Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Walmart + Capital One logos
Credit Cards

Walmart Suing Capital One Over Co-Branded Credit Card Deal

by Fioney Staff
In 2019, Walmart announced that it had signed a new exclusive agreement with Capital One to issue its cobranded credit cards. This ended a nearly 20-year partnership that the megaretailer had with Synchrony and resulted in the Capital One Walmart Rewards Mastercard and Walmart Rewards Card. However, less than four years later, Walmart is now suing Capital One. According to a report by the Wall Street Journal, Walmart is looking...
illustration of rewards credit cards
Credit Cards

Money at 30: The Top Credit Cards I'd Recommend to Beginners

by Kyle Burbank
Over the past five years or so, I've written a lot about credit cards. This includes covering new and interesting credit card products, showcasing the best options in a given category, and of course highlighting what's in my wallet. But, today, I wanted to go back to basics and talk about what credit cards I'd recommend to newbies. Below are a few credit cards that I find myself repeatedly recommending...
hand holding Rocket Visa Rewards Credit Card
Credit Cards

Rocket Companies Introduces Rocket Visa Card for Homebuyers

by Fioney Staff
Rocket Companies — the parent company of Rocket Mortgage, Rocket Homes, Rocket Loans and Rocket Money — is now adding a branded credit card to the mix. This week, Rocket introduced the Rocket Visa Signature Card. Not only will the new offering integrate with Rocket Money but will allow cardholders to earn up to 5% back. With the Rocket Card, customers can earn 5 Rocket Rewards on every purchase they make....
Ness credit card
Credit Cards

Ness Launches for Health and Wellness-Focused Credit Card

by Fioney Staff
A new premium credit card that puts a heavy emphasis on health and wellness is now launching a public beta. This week, Ness announced the debut of the Ness Card, partnering with a number of top wellness brands in the process. The card is issued by The Bank of Missouri and will operate on the Mastercard network. Starting with rewards, the Ness Card will earn 5 points per dollar spent...
Chase bank sign
Credit Cards

Chase Reveals Q2 2023 5% Bonus Categories for Freedom Cards

by Fioney Staff
One of the biggest perks of the popular Chase Freedom Flex card (and its predecessor the Chase Freedom card) is the ability to earn 5% cashback on categories that rotate each quarter. Currently, these categories include grocery stores, fitness clubs and gym memberships, and purchases at Target. Now, with the first quarter of the year drawing to an end, Chase has revealed its Q2 2023 bonus categories. From April 1st...
Bilt and Lyft logos
Credit Cards

Bilt Rewards Announces Partnership with Lyft, New Rewards

by Fioney Staff
A new perk has popped up for Bilt customers who regularly take rideshares. This week, Bilt Rewards announced a partnership with Lyft that will allow Bilt members to earn rewards on rides. First, Bilt loyalty members can now link their account to Lyft and earn 2x Bilt points on Lyft rideshare purchases. Additionally, Bilt Mastercard customers can earn up to a total of 5x points on rides when they link...
fast food and paper towels collage
Credit Cards

Discover Announces 5% Bonus Categories for April to June 2023

by Fioney Staff
Late last year, rather than releasing its entire 2023 calendar of quarterly 5% bonus categories for its It card, Discover only revealed the categories for January through March (grocery store, drug store, and select streaming service purchases). Now, with the second quarter coming up, the card issuer has announced what spending categories cardholders will be able to earn 5% back on from April through June. First up, during the second...
DoorDash credit card
Credit Cards

Chase and DoorDash Launch DoorDash Rewards Mastercard

by Fioney Staff
After initially teasing a co-branded credit card last fall, today, Chase and DoorDash officially launched the new product. Customers can now apply for the DoorDash Rewards Mastercard to earn cashback on their delivery orders and beyond. Starting with the rewards, the new DoorDash credit card earns 4% cashback on DoorDash and Caviar orders. Additionally, other dining purchases will earn 3% back. Grocery store purchases (online or in-store) will earn 2%...
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Credit Score Guide

A Guide to Building Credit and Increasing Your Credit Scores

by Kyle Burbank
When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...
Checking Account Review

2024 SoFi Checking and Savings Review

by Kyle Burbank
Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo
FinTech News

Brim Financial Raises $85 Million as It Eyes Global Expansion

by Kyle Burbank
Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card
Credit Card News

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

by Kyle Burbank
Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Small Business News

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

by Kyle Burbank
Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...