Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Personal Finance

Universal Basic Income: What It Is and What People Are Saying About It

by Kyle Burbank
Updated on March 23, 2026 In recent years, universal basic income has been discussed by several notable figures, including Silicon Valley totems such as Mark Zuckerberg as well as political notables, including Barack Obama and Bernie Sanders. Yet, while you might assume that, based on those names, UBI was strictly a progressive platform issue, the truth is that different versions of the idea have been floated by libertarians on the...
FinTech Breakthrough Awards logo
Personal Finance

2026 FinTech Breakthrough Award Winning Companies Announced

by Kyle Burbank
It's that time of year, again: the annual FinTech Breakout Award recipients have been revealed. About the 2026 Winners: Today, FinTech Breakthrough announced this year's top companies across multiple categories. First up, MX was named Personal Finance Platform of the Year. Last year, Monarch won a similar but differently titled "Best Personal Finance Platform" award. Meanwhile, 2026's Personal Finance App of the Year was Quicken, whereas 2025's Best Personal Finance...
five people holding phones with CakeClub app
Personal Finance

CakeClub Officially Launches Cash-Flow Focused Finance App

by Kyle Burbank
A new app built to help consumers manage their money in a realistic way has officially launched. About the CakeClub App: This week, the FinTech CakeClub announced the launch of its personal finance app. According to the company, this tool is meant to help individuals manage their cash flow and change the way they think about budgeting. In particular, the platform is designed for Gen Z, Millennials, and even Gen...
ScoreMaster app screenshots
Personal Finance

SmartCredit Review: A DIY Tool to Help Reach Your Credit Goals

by Kyle Burbank
Updated on March 17, 2026 Over the past decade or so, it seems that the general public has really started to understand how important credit is to their everyday lives. While I say this anecdotally, the rise in average credit score does support my theory. Unfortunately, even if you have a basic idea of how credit works, adding points to your score isn't always so straightforward. That's where the service...
Delta plane and a baggage handler
Personal Finance

Delta Updates "20-Minute Bag Guarantee" Luggage Policy

by Kyle Burbank
A popular Delta policy is getting an update — but remains mostly intact. About Delta's 20-Minute Bag Guarantee and the Adjustment When Delta SkyMiles members check a bag on a domestic itinerary, the airline guarantees that their luggage will arrive at the baggage claim carousel within 20 minutes of the flight's arrival at the gate. To back this up, in the event of a delay, passengers can file a claim...
Supermoney logo and app
Personal Finance

SuperMoney Launches Personal Finance App with AI Tools

by Kyle Burbank
The financial products comparison tool SuperMoney is expanding, launching a new personal finance app. About the SuperMoney App: This week, SuperMoney announced the debut of the SuperMoney App. Now available for iOS and Android (as well as on the web), the new app promises "Financial Calm" and is powered by Sense AI. With the SuperMoney App, users can generate automatic budgets, discover new financial products (such as those that could...
collage of credit cards
Personal Finance

U.S. News & World Report Reveals 2026 Credit Card Awards

by Kyle Burbank
This week, U.S. News & World Report announced its 2026 credit card picks — including a unique category inclusion. About U.S. News & World Report's Credit Card Awards for 2026: With so many credit cards on the market, U.S. News & World Report is weighing in with its 2026 award picks. In addition to common categories such as Travel, Cash Back, No Annual Fee, and more, the outlet also selected...
car with a gas hose attached from a gas pump
Personal Finance

GasBuddy Data Shows Average Gas Price Rose 51¢ in Past Week

by Kyle Burbank
With the conflict in Iran impacting oil supply, gas prices in the United States spiked over the past week. About the Rise in Average Gas Price: According to data collected by GasBuddy, the average price for a gallon of unleaded gasoline increased by 51.1¢ over the last week. The average is currently at $3.45 versus $2.94 last week. Moreover, the price of diesel rose 85.9¢ in the past week to...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...