Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Mesa and PRMG logos with app

Mesa and PRMG Debuting Co-Branded Homeowners Credit Card

A new co-branded version of a unique rewards credit card is now available. About the PRMG Mesa Homeowners Card: Mesa is partnering with Paramount Residential Mortgage Group (PRMG) to introduce a co-branded rewards credit card. Those working with a PRMG loan officer will be able to apply for the card after they close on their home purchase. The new card will be a custom version of the Mesa Homeowners Card,...
Bilt and Japan Airlines logos

Japan Airlines Becomes Latest Bilt Travel Transfer Partner

It's official this time: Japan Airlines is joining the list of Bilt Rewards transfer partners. About the Bilt and Japan Airlines Partnership: Bilt has announced that Japan Airlines (JAL) is its newest travel partner. As a result, Bilt members can now transfer their points to JAL's Mileage Bank at a rate of 1:1. This not only marks the first Japan-based airline to join Bilt's stable of travel partner options but...
Bilt Mastercard

2025 Bilt Rewards Mastercard Review

I remember vaguely hearing about Bilt several years ago, before being formally introduced to the Bilt Rewards Mastercard with the announcement that Wells Fargo would be issuing the card. What interested me in the product was that, at long last, it would reward cardholders on one of their largest monthly expenses: rent. Looking more closely at the card, I found that I had a lot of questions — and ones...
PNC Spend Wise Credit Card

PNC Introduces Spend Wise Card with APR Reduction Feature

PNC is rolling out a new credit card option with some interesting features. About the PNC Bank Spend Wise Card: This week, PNC Bank announced the launch of the PNC Spend Wise Visa. With this new product, consumers can see their interest rate fall when they meet certain requirements — and can also take advantage of some purchase protection perks. At the heart of the Spend Wise Visa is the...
Capital One Venture Card

Capital One Venture Card's Enhanced Bonus to End Next Week

According to reports, Capital One will be sunsetting a spectacular credit card bonus offer soon. About the Limited-Time Venture Rewards Card Offer: Capital One's current limited-time offer for its popular Venture card is coming to a close. However, until May 12th, new cardholders can still take advantage of the deal that's worth $1,000 (or more) in travel. Right now, new Venture Rewards customers can earn 75,000 bonus miles after spending...
Southwest credit cards

Southwest Airlines Adding Seating Perk for Credit Cardholders

As Southwest Airlines continues to overhaul its brand and policies, the carrier is bringing a new perk to its co-branded credit cards. About the New Seating Benefit: This week, Southwest unveiled another perk that travelers with one of its credit cards will enjoy when the airline's updated planes roll out. Soon, select cardholders will have a leg up when it comes to claiming new Extra Legroom seats (located in the...
Bilt and Southwest Airlines logos

Bilt Rewards Adds Southwest Airlines as Latest Travel Transfer Partner

Bilt Rewards is at it again — this time adding another notable travel brand to its point transfer program. About the Addition of Southwest Airlines: This morning, Bilt announced that it would be partnering with Southwest Airlines. As a result, Bilt members can now transfer their Bilt Points to Southwest's Rapid Rewards Program at a rate of 1:1. With the addition of Southwest, Bilt now has a total of 19 travel...
Bilt Rewards student loans repayment screenshot

Bilt Rewards Adds Student Loan Payment Redemption Option

Bilt is adding a new and unique redemption option for its members. About Bilt Point Student Loan Redemptions: Today, Bilt Rewards revealed that members could now redeem their Bilt Points toward a student loan payment. Effectively, this means that customers can chip away at their student debt just by paying their rent. To get started with this redemption option, customers will first need to connect their loan servicer. Currently, loans...
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Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...