Financial Advice for a Changing World
OnePay Partners with Upgrade to Offer Personal Loans
A Walmart-owned FinTech has announced plans to deliver personal loans to customers. About the OnePay-Upgrade Personal Loan Partnership: Today, OnePay (formerly ONE Finance) announced the launch of OnePay Personal Loans. Powering this new offering is a new partnership with fellow FinTech Upgrade. Now, OnePay customers will be able to apply for loans of $1,000 to…
Point.Me Launches New Tools to Help Find Reward Redemptions
The rewards tool Point.Me is introducing some new features meant to help credit card and loyalty program users get the most for their points. About Point.Me Explore and More: This week, the platform Point.Me announced the launch of its new Explore feature. With this tool, users can now view award flight options by browsing a…
Business Lending FinTech Forward Financing Raises $525 Million
A FinTech specializing in delivering capital to small businesses has raised new funding of its own. About Forward Financing and Its Latest Funding: This week, Forward Financing announced that it had secured $525 million in new financing. That sum includes a $350 million variable funding note facility as well as a $175 million asset-backed securitization….
Chase to Tweak Freedom Flex Card Benefits Starting This Fall
Chase is making some small updates to one of its popular rewards credit cards. About the Chase Freedom Flex Updates: Soon, Chase Freedom Flex will swap one benefit out for a new one (as reported by TPG). The cashback card will discontinue its current cell phone protection. In its place, the card will offer 0%…
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My Personal Credit Card Strategy for 2025
Each year for the past several years, I’ve shared a look at “what’s in my wallet” and how I’ll be using each of the rewards credit cards I have. In 2024, my strategy actually saw some decently sized changes thanks to product changes, further lifestyle shifts, and more. Therefore, I was excited to write all…
Guide to No Annual Fee Credit Cards
When it comes to rewards credit cards, you really can’t beat a no-annual-fee option. Sure, there are premium cards with hefty annual fees that may still be worth it, but, overall, there are plenty of advantages to not having to worry about such things. For one, there’s less pressure to ensure that you’re getting every…
5 Things I’ve Learned After Making 200 YouTube Videos
Over the weekend, I published a new video on YouTube. That might sound pretty mundane seeing as I do this approximately once a week — but, a day after posting, I learned that this particular posting wasn’t as routine as it seemed. Instead, unbeknownst to me, I had just reached a milestone: publishing my 200th…
Latest News
OnePay Partners with Upgrade to Offer Personal Loans
A Walmart-owned FinTech has announced plans to deliver personal loans to customers. About the OnePay-Upgrade Personal Loan Partnership: Today, OnePay (formerly ONE Finance) announced the launch of OnePay Personal Loans. Powering this new offering is a new partnership with fellow FinTech Upgrade. Now, OnePay customers will be able to apply for loans of $1,000 to…
Point.Me Launches New Tools to Help Find Reward Redemptions
The rewards tool Point.Me is introducing some new features meant to help credit card and loyalty program users get the most for their points. About Point.Me Explore and More: This week, the platform Point.Me announced the launch of its new Explore feature. With this tool, users can now view award flight options by browsing a…
Business Lending FinTech Forward Financing Raises $525 Million
A FinTech specializing in delivering capital to small businesses has raised new funding of its own. About Forward Financing and Its Latest Funding: This week, Forward Financing announced that it had secured $525 million in new financing. That sum includes a $350 million variable funding note facility as well as a $175 million asset-backed securitization….
Chase to Tweak Freedom Flex Card Benefits Starting This Fall
Chase is making some small updates to one of its popular rewards credit cards. About the Chase Freedom Flex Updates: Soon, Chase Freedom Flex will swap one benefit out for a new one (as reported by TPG). The cashback card will discontinue its current cell phone protection. In its place, the card will offer 0%…
CLEAR+ Price Increases, Credit Card Benefits Follow
Another price hike has hit CLEAR+ subscriptions — but those with certain credit cards won’t feel the impact. About the CLEAR+ Pricing Change and Credit Card Update: The security biometrics subscription service CLEAR+ has announced new pricing. Now, the membership will increase to $219 from the previous $209. However, Delta SkyMiles/United MileagePlus members can still…
Report: States That Spend the Most on Health Insurance Policies
A new study highlights the states in which Americans spend the most for their family health insurance policies. About the Report: The personal finance site WalletHub recently published a report comparing the average health insurance policy price to the monthly income. To do this, the site looked specifically at silver health insurance plans in all…
Cash App Settles Multi-State Attorneys General Lawsuit
Block Inc. has reached a settlement with several state attorneys general regarding its popular Cash App. About Block Inc.’s Settlement: This week, it was announced that Block Inc. — which owns Square, Cash App, and more — had agreed to a multistate settlement. In total, the company will pay $45 million. As part of the…
Market Data FinTech Databento Raises $97 Million
A FinTech that delivers market data to clients via API has raised a significant new funding round. About Databento and Its Latest Funding: This week, Databento announced that it raised $97 million in new funding. The Series B was led by New Enterprise Associates (NEA) while existing and strategic investors such as DRW Venture Capital,…
New SoFi ETF Combines Social Strategy with Income Component
SoFi has once again expanded its ETF line-up, debuting a new option built for those seeking both income and growth. About the SoFi Social 50 Income ETF: This week, SoFi debuted its newest ETF:  the SoFi Social 50 Income ETF (SFYI). The “social 50” part of the name comes from the fact that this ETF…
Capital One Brings Back Enhanced Welcome Bonus for Savor Card
A popular rewards credit card is once again offering a lucrative limited-time welcome bonus. About the Capital One Savor Card Enhanced Welcome Offer: For a limited time, new Capital One Savor card applicants can earn an increased welcome bonus. Now, cardholders can earn $250 in cashback after spending $500 on the card within their first…

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