Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Rakuten American Express Card with producs for purchase
Credit Cards

Rakuten Credit Card Announces Upcoming Improvements

by Kyle Burbank
Nearly one year after Rakuten launched a rewards credit card, the company has announced some small improvements to the product. About the Updates to the Rakuten Card: As reported by Doctor of Credit, the Rakuten American Express Card is scheduled to receive some updates. When the card debuted in July 2025, the 4% cash back on Rakuten purchases category was capped at a total of $7,000 per year. Now, that...
Barclays Frontier Hero Credit Card - Money Best Airline Credit Cards 6 Years in a Row seal with a couple laying the water at a beach
Credit Cards

Frontier Airlines Re-Ups, Expands Partnership with Barclays

by Kyle Burbank
Frontier and Barclays have extended their long-standing co-branded credit card partnership. About the Frontier-Barclays Partnership Renewal: This week, Frontier Airlines and Barclays US Consumer Bank announced that they'd reached a long-term renewal deal. In doing so, the companies reaffirmed a commitment to expand the value of the Frontier Airlines World Mastercard as well as the overall Frontier Miles program. The two companies have worked together for more than two decades....
a couple lounging at Hilton Hotel deck
Credit Cards

Bilt Features Hilton Honors Transfer Bonus for July 2026 Rent Day

by Kyle Burbank
Updated on June 26, 2026 Another Bilt Rent Day means another transfer bonus — plus enhanced redemptions on select gift cards. About the Hilton Honors Transfer Bonus: This Rent Day, Bilt members can earn up to a 200% bonus when transferring points to Hilton Honors. Per usual, the size of the transfer bonus will depend on your Bilt status: Blue (entry level): 75% bonus Silver: 100% bonus Gold: 150% bonus...
Wells Fargo Attune Card
Credit Cards

Wells Fargo Discontinues Its Unique Attune Credit Card

by Kyle Burbank
After just two years, Wells Fargo has pulled applications for the Attune card, making it no longer available to new cardholders. About the Attune Card and Its Discontinuation: Wells Fargo is no longer offering its Attune rewards credit card to new cardholders, removing applications from its website. While a page that explains the card's unique categories is still live, links to the card's page now redirect to the bank's main...
Holding an American Express Platinum to gain entry to a lounge
Credit Cards

American Express Platinum Card: Assessing Its Value After 5 Years

by Kyle Burbank
It’s wild to me that it’s now been nearly seven years since I first got the American Express Platinum Card. In that time, I’ve seen the annual fee go from $550 to $895 (with a stop at $695 in between). Therefore, each time it is time to renew, I take a pause and dive into the numbers to see if the card truly still makes sense for me. This is...
Chase Freedom Card and Q3 2026 Bonus Categories
Credit Cards

Chase Freedom's Q3 2026 5% Bonus Categories Announced

by Kyle Burbank
Updated on June 15, 2026 As a new quarter approaches, Chase's latest 5% bonus category picks have been revealed. About the Q3 2026 5% Bonus Categories for Chase Freedom and Freedom Flex: From July through September, those with the Chase Freedom and Freedom Flex cards can earn up to 5% back in several categories: Gas Stations/EV Charging and Public Charging, Select Live Entertainment, and United Way. First, the Gas Stations...
Chase Sapphire Preferred Visa Card
Credit Cards

Chase Reveals Major Refresh for Sapphire Preferred Card

by Kyle Burbank
Nearly one year after revamping its flagship Sapphire Reserve card, Chase has now announced updates for the Sapphire Preferred. About the Chase Sapphire Preferred Card Updates: The Chase Sapphire Preferred card is getting a much-anticipated refresh. However, unlike its sibling card (the Sapphire Reserve), the annual fee is staying the same. Among the new benefits of the Sapphire Preferred are some new rewards categories. Now, the card will earn 3x...
Barnes & Noble store
Credit Cards

Barclays and Barnes & Noble Renew Credit Card Partnership

by Kyle Burbank
Two decades after forming their credit card partnership, Barclays and Barnes & Noble have reached a deal to extend it once again. About the Barclays-Barnes & Noble Co-Branded Program and Extension: Today, Barclays US Consumer Bank and the popular book retailer Barnes & Noble announced an extension of their credit card partnership. Formed in 2026, this agreement was last renewed in 2022. The terms of this extension were not shared....
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...