Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Revolut logo and credit card
Personal Finance

Revolut Officially Files for United States Bank Charter

by Kyle Burbank
Following rumors and reports in recent months, Revolut has made it official, applying to become a national bank. About Revolut's Bank Charter Application: This week, London-based neobank Revolut announced that it had filed applications with the U.S. Office of the Comptroller of the Currency and Federal Deposit Insurance Corporation in hopes of gaining a national bank charter. If successful, the new entity would be called Revolut Bank US, N.A. Along...
Robinhood Platinum Card and apps
Personal Finance

Robinhood Reveals Family Features, New Credit Card, and More

by Kyle Burbank
Robinhood revealed a number of new offers during its "Take Flight" event last night. About Robinhood for Families, Robinhood Platinum Card, and More The investment app Robinhood had a lot to announce this week — including family features, a new credit card, and additional perks for Gold members. First up is Robinhood for Families. Soon, customers will be able to invite other adults to join a family hub. However, members...
a little house surrounded by flowers and weeds
Personal Finance

Lessons From a First-Time Home Buyer: It's Going to Be a Long Spring

by Kyle Burbank
I know that Spring is supposed to be an exciting and beautiful time. Yet, I find that, more and more, it's the season I dread the most. That's partially because of what the pollen and other airborne particles do to my allergies — but also because of how the Spring season affects me as a homeowner. So why am I so down on this blooming season? Here are a few key...
Jennifer Hudson and a handful of Credit One cards
Personal Finance

Jennifer Hudson, Credit One Team on Personal Finance Game

by Kyle Burbank
Credit One Bank is partnering with an Oscar winner to launch a financial education tool. About Cards on the Table (and Jennifer Hudson's Involvement): With March being Credit Education Month, Credit One has teamed up with talk show host, American Idol contestant, and EGOT winner Jennifer Hudson to roll out a new financial literacy game. Called Cards on the Table, this free activity shares financial tips and fun facts, while...
Audible logo and a stack of books
Personal Finance

Audible Introduces New Lower Tier for Audiobook Subscription

by Kyle Burbank
Amazon-owned audiobook platform Audible is rolling out a new lower-cost subscription plan in the U.S. and elsewhere. About Audible Standard Plan: Today, Audible announced the debut of its Standard membership plan. This new option is now available to customers in the United States, as well as the United Kingdom, Canada, Australia, Germany, and France. Additionally, testing is underway in other global markets. Priced at $8.99 in the U.S., the Standard...
Chime credit cards and app
Personal Finance

Chime Adds Another Service Tier With More Rewards, Perks

by Kyle Burbank
The neobank Chime has rolled out a third service tier to its banking platform. About Chime Prime: Less than one year ago, Chime introduced its premium tier called Chime Plus (previously stylized as Chime+). Now, another tier has arrived: Chime Prime. With Chime Prime, members can earn the highest APY on savings, earn up to 5% back on purchases, and more. For example, qualifying members currently earn 3.75% APY. Prime...
Ask the Bilt Concierge screenshot
Personal Finance

Bilt Rolling Out Neighborhood Concierge Digital Assistant Feature

by Kyle Burbank
Bilt Rewards is bringing a new digital tool to members. About Bilt's Neighborhood Concierge: Today, Bilt unveiled the Bilt Neighborhood Concierge. This free service is integrated into the Bilt app and is meant to help users complete everyday tasks while also accessing exclusive member benefits and more. Among the Neighborhood Concierge tasks cited by Bilt are making rent or mortgage payments, placing maintenance requests (at participating Bilt properties), getting restaurant...
illustration of a home and credit score reporting
Personal Finance

myFICO Adds  Mortgage Score Simulator for Premier Members

by Kyle Burbank
The Fair Isaac Corporation (much better known as FICO) has officially launched a new feature built for prospective homeowners. About myFICO's Mortgage Score Simulator Tool: This week, FICO revealed the addition of a new mortgage score tool to its myFICO platform. With the FICO Mortgage Score Simulator, users can better prepare to purchase a house by getting a greater understanding of what their credit scores will look like for lenders. While...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...