Small business owners with Visa business cards can once again earn rewards via SavingsEdge. About the relaunched program: Visa has officially relaunched its SavingsEdge platform following a short hiatus. The updated tool includes some enhanced features, new offerings, and more. These changes are meant to "support smarter spending and saving." According to Visa, the new SavingsEdge includes hundreds of new merchant offerings. This includes Instant Coupons and Cashback Offers in…
Product Reviews

Empower Personal Dashboard Review

A few years ago, my wife and I opened a new chapter in our financial journey as we resolved to make 2019 the year we learned more about investing. Whether I was reading books on the subject or exploring other blogs for advice, there was one recommendation I came across again and again: Personal Capital — which is now part of Empower and is known as the Empower Personal Dashboard….
SoFi Invest app

SoFi Active Investing Review (2023)

Has there ever been a better time to be a newbie investor? It wasn’t long ago that trading stocks and purchasing ETFs required “a guy” who you could give orders to and they’d make it happen. Oh, but they would charge you a significant commission for the service. Cut to 2023 and things are much different. Not only has stock market trading moved online, allowing investors to make trades for…
gas pump

2024 Pay with GasBuddy Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.

Yes, You Can Earn Cash Back With Dosh

The bottom line is that the Dosh app works as well as I could have hoped for earning cash back and I'm excited to try some of the other features (namely the travel bookings) it has to offer. So, if you're looking to maximize your savings and perhaps even double up on your credit card rewards, I'd recommend checking out Dosh and seeing what cash back you can earn.
4 Greenlight Level Up apps

Greenlight Level Up Review: A Free Financial Literacy Game

Despite personal finance being an important topic for those of all ages, few schools make it a part of their curriculum. In this absesnse, several companies and institutions have offered their own ways for children, teens, and adults to gain financial literacy. Among those looking to lend some assistance is Greenlight, which now offers a free financial learning game called Level Up. Even better, the company recently announced a partnership…
Mana debit card and app

Mana App Review: The Neobanking App for Gamers

One of the most intriguing trends I've seen emerge since I've been following FinTech is the advent of niche neobanks. These days, you can find apps geared towards certain communities, interests, and more. Among the latest examples I've seen of this is an app called Mana, which bills itself as the best debit card for gamers. Now, I may not be a big gamer, but I do know a thing…
Featured Articles
Fioney Top 10 Must-Read Personal Finance Articles - March 2024

Top 10 Personal Finance Articles of the Month — March 2024

Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them here. This includes a mix of sites that have become staples of our lists as well as many first-timers. Up first, we’ll be talking about some money lessons and other thoughts…

Varo Bank Review: The FinTech With a National Bank Charter

In 2020, Varo Money made history by becoming the first FinTech firm to be awarded a national bank charter — resulting in the new name Varo Bank. Although I hadn’t previously used Varo Money, they always struck me as an intriguing service that put its customers first. So, is that same spirit still present in Varo Bank? Let’s take a look at what Varo Bank has to offer, including the…
walking with a suitcase looking at the sunset

2023 Guide to Travel Credit Cards

In case you hadn’t heard, travel is back in a big way. With demand for flights, hotels, and more going strong, it may be time to grab a new credit card that will not only reward you on the purchases of these bookings but can also bring some perks to your travel experience. What’s more, several travel-centric credit cards are now offering some of their best welcome bonuses. On that…
Popular Posts

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first…

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind…
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will…
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a “New Year, New Me” theme last quarter,…
Latest News

Chase Freedom Announces 5% Bonus Categories for Q3 2024

With the official summer season about to begin, Chase has embraced the fun for its Chase Freedom third quarter 2024 bonus categories. About the Q3 2024 bonus categories: From July through September, Chase Freedom and Freedom Flex cardholders can earn up to 5% back in three (technically four) bonus categories. First up is gas/EV charging station. This includes gasoline paid for either at the pump or inside of the station….

Pepper App Offering 10% Off Lowe’s Gift Cards for Father’s Day

The cashback app Pepper Rewards has a special deal in place for Father’s Day weekend. About the offer: Starting today and running through this weekend, Pepper is offering a 10% instant discount on Lowe’s gift cards — in addition to the regular 5% back. As a result, users can purchase a $50 gift card for $45, a $100 gift card for $90, a $500 gift card for $450, etc.. The…

Visa Relaunches Small Business Rewards Platform SavingsEdge

Small business owners with Visa business cards can once again earn rewards via SavingsEdge. About the relaunched program: Visa has officially relaunched its SavingsEdge platform following a short hiatus. The updated tool includes some enhanced features, new offerings, and more. These changes are meant to “support smarter spending and saving.” According to Visa, the new SavingsEdge includes hundreds of new merchant offerings. This includes Instant Coupons and Cashback Offers in…

Survey: 74% of Shoppers Buy Unnecessary Items on Social Media

A new survey from WalletHub highlights the impact that social media can have on consumers’ finances and shopping habits. About the survey: Headlining the survey’s findings is the fact that nearly three-quarters (74%) of respondents report that they’ve made impulse purchases of unnecessary items on social media. Furthermore, 63% say they regret purchases they’ve made from these platforms. As a result, two-thirds say that social media in general helps to…

Robinhood To Acquire Bitstamp for $200 Million

Robinhood is set to expand its crypto platform with its latest purchase. About the acquisition: Last week, Robinhood announced plans to acquire Bitstamp. The deal is valued at approximately $200 million, but is subject to customary adjustments. The all-cash transaction is expected to close in the first half of next year. According to Robinhood, the acquisition will introduce its first institutional business as Bitstamp is “trusted by its institutional clients…

Fizz Announces $14.4 Million Seed Round

A credit-building debit card FinTech has raised a new early-stage round of funding. About the round: Fizz has revealed that it raised $14.4 million. The seed round was led by Kleiner Perkins, while V Angel, Y-Combinator, New Era Ventures, and others also participated. Previously, Fizz raised a $125,000 pre-seed round in 2021. With the new capital, Fizz plans to build its team and create new product lines. Additionally, it intends…

U.S. Bank Partners with Greenlight for Family Banking Tool

The family finance FinTech Greenlight has announced a new partnership with U.S. Bank. About the partnership: U.S. Bank and Greenlight are working together to help raise financial literacy for families. Now, eligible U.S. Bank checking account customers will have complimentary access to Greenlight’s debit card and app. This includes accounts for up to five children. To get started, customers can enroll in Greenlight via the U.S. Bank mobile app or…

Wells Fargo Debutes Attune Card with Unique Rewards Categories

Wells Fargo has just introduced its latest rewards card — and it certainly has some unique offerings. About the Attune World Elite Mastercard: With the new Wells Fargo Attune World Elite Mastercard, customers can earn 4% back on an eclectic list of rewards categories. The Atune card breaks these down into three main columns: Self-Care; Sports, Recreation, and Entertainment; and Impactful Purchases. For Self-Care, gym memberships, exercise classes, salons, and…

EarnIn Announces Erasure of $10.6 Million in Consumer Debt

The on-demand pay app EarnIn has teamed up with ForgiveCo to eliminate a chunk of consumer debt. About the debt alleviation: EarnIn has revealed that the company has relieved more than $10.6 million in consumer debt. According to a press release, this primarily consisted of credit card debt and auto loans. Specifically, this debt relief was applied to select residents of Atlanta, Georgia with household incomes of less than $100,000…

Discover Reveals 5% Bonus Categories for Q3 2024

Discover has announced its 5% bonus category selections for July through September of 2024. About the Q3 2024 bonus categories: Starting next month, Discover It customers can earn 5% back on purchases that fall into two special categories: grocery stores and Walmart. First, the grocery store category includes supermarkets, meat lockers, bakeries, smaller grocery stores, and grocery delivery services. However, purchases made at Target or at convenience stores, wholesale clubs,…
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Rent Day

Bilt Announces Home Collection Deal for May 2024 Rent Day

For May's Rent Day, Bilt is offering a deal that will allow members to decrease their rent bill while also adding to their home decor. About the Home Collection offer: Bilt has crafted a unique Rent Day offer for May 2024. Through the 1st, when Bilt members redeem their points toward rent payments, they'll receive the same number of points to be used toward Bilt Home Collection items. To take...