Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Cash App send money screenshot
Personal Finance

Cash App Adds Ability to Request Payment Via a Custom Link

by Kyle Burbank
Block Inc.'s popular P2P app is introducing a new payment option. About Cash App Payment Links This week, Cash App introduced a new peer-to-peer payment medium. Customers can now send payment requests by generating a link in the app. The new feature serves as an alternative to existing Cash App payment methods, which include adding user via Cash Tag, email, or phone number. To utilize this new option, users can...
Experiean Smart Money app
Personal Finance

Experian Smart Money Account Launches High-Yield Savings

by Kyle Burbank
The credit bureau is once again growing its consumer-facing product lineup with a new banking account option. About Experian Smart Money High-Yield Savings: Experian has officially announced the launch of its Experian Smart Money Digital Savings Account. This new savings product joins the Smart Money Checking Account, which debuted in 2023. While Smart Money Digital Savings offers "up to 4% APY," Experian has a tiered structure. First, all customers can...
Step app and Beast Industries logo
Personal Finance

MrBeast's Company Acquires Neobanking App Step

by Kyle Burbank
A company founded by YouTube giant MrBeast has acquired a FinTech banking app aimed at younger adults. About the Beast Industries Acquisition of Step: Today, Beast Industries announced that it was acquiring Step. Financial details of the transaction were not shared in the press release. Step is a Gen Z-centric neobanking app that offers credit-building options in addition to checking and savings accounts. The platform also offers fractional share investing....
map of the US with states shaded by average credit score
Personal Finance

WalletHub Reveals Average Credit Score by State for 2026

by Kyle Burbank
The personal finance site WalletHub has released its latest look at which U.S. states have the highest and lowest average credit scores. About WalletHub's 2026 Credit Score by State Report Each year, WalletHub shares a look at which states have the best and worst credit. To compile this list, the site looked at the average scores of residents in each of the 50 states (Washington D.C. was excluded, as were...
Robinhood Presents Take Flight
Personal Finance

Robinhood Plans Next Keynote Event, "Take Flight"

by Kyle Burbank
The popular trading app Robinhood has announced another keynote event, set for next month. About Robinhood's "Take Flight" Event Robinhood is making a series of announcements and scheduling a presentation titled "Take Flight." The keynote will take place on Wednesday, March 4. True to the title and theme of the event, it will take place live at the TWA Hotel at John F. Kennedy International Airport in New York. According...
rows of phones with the Varo app
Personal Finance

Varo Bank Reveals $123.9 Million Series G Funding Round

by Kyle Burbank
The first FinTech to gain a national bank charter continues to raise funds. About Varo's Latest Funding Round: This week, Varo Bank announced that it raised $123.9 million in growth investment. The Series G was led by returning investor Warburg Pincus, along with newcomer Coliseum Capital Management. Other existing investors including Northview also participated, increasing their investments in the bank. Along with this update, Varo is adding two new members...
OnePay app with logo
Personal Finance

OnePay Latest App to Partner with April to Offer Free Tax Filing

by Kyle Burbank
You can add OnePay to the growing list of platforms customers can now use to file their tax returns. About the OnePay-April Partnership: Walmart-backed FinTech OnePay is introducing a new feature just in time for tax season. Now, OnePay Cash customers can file their taxes for free using the app. This capability comes courtesy of April. Using this feature, users can file both federal and state returns for no cost....
Capital One logo and Brex credit card and app
Personal Finance

Capital One Set to Acquire FinTech Platform Brex

by Kyle Burbank
Capital One is looking to add another acquisition to the list as it's made a deal to acquire a FinTech platform. About Capital One's Acquisition of Brex: Recently, Capital One announced that it had reached a definitive agreement to acquire Brex. The deal is valued at $5.15 billion, which includes a mix of stock and cash. This transaction is subject to closing conditions, but is expected to be completed "in...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...