Fioney: Financial Advice for a Changing World
Financial Advice for a Changing World
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Discover Reveals 5% Bonus Categories for Final Quarter of 2024

As we head into the holiday season, Discover has unveiled its fourth-quarter bonus category picks. About the Q4 2024 Discover It 5% categories: Starting on October 1st, Discover It customers will be able to earn up to 5% back on purchases from two major retailers. First up is Amazon — which has been a fixture of Discover's fourth-quarter bonus categories since at least 2015. While this category will of course cover…
globe showing a map of the states in the US

4 Surprising Cost of Living Statistics From Across the U.S.

As someone who moved from Los Angeles, California to Springfield, Missouri, I know a thing or two about cost of living expenses and how they differ across various areas of the country. In fact, as you can imagine, it was a big reason why my wife and I chose to move here back in 2015. Since then, cost of living expenses have been an even larger topic in the United…
GM credit cards

Goldman Sachs Reportedly Selling GM Credit Card to Barclays

Goldman Sachs is reportedly nearing a deal to offload its General Motors credit card portfolio to a bank they previously beat out for the program. About the reported deal: According to Bloomberg, Goldman Sachs is close to sealing a deal with Barclays to take over their GM credit card business. While the agreement has yet to be finalized, the transaction will apparently cost Barclays the value of the outstanding card…
Eddie Bauer Imprint Mastercard

Eddie Bauer Launches Upgraded Credit Card with Imprint

Popular retailer Eddie Bauer has announced an updated rewards credit card in partnership with the FinTech Imprint. About the card: This week, Imprint and Eddie Bauer unveiled the new Eddie Bauer World Mastercard. The no-annual-fee card will be issued by First Electronic Bank and will replace the retailer's current private label card offering. With the Eddie Bauer World Mastercard, customers can earn an additional 3 Adventure Rewards points per dollar…
Product Reviews
gas pump

2024 Pay with GasBuddy Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.
SoFi Invest app

SoFi Active Investing Review (2023)

Has there ever been a better time to be a newbie investor? It wasn’t long ago that trading stocks and purchasing ETFs required “a guy” who you could give orders to and they’d make it happen. Oh, but they would charge you a significant commission for the service. Cut to 2023 and things are much different. Not only has stock market trading moved online, allowing investors to make trades for…

Empower Personal Dashboard Review

A few years ago, my wife and I opened a new chapter in our financial journey as we resolved to make 2019 the year we learned more about investing. Whether I was reading books on the subject or exploring other blogs for advice, there was one recommendation I came across again and again: Personal Capital — which is now part of Empower and is known as the Empower Personal Dashboard….

Yes, You Can Earn Cash Back With Dosh

The bottom line is that the Dosh app works as well as I could have hoped for earning cash back and I'm excited to try some of the other features (namely the travel bookings) it has to offer. So, if you're looking to maximize your savings and perhaps even double up on your credit card rewards, I'd recommend checking out Dosh and seeing what cash back you can earn.
4 Greenlight Level Up apps

Greenlight Level Up Review: A Free Financial Literacy Game

Despite personal finance being an important topic for those of all ages, few schools make it a part of their curriculum. In this absesnse, several companies and institutions have offered their own ways for children, teens, and adults to gain financial literacy. Among those looking to lend some assistance is Greenlight, which now offers a free financial learning game called Level Up. Even better, the company recently announced a partnership…
Mana debit card and app

Mana App Review: The Neobanking App for Gamers

One of the most intriguing trends I've seen emerge since I've been following FinTech is the advent of niche neobanks. These days, you can find apps geared towards certain communities, interests, and more. Among the latest examples I've seen of this is an app called Mana, which bills itself as the best debit card for gamers. Now, I may not be a big gamer, but I do know a thing…
Featured Articles
Fioney Top 10 Must-Read Personal Finance Articles - March 2024

Top 10 Personal Finance Articles of the Month — March 2024

Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them here. This includes a mix of sites that have become staples of our lists as well as many first-timers. Up first, we’ll be talking about some money lessons and other thoughts…

Varo Bank Review: The FinTech With a National Bank Charter

In 2020, Varo Money made history by becoming the first FinTech firm to be awarded a national bank charter — resulting in the new name Varo Bank. Although I hadn’t previously used Varo Money, they always struck me as an intriguing service that put its customers first. So, is that same spirit still present in Varo Bank? Let’s take a look at what Varo Bank has to offer, including the…
walking with a suitcase looking at the sunset

2023 Guide to Travel Credit Cards

In case you hadn’t heard, travel is back in a big way. With demand for flights, hotels, and more going strong, it may be time to grab a new credit card that will not only reward you on the purchases of these bookings but can also bring some perks to your travel experience. What’s more, several travel-centric credit cards are now offering some of their best welcome bonuses. On that…
Popular Posts

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind…

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first…
gas pump

2024 Pay with GasBuddy Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that’s accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will…
Latest News

Discover Reveals 5% Bonus Categories for Final Quarter of 2024

As we head into the holiday season, Discover has unveiled its fourth-quarter bonus category picks. About the Q4 2024 Discover It 5% categories: Starting on October 1st, Discover It customers will be able to earn up to 5% back on purchases from two major retailers. First up is Amazon — which has been a fixture of Discover’s fourth-quarter bonus categories since at least 2015. While this category will of course cover…

Eddie Bauer Launches Upgraded Credit Card with Imprint

Popular retailer Eddie Bauer has announced an updated rewards credit card in partnership with the FinTech Imprint. About the card: This week, Imprint and Eddie Bauer unveiled the new Eddie Bauer World Mastercard. The no-annual-fee card will be issued by First Electronic Bank and will replace the retailer’s current private label card offering. With the Eddie Bauer World Mastercard, customers can earn an additional 3 Adventure Rewards points per dollar…

DailyPay Rebrands Debit Card, Plans New Cashback Offer Feature

The earned wage access platform DailyPay has announced a rebrand for its employee debit card offering. About the updated card and DailyPay: DailyPay has announced that it will be rebranding its Friday by DailyPay Visa Prepaid Card. Now, the service will simply be known as the DailyPay Visa Prepaid Card. With the card, users will still have the ability to transfer a portion of their earned payroll wages to the…

Alibaba Launches Co-Branded Business Credit Card with Cardless

A mega-popular online retail site is introducing a co-branded business rewards credit card to the U.S. market. About the card: Alibaba and Cardless have unveiled the upcoming Alibaba.com Business Edge Credit Card. Currently, a waitlist for the card is available, with applications expected to open later this year. With the Alibaba.com Business Edge card, businesses can earn 3% cashback on purchases made on Alibaba. Alternatively, they can opt for 60-day…

AI-Powered Compliance Platform Sedric Raises $18.5 Million

A company that leverages AI to help financial institutions manage compliance issues has closed a new round of funding. About the round: Sedric has announced that it raised $18.5 million in its latest round. The Series A was led by Foundation Capital with Amex Ventures also participating. To date, the company has now raised a total of $22 million including a 2021 seed round. With the new funds, Sedric says…

U.S. Bank Debuts Smartly Card with Savings-Tied Rewards Tiers

U.S. Bank is launching a new rewards credit card that will allow customers to earn up to 4% cashback. About the U.S. Bank Smartly card: This week, U.S. Bank formally announced the U.S. Bank Smartly Visa card — along with the Bank Smartly Savings account. These two products will be linked as Bank Smartly Visa cardholders will earn enhanced rewards based on their banking balance. First, the U.S. Bank Smartly card…

ASA Vault Adds Five More FinTech Tools to Its “App Store”

The “App Store as a Service” platform ASA has added five more FinTech tools to its roster. About the additions and ASA Vault: ASA has announced that it has added five FinTech applications to its ASA Vault app. These include PortfolioPilot, Guac, One Goal Finance, Credit Rent Boost, and Column Tax. With ASA Vault, users can sign up for and access these services without providing their name, email address, or…

Bilt Offering Two Transfer Bonuses for Rent Day September 2024

Bilt Rewards is offering not one but two travel transfer partner bonus deals for September 2024’s Rent Day. About the bonuses: On September 1st, Bilt Rewards members can take advantage of two transfer bonuses. First, members will be able to earn up to a 100% bonus when transferring points to Virgin Atlantic Flying Club. However, this bonus is tiered based on Bilt status. Blue (entry-level) members can get a 20%…

SaaS FinTech MoneyThumb Acquired by Iron Creek Partners

A company that offers a variety of underwriting tools has revealed that it’s been acquired. About the acquisition: This week, MoneyThumb announced that the private investment firm Iron Creek Partners LLC has acquired the company. According to a press release, this transaction will provide MoneyThumb with growth capital as the company continues to expand. While the news was announced on August 29th, the transaction officially closed on August 19th, 2024….

Bilt Partners with Walgreens for Automatic FSA/HSA Program

Bilt has announced a unique partnership with Walgreens that will not only mean bonus points for members but could also help them make use of their Flexible Spending Account (FSA) or Health Savings Account (HSA) benefits. About the partnership and program: This week, Bilt and Walgreen launched a new program together. With this feature, when members shop at Walgreens using a linked credit or debit card, Bilt’s system will be…
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2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...
gas pump

2024 Pay with GasBuddy Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...