Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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Survey Finds Lack of Financial Literacy Costs Adults $948 a Year

The latest survey from the National Financial Educators Council (NFEC) puts a dollar figure on financial literacy failings. About the NFEC Survey Results: Each year, the NFEC asks U.S. adults: "During the past year, about how much money do you think you lost because you lacked knowledge about personal finances?" In 2025, when averaging the 1,200 responses, the organization estimates that individuals lost $948 during the year due to a gap...
Money Together book cover

"Money Together" by Heather & Douglas Boneparth Book Review

Do you ever look at your Twitter feed and wonder how you came to discover certain people you follow? That's what happened to me with Douglass Boneparth. Luckily, what led me to take an increased notice of Boneparth wasn't that he said something horribly offensive and made me want to block him — but, instead, the announcement of a book he wrote with his wife. With that, I was excited...
Financial Goals list in a trash can

Survey: Financial Resolutions in Fashion Again, Even If Most Fail

With the year coming to an end, a new survey asked Americans about their financial-related resolutions. About the New Year's Resolution Survey Results: Recently, QuestionPro conducted a survey (commissioned by Beyond Finance) of 2,000 Americans, asking them about their upcoming resolutions — and how their past plans panned out. First, according to the survey, 83% of respondents who made finance-related resolutions last year failed to meet all or some of their...
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Lessons From a First-Time Home Buyer: The Spam and Scams Don't Stop

When we closed on our house, our mortgage broker and the title company warned us that we'd likely be getting a bevy of junk mail related to our new homeowner status. That's because, at least in Missouri, the transaction is public record. In turn, various companies take the opportunity to target us — and some of these operations don't appear as ethical as others. Having survived that initial influx of spam...
collage of personal finance book covers

Top 10 Personal Finance Books to Get 2026 Off to a Good Start

As quickly as it came in, 2025 is nearly over — and 2026 is waiting to take over. In turn, millions of people are growing introspective and considering what they may want to achieve, change, or do in the new year. For many, money is at least a part or factor in many of these goals. That’s why I figured now is a good time to highlight 10 (or so)...
Beycome logo and a house

DTC Real Estate Platform Beycome Raises $2.5 Million

A platform built for direct-to-consumer real estate transactions has just closed a new round of funding. About Beycome's Funding Round Recently, Beycome announced that it had raised $2.5 million. The seed round was led by InsurTech Fund. Pivot Ventures, the Florida Opportunity Fund, RedShift Capital, Neer Venture Capital, Kima Ventures, Ignite Venture, and Founders Future also participated alongside other strategic and angel investors. With previous seed funding and convertible notes,...
Imprint logo

Imprint Raises $150 Million, Reaches $1.2 Billion Valuation

A FinTech that helps brands create rewards credit cards has closed a new round of funding. About the Funding Round: This week, Imprint announced that it raised $150 million. The Series D was led by Khosla Ventures, while Thrive Capital, Ribbit Capital, Kleiner Perkins, Hedosophia, Spice Capital, and Timeless also participated. Notably, the funding was raised at a valuation of $1.2 billion, securing "unicorn" status for the startup. To date,...
OnePay logo with app on phone

Walmart's OnePay Rolls Out Cryptocurrency Trading

The FinTech neobanking app backed by Walmart has added cryptocurrency support — and a bonus offer for customers. About OnePay Crypto: OnePay has rolled out cryptocurrency trading in its app. Now, users can buy and sell both Bitcoin and Ethereum. Additionally, customres curious about cryptocurrency can find educational materials explaining the basics. Note that, to be eligible to open a crypto trading account, customers must also have a OnePay Cash...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...