Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.









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Study: States with the Highest Credit Card Debt-to-Income Ratios
One of the surprising financial developments during that pandemic is that average credit card debt actually declined thanks in part to Americans traveling less and using stimulus checks to pay down balances. However, with inflation and interest rates rising since then, balances have begun to rise once again. Recently, the site Upgraded Points released a…
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Galileo Introduces BNPL Virtual Card Solution for Banks, FinTechs
With the popularity of “buy now, pay later” platforms continuing to rise, the FinTech API provider Galileo has announced new functionality that will give banks and FinTechs an easy way to jump aboard the train. As the company explains, this new feature will enable institutions to issue single-use virtual cards for the purpose of buy…
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Best Western Rewards Reveals Holiday Bonus Point Opportunity
As millions of Americans gear up for their holiday travels, one well-known hotel chain has announced a new promotion that could yield customers some sizable bonuses. Between now and February 5th, Best Western Rewards customers can earn up to 20,000 bonus points over the course of four stays. After their first eligible stay, they’ll earn…
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Robinhood Reveals More Details on Upcoming Retirement Account
After officially announcing plans for retirement accounts during an earnings call last month, Robinhood has now revealed more details about the upcoming feature and opened a waitlist for customers. First, Robinhood Retirement will offer both Roth and Traditional IRAs to users. With these accounts, customers will be able to invest in stocks and ETFs. Additionally,…
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AllWork Raises $4.9 Million From FINTOP Capital
A FinTech focused on freelancer payroll has closed a significant early-round investment. This week, AllWork announced that it had raised a $4.8 million round. The Series A was led by Nashville-based FINTOP Capital with no other participants. As a result of the transaction, FINTOP’s Chris Haley and Rick Holton will join AllWork’s board of directors. Previously, AllWork…
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U.S. Economy Added 263,000 Jobs in November 2022
Over the past several months, the United States economy has repeatedly offered mixed signals. Although gross domestic product results would suggest we’re headed for a recession, the Federal Reserve has been forced to hike interest rates in a bid to slow inflation. Now, the latest figures also show that the economy continues to create jobs…
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Carbon Credit API Cloverly Joins Visa’s FinTech Partner Connect
Last year, Visa introduced the FinTech Partner Connect program to the United States, with the goal of introducing institutions to vetted startups that could help them expand their product offerings. Now, the latest company to join the program is Cloverly. Founded in 2019, Cloverly is an API for carbon credits, allowing businesses and consumers to…
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Money at 30: The 2022 Black Friday/Small Business Saturday Deals I Partook In
In the past, I’ve often talked about my disdain for Black Friday. Despite this, it turns out that I did a decent amount of shopping on this day… albeit from the comfort of my home. Moreover, as we headed out into the world on Small Business Saturday, there were more deals to find. Thus, I…



