Category: Credit Cards
The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Credit Cards
American Express Gold Card Offering "Up to" 100K Point Bonus
by Kyle Burbank
American Express is (potentially) upping the welcome bonus for another one of its signature cards. About the Amex Gold Card’s Elevated Offer: The American Express Gold Card is now offering an enhanced welcome bonus — for some, that is. Now, new cardmembers can earn up to 100,000 bonus Amex Membership Rewards points after spending at least $6,000 on the card within their first six months. However, this "up to" 100,000... 
Credit Cards
Bilt Boosting Gift Card Redemptions for July 2025 Rent Day
by Kyle Burbank
Bilt Rewards is back with another Rent Day promotion for July 2025. About July's Bilt Rent Day Gift Card Deal: On July 1st, Bilt Rewards members can take advantage of Rent Day by redeeming their Bilt Points for gift cards at enhanced rates. Similar to recent transfer partner offers, this redemption bonus is tiered, meaning that those with higher Bilt status will see larger bonuses. Here's a look at the... 
Credit Cards
Amex Offering Elevated Welcome Bonus for Platinum Card
by Kyle Burbank
With the revamped Chase Sapphire Reserve card making lots of headlines, Amex is looking to court new customers with an elevated welcome offer for its iconic Platinum Card. About the Platinum Card's Enhanced Welcome Bonus: The American Express Platinum Card is offering an increased welcome bonus. Currently, new cardholders can earn up 175,000 Membership Rewards points after spending $8,000 in purchases on the card within their first six months from... 
Credit Cards
Mesa Adds Two More Transfer Partners to Homeowners Card
by Kyle Burbank
The Mesa Homeowners card is expanding its travel transfer partner program. About Mesa's Latest Travel Transfer Partners: Recently, Mesa added two more transfer partners to its platform: Air Canada and SAS (Scandinavian Airlines). As a result, Mesa customers can now transfer points to either program at a rate of 1:1 — meaning that 1,000 Mesa Points can be turned into 1,000 Aeroplan points or EuroBonus points. To get started, members... 
Credit Cards
Chase Sapphire Reserve Reveals Revamp, Increased Annual Fee
by Kyle Burbank
Following weeks of rumors and teases, Chase officially unveiled a major revamp for its flagship Chase Sapphire Reserve card. About the Updated Chase Sapphire Reserve Card: Chase is bringing a host of new credits to its popular Chase Sapphire Reserve card — while also making adjustments to its rewards rates and annual fee. First, Chase states that the updated card offers "over $2,700" in value. That starts with a $300... 
Credit Cards
Chase Freedom Reveals 5% Bonus Categories for Q3 2025
by Kyle Burbank
Chase has unveiled its third quarter 2025 5% bonus category selections. About the Chase 5% Bonus Categories for Q3 2025: From July 1st through September 30th, Chase Freedom and Freedom Flex customers can earn up to 5% back in four categories: Gas Stations, EV Charging, Select Live Entertainment, and Instacart. First, the Gas Stations category includes automotive gasoline paid for either at the pump or inside the station. However, merchants... 
Credit Cards
2025 Discover It Card Review: Still Feeling “It” After All These Years
by Kyle Burbank
Many years ago now, following what I called my financial awakening, I found that I was suddenly in the market for a new rewards credit card. This led me to start researching various cards before ultimately landing on my final choice: the Discover It card. Before we get into my hands-on review, let me explain what I liked about this card on paper and why I ultimately applied for it....