Fioney: Financial Advice for a Changing World
Financial Advice for a Changing World
phone with SoFi Coach app and feature callouts

SoFi Debuts AI-Powered Financial Chatbot: SoFi Coach

SoFi is delivering a new tool to members: an AI-powered chatbot called SoFi Coach. About SoFi Coach: This week, the FinTech-turned-national bank SoFi revealed its latest feature. SoFi Coach is a new chat tool that offers personalized money insights for members. According to the company, the Coach was built with the help of SoFi's financial planning team and, in early testing, nearly 70% of those who engaged with the tool…
collage of images representing the Discover 5% rewards categories for Q3 2026

Discover Reveals 5% Bonus Categories for Q3 2026

Updated on June 1, 2026 It's that time again: Discover has unveiled its picks for next quarter's 5% bonus categories. About Discover’s Q3 2026 Bonus Categories: From July through September of this year, Discover It cardmembers can earn up to 5% back in multiple categories — including a brand new one for the company. The third quarter bonus categories include Gas Stations, EV Charging, Public Transportation, Flights, and Drugstores. Starting…
Citi Custom Cash Rewards Cards

Citi Halts Applications for Its Custom Cash Rewards Credit Card

A unique credit card that allowed customers to earn up to 5% back is now off-limits to new customers. About the Citi Custom Cash Card and Update: As of May 28th, Citi is no longer accepting new applications for its Custom Cash card. A note posted to the card's landing page notes, "If you are interested in a cash back card, you are welcome to apply for the Citi Double…
U.S. Department of Treasury, Robinhood and BNY logos and app

Robinhood, U.S. Treasury Launch Trump Accounts Mobile App

As Trump Accounts near their launch this summer, a dedicated, official app for accountholders has debuted. About the Trump Accounts App: Soon, the tax-advantaged account meant to help parents save for their children's future will debut — including one-time contributions for qualifying children. Ahead of that, Robinhood, alongside the U.S. Department of Treasury, has launched a Trump Accounts mobile app, allowing parents to manage their contributions and investments. The mobile…
Product Reviews

Is Amazon Prime Worth It? What You Get for Your Money

Prospective members should be aware that the beloved two-day shipping does not apply to every item on the site and that Prime's entertainment offerings might not be enough to satisfy everyone's TV craving. However, with a free 30 day trial and a monthly payment option after that, there's really no harm in taking Amazon Prime on a test run — especially on Prime Day — to see how it works…
Shop Pay logo and app

Shop Pay Review: The Pros and Cons

You've heard of Apple Pay and have probably heard about platforms, such as Google Pay and Samsung Pay as well. However, there's one "Pay" option that might not be as much of a household name but is supported by thousands of sites: Shop Pay. While the process of using Shop Pay may not differ too much from a regular online retail experience, there are some benefits — including the ability…
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2025

Since taking an interest in personal finance one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 2,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some…
gas pump

2025 Pay with GasBuddy+ Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.

Acorns App Makes it Easy to Save and Invest

We’ve all probably heard it said that the key to building wealth is investing. Unfortunately, especially among those of a younger generation, getting started with investing can seem intimidating, preventing many from even trying. Enter Acorns — a mobile app that looks to make investing not only easy but also painless and automatic.

Aldi Curbside Pickup Review — Is it Worth it?

Over the past few months, I've been a bit torn. While I love saving money and keeping costs down, the convenience of grocery delivery has proven too powerful for me to resist. Now one of my favorite discount grocery stores is rolling out a better option with the introduction of Aldi Curbside Pickup. Yet, the question still remains: is this option actually worth it?
Featured Articles
Make It Happen by Darius Foroux book

“Make It Happen” by Darius Foroux Book Review

In the past few months, I’ve seen several people I follow on Twitter (X) announce that they’re releasing books (which is great since I’m currently looking to review one book a month for this site). But, while many of these titles won’t be released until this fall or later, I was excited to see that Darius Foroux recently announced that not one but two new books would be released just…
Fioney Top 10 Must-Read Personal Finance Articles April 2025

Top 10 Personal Finance Articles of the Month — April 2025

Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published (or updated) in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. We’ll start this month off by talking about investing,…
So You Are Thinking About Buying Your First Home book cover

Lessons From a First-Time Home Buyer: Announcing My New (and Free) Homebuyer’s Guide

For the past 18 months, I’ve been writing about my experience 1) buying a home and then 2) discovering everything that being a homeowner entails. Along the way, I’ve covered some topics that I’d never heard anyone else really talk about and have developed a few tips that I think others could learn from. That’s why I’ve now compiled the highlights of my experience into a new guide So, You…
Popular Posts

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific…
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best…
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the…
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13…
Latest News

SoFi Debuts AI-Powered Financial Chatbot: SoFi Coach

SoFi is delivering a new tool to members: an AI-powered chatbot called SoFi Coach. About SoFi Coach: This week, the FinTech-turned-national bank SoFi revealed its latest feature. SoFi Coach is a new chat tool that offers personalized money insights for members. According to the company, the Coach was built with the help of SoFi’s financial planning team and, in early testing, nearly 70% of those who engaged with the tool…

Discover Reveals 5% Bonus Categories for Q3 2026

Updated on June 1, 2026 It’s that time again: Discover has unveiled its picks for next quarter’s 5% bonus categories. About Discover’s Q3 2026 Bonus Categories: From July through September of this year, Discover It cardmembers can earn up to 5% back in multiple categories — including a brand new one for the company. The third quarter bonus categories include Gas Stations, EV Charging, Public Transportation, Flights, and Drugstores. Starting…

Citi Halts Applications for Its Custom Cash Rewards Credit Card

A unique credit card that allowed customers to earn up to 5% back is now off-limits to new customers. About the Citi Custom Cash Card and Update: As of May 28th, Citi is no longer accepting new applications for its Custom Cash card. A note posted to the card’s landing page notes, “If you are interested in a cash back card, you are welcome to apply for the Citi Double…

Robinhood, U.S. Treasury Launch Trump Accounts Mobile App

As Trump Accounts near their launch this summer, a dedicated, official app for accountholders has debuted. About the Trump Accounts App: Soon, the tax-advantaged account meant to help parents save for their children’s future will debut — including one-time contributions for qualifying children. Ahead of that, Robinhood, alongside the U.S. Department of Treasury, has launched a Trump Accounts mobile app, allowing parents to manage their contributions and investments. The mobile…

Bilt Offering TAP Bonus, Madonna Collab for June 2026 Rent Day

Updated on May 27, 2026 For its latest Rent Day promotion, Bilt Rewards is not only delivering an airline transfer bonus but is also teaming up with the Queen of Pop for a member exclusive. About the TAP Air Portugal Transfer Bonus: First, before we get to the pop star crossover, Bilt is offering a transfer bonus to TAP Air Portugal’s Miles&Go program. Once again, the size of the bonus…

AI-Powered Rewards Platform CasaPerks Raises $15.8 Million

A platform that allows consumers to earn rewards on rent and more has raised a new round of funding. About CasaPerks and the Seed Round: Today, CasaPerks revealed that it had raised $15.8 million. The seed round was led by Longevity Equity and included participation from “top real estate operators” among others. With the funds, CasaPerks plans to continue its expansion. Additionally, the company intends to scale its workplace recognition…

NerdWallet Introduces Monthly “Financial Resilience Index”

The popular personal finance site NerdWallet has premiered a new monthly index meant to highlight how prepared American consumers are for economic uncertainty. About the Financial Resilience Index: This week, NerdWallet introduced the Financial Resilience Index. For this index, the site commissioned Harris Poll to survey 2,072 adults in the United States. These respondents were asked questions across three different categories: financial security, financial strength, and economic outlook. Specifically, the…

Fanatics to Launch Rewards Credit Card with American Express

American Express and Fanatics have announced a partnership that will not only result in a new rewards credit card but will also lead to a new option for other cardholders. About the Fanatics American Express Card: This week, Amex revealed that it was teaming up with the sports merchandise site Fanatics. As part of this partnership, the two will create the Fanatics American Express Card. According to a press release,…

Bilt Partners with Flying Blue for Rewards on Rent for Cardholders

Those with the Air France/KLM rewards credit card can now earn bonus miles when paying rent via the Bilt platform. About the Bilt/Flying Blue Rent Payment Offer: Bilt is expanding its rent payment platform to give those with the Air France KLM Visa Signature Credit Card greater mileage rewards. Now, those cardholders can earn a total of 3 Flying Blue miles per $1 spent on rent payments made using Bilt….

Apple Card Debuts AirPods Pro Bonus Offer for New Cardholders

Apple is looking to entice potential Apple Card applicants with a special offer worth a pair of AirPods Pro. About Apple Card’s Bonus Offer: The Apple Card is currently offering a new bonus worth up to $250 — which is the cost of the AirPods Pro 3 (excluding tax). To take advantage of this deal, new Apple Card customers must be approved for the card and buy a pair of…
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...