Financial Advice for a Changing World
FinTech News
Synchrony Latest Bank to Add Pay Later Features to Apple Pay
by Kyle Burbank
After teasing new capabilities for credit card customers in October, Synchrony is now officially bringing a "pay later" option to Apple Pay. About the new pay later feature: Synchrony cardholders will now have more options when using Apple Pay via iPhone or iPad to shop online or in-app. In addition to being able to make a regular credit card payment, eligible customers will also have a promotional offer option that…
Personal Finance News
CFPB Suing Capital One Over Savings Interest Rate Discrepancy
by Kyle Burbank
The Consumer Financial Protection Bureau (CFPB) has announced that it's suing Capital One, accusing the bank of tricking customers with its savings account products. About the suit: In a press release, the CFPB revealed that it was taking action against Capital One, saying that the bank had deprived millions of customers of more than $2 billion in total interest. This accusation stems from Capital One's 360 Savings account, which was…
Personal Finance News
National Use Your Gift Card Day Returning January 18th
by Kyle Burbank
A retail holiday that reminds consumers to claim forgotten funds is just around the corner. About National Use Your Gift Card Day: On January 18th, National Use Your Gift Card Day will return. Celebrated on the third Saturday of January, this retail "holiday" was coined in 2020, with 2025 marking the sixth installment. On this day, consumers are encouraged to locate and redeem any gift cards they may have acquired… Product Reviews
Money Management Product Reviews
2024 Pay with GasBuddy Review: Yes, You Can Legitimately Save Money Every Time You Fill
by Kyle Burbank
Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.Money Management Product Reviews
SoFi Active Investing Review (2023)
by Kyle Burbank
Has there ever been a better time to be a newbie investor? It wasn’t long ago that trading stocks and purchasing ETFs required “a guy” who you could give orders to and they’d make it happen. Oh, but they would charge you a significant commission for the service. Cut to 2023 and things are much different. Not only has stock market trading moved online, allowing investors to make trades for… Money Management Product Reviews
Empower Personal Dashboard Review
by Kyle Burbank
A few years ago, my wife and I opened a new chapter in our financial journey as we resolved to make 2019 the year we learned more about investing. Whether I was reading books on the subject or exploring other blogs for advice, there was one recommendation I came across again and again: Personal Capital — which is now part of Empower and is known as the Empower Personal Dashboard…. Money Management Product Reviews
Yes, You Can Earn Cash Back With Dosh
by Kyle Burbank
In the years since I started writing about personal finance, I’ve become mildly obsessed with two topics: 1) personal finance apps and 2) earning cash back. That’s why, as soon as I heard about the app Dosh, I knew I had to give it a try. Cut to now years later and Dosh has grown tremendously, bringing easy-to-earn cashback to more and more users. In that time, the app has… Money Management Product Reviews
Greenlight Level Up Review: A Free Financial Literacy Game
by Kyle Burbank
Despite personal finance being an important topic for those of all ages, few schools make it a part of their curriculum. In this absesnse, several companies and institutions have offered their own ways for children, teens, and adults to gain financial literacy. Among those looking to lend some assistance is Greenlight, which now offers a free financial learning game called Level Up. Even better, the company recently announced a partnership… Money Management Product Reviews
Mana App Review: The Neobanking App for Gamers
by Kyle Burbank
One of the most intriguing trends I've seen emerge since I've been following FinTech is the advent of niche neobanks. These days, you can find apps geared towards certain communities, interests, and more. Among the latest examples I've seen of this is an app called Mana, which bills itself as the best debit card for gamers. Now, I may not be a big gamer, but I do know a thing… Featured Articles
Best of the Web
Top 10 Personal Finance Articles of the Month — March 2024
by Fioney Staff
Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them here. This includes a mix of sites that have become staples of our lists as well as many first-timers. Up first, we’ll be talking about some money lessons and other thoughts… Savings Account Reviews
Varo Bank Review: The FinTech With a National Bank Charter
by Kyle Burbank
In 2020, Varo Money made history by becoming the first FinTech firm to be awarded a national bank charter — resulting in the new name Varo Bank. Although I hadn’t previously used Varo Money, they always struck me as an intriguing service that put its customers first. So, is that same spirit still present in Varo Bank? Let’s take a look at what Varo Bank has to offer, including the… Credit Card Guides
2023 Guide to Travel Credit Cards
by Kyle Burbank
In case you hadn’t heard, travel is back in a big way. With demand for flights, hotels, and more going strong, it may be time to grab a new credit card that will not only reward you on the purchases of these bookings but can also bring some perks to your travel experience. What’s more, several travel-centric credit cards are now offering some of their best welcome bonuses. On that… Popular Posts
Credit Card News
Best Western Debuts Two New Rewards Credit Cards
by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best… Credit Card News
Marriott Bonvoy Bold Card Launches Travel Contest
by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the… Credit Card News
Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate
by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13… Best of the Web
Top 10 Personal Finance Articles of the Month — September 2024
by Kyle Burbank
Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we’ll look at some articles… Latest News
Brokerage Platform eToro Reportedly Files for Initial Public Offering
by Kyle Burbank
New reporting indicates that the digital brokerage platform eToro has filed to go public. About the reported filing: According to the Financial Times, eToro has made a confidential filing with the Securities and Exchange Commission seeking an initial public offering in the United States. This IPO would apparently value the company around $5 billion. FT’s sources suggest the company could be listed as early as the second quarter of this… CFPB Suing Capital One Over Savings Interest Rate Discrepancy
by Kyle Burbank
The Consumer Financial Protection Bureau (CFPB) has announced that it’s suing Capital One, accusing the bank of tricking customers with its savings account products. About the suit: In a press release, the CFPB revealed that it was taking action against Capital One, saying that the bank had deprived millions of customers of more than $2 billion in total interest. This accusation stems from Capital One’s 360 Savings account, which was… National Use Your Gift Card Day Returning January 18th
by Kyle Burbank
A retail holiday that reminds consumers to claim forgotten funds is just around the corner. About National Use Your Gift Card Day: On January 18th, National Use Your Gift Card Day will return. Celebrated on the third Saturday of January, this retail “holiday” was coined in 2020, with 2025 marking the sixth installment. On this day, consumers are encouraged to locate and redeem any gift cards they may have acquired… Dosh Announces Sunsetting of Cashback App
by Kyle Burbank
The card-linked cashback platform Dosh has announced that it will be shutting down its mobile app next month. About the closure: Over the weekend, Dosh sent an email to users revealing their plans to sunset the app. The last day that users will be able to make qualifying transitions to earn cash back will be January 16th. Then, the app will officially shut down on February 28th. Ahead of the… Robinhood Offering Limited Time 2% IRA/401(k) Transfer Bonus
by Kyle Burbank
With tax season approaching, Robinhood Retirement is offering a bonus to those transferring their accounts to the platform. About the bonus: From now through April 30th, 2025, customers can earn up to a 2% bonus when transferring an IRA or completing a 401(k) rollover to Robinhood Retirement. Specifically, those with Robinhood Gold will earn a 2% match on transferred funds while non-Gold members will earn a 1% match. These bonuses… Savvy Advisors Platform Surpasses $1 Billion AUM Milestone
by Kyle Burbank
Savvy Wealth’s Savvy Advisors platform has announced a major milestone. About Savvy’s landmark: This week, Savvy announced that its Savvy Advisors service had surpassed $1 billion in client assets under management (AUM). That total has tripled since the start of 2024. Additionally, in December, Savvy added four financial advisors and now employs 40 advisors. The new additions include the advising team of Cindy Alvarez and Janelle Van Meel, Erin Niehaus,… Delta Announces New Exclusive Partnership with Uber
by Kyle Burbank
Delta has revealed a new exclusive partnership with Uber, set to go into action this spring. About the partnership: During the airline’s big CES keynote event held at the Sphere in Las Vegas, Delta announced that it was entering into a new deal with rideshare and good delivery giant Uber. Under this partnership, Uber customers will be able to earn bonus SkyMiles when they link their accounts and complete certain… Seeking Alpha Partnering with FinTech Brokerage Moomoo
by Kyle Burbank
Investment research platform Seeking Alpha and the FinTech brokerage app Moomoo are teaming up to bring investors a special offer. About the partnership: This week, Seeking Alpha announced a partnership with Moomoo. While the promotion will begin today, it’s expected to span three months. During that time, there will be reciprocal benefits for customers of both platforms. First, when Seeking Alpha users open a new brokerage account with Moomoo, they… NerdWallet Names Best Credit Cards, Banking Products for 2025
by Kyle Burbank
With the new year now here, NerdWallet has released its annual Best-Of Awards looking at the top credit cards, banking tools, and more. About the results: As they’ve done for several years running, NerdWallet has announced a slate of awards looking at the best options in finance. Starting with credit cards, the Wells Fargo Active Cash card was named Best Credit Card for Simple Cash Back thanks to its flat… Credit Card Defaults in the U.S. Reach 14-Year High
by Kyle Burbank
A new report shows that credit card defaults are on the rise and reaching multi-year highs. About the report: As Financial Times reports (using BankRegData figures), through the first three quarters of 2024, defaults on U.S. credit card accounts reached $46 billion. That total is the highest seen in more than a decade. In fact, 2010 was the last time such highs were reached. Compared to the first nine months…