Fioney: Financial Advice for a Changing World
Financial Advice for a Changing World
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American Express Latest to Allow Apple Pay Rewards Redemptions

Amex customers have a new way to redeem their Membership Rewards points toward purchases. About Amex's Apple Pay Rewards Update: American Express customers with a Membership Rewards-earning card can now choose to redeem their points directly in Apple Pay. This can be done when cardholders are shopping online or in an app via an iOS device. At this time, the Apple Pay reward redemption option is only available to U.S….
Barclays Frontier Hero Credit Card - Money Best Airline Credit Cards 6 Years in a Row seal with a couple laying the water at a beach

Frontier Airlines Re-Ups, Expands Partnership with Barclays

Frontier and Barclays have extended their long-standing co-branded credit card partnership. About the Frontier-Barclays Partnership Renewal: This week, Frontier Airlines and Barclays US Consumer Bank announced that they'd reached a long-term renewal deal. In doing so, the companies reaffirmed a commitment to expand the value of the Frontier Airlines World Mastercard as well as the overall Frontier Miles program. The two companies have worked together for more than two decades….
Credit score and credit cards

Study: States Where Consumers Are Most Diligent About Credit

A new study sought to quantify which states have the most credit-diligent residents. About the "Diligent With Credit" State Rankings: The personal finance site WalletHub has released a new ranking of states meant to highlight consumers who stay on top of their credit. To do this, the site looked at several pieces of data — both positive and negative. First, the study considered the percentage of consumers who have tradelines…
a couple lounging at Hilton Hotel deck

Bilt Features Hilton Honors Transfer Bonus for July 2026 Rent Day

Updated on June 26, 2026 Another Bilt Rent Day means another transfer bonus — plus enhanced redemptions on select gift cards. About the Hilton Honors Transfer Bonus: This Rent Day, Bilt members can earn up to a 200% bonus when transferring points to Hilton Honors. Per usual, the size of the transfer bonus will depend on your Bilt status: Blue (entry level): 75% bonus Silver: 100% bonus Gold: 150% bonus…
Product Reviews
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some…

Robinhood App Review: Why I'm Still a Fan (Overall)

Robinhood has proven to be an extremely easy way to start buying stocks without having to pay commissions or fees. Furthermore, as I do start to learn the ropes and am ready to take my portfolio to the next level, it's nice to know that Robinhood continues to increase their offerings.

Is Amazon Prime Worth It? What You Get for Your Money

Prospective members should be aware that the beloved two-day shipping does not apply to every item on the site and that Prime's entertainment offerings might not be enough to satisfy everyone's TV craving. However, with a free 30 day trial and a monthly payment option after that, there's really no harm in taking Amazon Prime on a test run — especially on Prime Day — to see how it works…
Shop Pay logo and app

Shop Pay Review: The Pros and Cons

You've heard of Apple Pay and have probably heard about platforms, such as Google Pay and Samsung Pay as well. However, there's one "Pay" option that might not be as much of a household name but is supported by thousands of sites: Shop Pay. While the process of using Shop Pay may not differ too much from a regular online retail experience, there are some benefits — including the ability…
gas pump

2025 Pay with GasBuddy+ Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.

Acorns App Makes it Easy to Save and Invest

We’ve all probably heard it said that the key to building wealth is investing. Unfortunately, especially among those of a younger generation, getting started with investing can seem intimidating, preventing many from even trying. Enter Acorns — a mobile app that looks to make investing not only easy but also painless and automatic.
Featured Articles
Make It Happen by Darius Foroux book

“Make It Happen” by Darius Foroux Book Review

In the past few months, I’ve seen several people I follow on Twitter (X) announce that they’re releasing books (which is great since I’m currently looking to review one book a month for this site). But, while many of these titles won’t be released until this fall or later, I was excited to see that Darius Foroux recently announced that not one but two new books would be released just…
stack of credit cards

My Personal Credit Card Strategy for 2025

Each year for the past several years, I’ve shared a look at “what’s in my wallet” and how I’ll be using each of the rewards credit cards I have. In 2024, my strategy actually saw some decently sized changes thanks to product changes, further lifestyle shifts, and more. Therefore, I was excited to write all about my 2025 rewards credit card mix, including what I’ll be keeping an eye on…
credit card

Guide to Cash Back Credit Cards

When it comes to earning rewards using credit cards, a great place to start is with cash back credit cards. Unlike with some options that accrue points or airline miles, cashback cards reward users by giving them a percentage of their purchases back in the form of (you guessed it) cash. Then, these earnings can be redeemed for statement credits, transfers to your bank, or, in some cases, gift cards…
Popular Posts

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific…
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some…
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best…
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the…
Latest News

American Express Latest to Allow Apple Pay Rewards Redemptions

Amex customers have a new way to redeem their Membership Rewards points toward purchases. About Amex’s Apple Pay Rewards Update: American Express customers with a Membership Rewards-earning card can now choose to redeem their points directly in Apple Pay. This can be done when cardholders are shopping online or in an app via an iOS device. At this time, the Apple Pay reward redemption option is only available to U.S….

Frontier Airlines Re-Ups, Expands Partnership with Barclays

Frontier and Barclays have extended their long-standing co-branded credit card partnership. About the Frontier-Barclays Partnership Renewal: This week, Frontier Airlines and Barclays US Consumer Bank announced that they’d reached a long-term renewal deal. In doing so, the companies reaffirmed a commitment to expand the value of the Frontier Airlines World Mastercard as well as the overall Frontier Miles program. The two companies have worked together for more than two decades….

Study: States Where Consumers Are Most Diligent About Credit

A new study sought to quantify which states have the most credit-diligent residents. About the “Diligent With Credit” State Rankings: The personal finance site WalletHub has released a new ranking of states meant to highlight consumers who stay on top of their credit. To do this, the site looked at several pieces of data — both positive and negative. First, the study considered the percentage of consumers who have tradelines…

Bilt Features Hilton Honors Transfer Bonus for July 2026 Rent Day

Updated on June 26, 2026 Another Bilt Rent Day means another transfer bonus — plus enhanced redemptions on select gift cards. About the Hilton Honors Transfer Bonus: This Rent Day, Bilt members can earn up to a 200% bonus when transferring points to Hilton Honors. Per usual, the size of the transfer bonus will depend on your Bilt status: Blue (entry level): 75% bonus Silver: 100% bonus Gold: 150% bonus…

Home Equity FinTech Trovy Raises $15 Million

A FinTech offering a home equity-backed credit card has announced a new round of venture funding. About Trovy and Its Funding Round: This week, Trovy revealed that it had raised $15 million. The Series A was led by Left Lane Capital, with returning seed investors Kleiner Perkins, DCM Ventures, and Camber Creek also participating. With this round, Trovy’s total funding to date now sits at $25 million. According to the…

Walmart Expands Into Prepared Food Delivery with Subway

Walmart’s Express Delivery option now features a popular in-store restaurant option. About the Walmart-Subway Delivery Option: After taking on Amazon with its Walmart+ members and Express Delivery option, the retail giant is now treading into DoorDash and Uber Eats territory with its latest offering. Recently, Walmart announced that it was partnering with Subway to deliver freshly-made sandwiches and other items to customers via Express Delivery. Subway is currently Walmart’s largest…

Coverd Card Launches, Offering “Up to 100% Cash Back”

A unique credit card with variable rewards rates has officially launched. About Coverd Card: Recently, the a16z-backed FinTech startup Coverd debuted its unique Coverd Card, which offers up to 100% cash back on eligible purchases. In fact, the company says that it’s already paid out more than $25 million in rewards. The Coverd Card is accepted wherever Visa is. The star feature of the Coverd Card is its rewards. Rather…

Verizon Introduces New Loyalty Program, “Verizon Shine” Offers

Verizon is touting some customer-friendly changes, including the launch of a new loyalty program. About Verizon Dollars and Verizon Shine: Those with Verizon service could soon see a kick-back on their monthly bill — if they opt in, that is. The telecom is rolling out its new Verizon Dollars program, which will reward users with 3% back each month, starting in July. These rewards can not only be used for…

Wells Fargo Discontinues Its Unique Attune Credit Card

After just two years, Wells Fargo has pulled applications for the Attune card, making it no longer available to new cardholders. About the Attune Card and Its Discontinuation: Wells Fargo is no longer offering its Attune rewards credit card to new cardholders, removing applications from its website. While a page that explains the card’s unique categories is still live, links to the card’s page now redirect to the bank’s main…

Paze Launches Cashback Offer Worth Up to $100

The company behind the popular P2P platform Zelle is enticing customers to try their Paze service by offering a special promotion. About the Paze Cashback Offer: Credit and debit cardholders from select banks can currently earn up to $100 in statement credits thanks to an offer from Paze. When customers with eligible cards complete online purchases of $10 or more via Paze, they can earn $10 back. Moreover, this can…
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...