Homes Archives

Category: Homes

woman holding her hands to her temple thinking

Lessons From a First-Time Home Buyer: Worst Time to Buy a House? There Are Always Exceptions

If you've been thinking about buying a house, looking at the news lately has likely disheartened you. As CNN reports, a recent Gallup poll found that 76% of Americans believe it's a bad time to buy — with only 21% saying it's a good time. There are several reasons for that sentiment, with the top two being the combination of high interest rates and high home prices. So, are you...
a hanging home ornament on a staircase

Lessons From a First-Time Home Buyer: The Best Parts of Homeownership So Far

Being a homeowner certainly has some pros and cons. In fact, a couple of weeks ago, I explored some of the downsides I've discovered since becoming a homeowner. With that, it's only fair that I also highlight some of the best aspects as well. Top 5 Things I'm Loving as a New Homeowner Being able to decorate Having lived in apartments for the past 20 years or so of my...
man holding a small model house

Lessons From a First-Time Home Buyer: The Worst Parts of Homeownership So Far

As you can probably imagine, making the jump from being a long-time apartment dweller to a first-time homeowner has been drastic. On the whole, the changes have been positive (which is why we chose to buy in the first place). But, of course, there are some downsides too — including some that I didn't really think about ahead of time. With that in mind, I wanted to share some of...
Leaving City Limit sign

Lessons From a First-Time Home Buyer: Living Outside City Limits

So, apparently I don't actually live in Springfield. Despite our mailing address including Springfield and part of our backyard likely falling under the city's jurisdiction, technically, we just live in Greene County, Missouri. This is something we only confirmed yesterday — although I had my suspicions before that. When we first came to tour this house, we were surprised to see a "Leaving City Limits" sign just before our street....
illustration of a hand off of a home

Lessons From a First-Time Home Buyer: The Problem with Appraisal Gaps

Amazingly, when my wife and I recently purchased our very first home, the process couldn't have gone smoother. Alas, that was not the case for our sister and brother-in-law. A day after they told us that their offer had been accepted on a house, they hit us back to say that the acceptance had since been rescinded as the owner feared an appraisal gap. Now, you may be thinking 1)...
electric lawnmower on grass

Lessons From a First-Time Home Buyer: How We Saved on Our First "Major" Purchase as Homeowners

Being a new homeowner after years of renting means that there are several items we are now in the market for that I wouldn't have even thought of before. What's more, these items are often on the pricey side, pushing them into the category of "major purchases." For example, this past week, we bought ourselves a lawnmower. Knowing that we didn't want to "cheap out" but also didn't want to...
snowed in house

Lessons From a First-Time Home Buyer: Surviving Our First Winter

One major difference between Springfield, Missouri and my previous city of residence (Glendale, California) is that, here, we have these things called "seasons." Furthermore, unlike a California winter where you might have to put on a sweater when it dips into the 40s, we do see snow, ice, and occasional sub-zero temperatures here in the Midwest. In turn, when we bought our home in whirlwind fashion, I knew we'd immediately...
woman starring at a model home

Lessons From a First-Time Home Buyer: Prioritizing New Projects

So far in this series, I've gone through some of the expenses that come with buying and owning a home. However, in addition to some required costs, homeowners may also face self-imposed spending in the form of projects. Obviously, these can range in size and price based on the condition of your home when you bought the place. In our case, when we decided to buy, we knew there'd be...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Rent Day

Bilt Announces Home Collection Deal for May 2024 Rent Day

For May's Rent Day, Bilt is offering a deal that will allow members to decrease their rent bill while also adding to their home decor. About the Home Collection offer: Bilt has crafted a unique Rent Day offer for May 2024. Through the 1st, when Bilt members redeem their points toward rent payments, they'll receive the same number of points to be used toward Bilt Home Collection items. To take...