Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Prosper logo and money tree

Prosper Announces $75 Million Growth Capital Financing

A long-admired FinTech has added some new capital to its coffers and it continues to grow after more than 15 years in business. Recently, Prosper Marketplace announced that it had closed a $75 million debt financing round. This capital came from a fund managed by Neuberger Bergman and will be used to help Prosper meet the demand for its loans, credit card, investment products, and more. According to the company,...
Venmo charity finder screenshot

Venmo App Adds Charitable Giving Interface

Although Thanksgiving and retail holidays such as Black Friday, Small Business Saturday, and Cyber Monday may be on the minds of many people, a popular peer-to-peer payment app is looking ahead to Giving Tuesday. This week, Venmo announced the rollout of a new interface that will make it easier for users to discover and donate to various charities. The feature is now live in the latest version of the Venmo...
gift box

Money at 30: It's Gift Card Shopping Season

In the unlikely event that you were somehow unaware, this upcoming Friday is what's long been known in the retail industry and popular culture as Black Friday. Traditionally, this has been the official start of the holiday shopping season. While that remains largely true, over the years, several retailers have started to play with the timeline and basically just used the term "Black Friday" to describe any supposedly better-than-normal sale...
image of a stroefront

WalletHub Highlights 2022 Black Friday Trends and Best Deals

In just a few days, the 2022 holiday shopping season will officially kick off with Black Friday. Ahead of that date, the personal finance site WalletHub has released its latest annual report looking at the trends and top deals shoppers can expect this year. According to WalletHub's findings, the retailer with the largest average discounts this Black Friday is JC Penney. The well-known anchor store is no stranger to this...
rows of phones with the Varo app

Varo Adds Support for Zelle Payments

The neobank turned fully-fledged and nationally licensed bank Varo is once again expanding its platform. Now, customers will have access to the popular peer-to-peer (P2P) payment service Zelle from within the Varo app. Previously, while customers could use the Varo to Varo feature to send money to friends and could link their own external bank accounts, a universal P2P payment option wasn't available natively. To get started using Zelle within...
Frontier airplane

Frontier Airlines Introduces "GoWild!" All-You-Can-Fly Annual Pass

Having lost out on the chance to acquire Spirit Airlines, Frontier is making a splash in a different way and offering flyers a unique opportunity. This week, the budget airline announced the launch of its GoWild! pass that essentially entitles passengers to 12 months of unlimited Frontier flights. What's more, for a limited time, the new pass can be purchased for $599 — which is a fraction of the $1,999...
illustration of buying Bitcoin

Money at 30: Keeping Crypto at Arm's Length

What was already being called the "Crypto Winter" has certainly grown colder in just the past couple of weeks. With the implosion of FTX, things are changing quickly. And, while I didn't have an FTX account, the news has actually impacted me as BlockFi has also paused withdrawals due to their ties to the platform. Meanwhile, as you can imagine, prices for several cryptocurrency assets have been sagging even lower...
BlockFi logo

BlockFi Latest Crypto Platform to Halt Withdrawals

With cryptocurrency exchange FTX filing for bankruptcy (after an acquisition deal with rival Binance fell through), the company's fall is impacting other crypto FinTechs as well. That now includes BlockFi. Last night, BlockFi announced that it was pausing withdrawals for customers and also requested that users not deposit funds at this time. In a statement posted to their Twitter account, BlockFi noted that the move was necessary due to news...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...