Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Tellus savings app

Tellus Raises $26 Million to Fuel Continued Growth

A company that helps consumers grow their savings via real estate has just closed an early investment round itself. This week, Tellus announced that it had raised a total of $26 million. That includes a $16 million seed round led by Andreessen Horowitz, as well as a $10 million SAFE note from early investors. Also participating the in seed round were All-Stars Investments, Alumni Ventures, Decent Capital, Vectr Ventures, West...
Using a Zip card to pay

Zip Expands Pay-in-4 Platform with Launch of Zip Card

With demand for "buy now, pay later" services still proving strong, the BNPL platform Zip has revealed its latest offering. Previously known as Quadpay, the Australian FinTech has announced the launch of Zip Card in the United States. Using the card, customers will be able to utilize the company's "Pay-in-4" service nearly anywhere Visa is accepted. The Zip Card is issued by WebBank. According to Zip, following a pilot program...
MoneyGram app

MoneyGram Adds Support for Buying, Selling, and Holding Crypto

Before the days of digital peer-to-peer money transfer, consumers relied on such services as MoneyGram to send money to loved ones. As technology as shifted, however, MoneyGram itself has had to evolve beyond its core product. Now, the company is once again expanding its reach by getting into the world of crypto. Recently, MoneyGram joined the ranks of P2P apps such as PayPal, Venmo, and Cash App by adding the...
Corss River and American Express logos

Cross River to Issue Cards American Express Cards for FinTechs

For years, American Express has been known for issuing its own credit and charge cards — including some premium options. However, while the company has previously worked with other issuers from time to time, these efforts have accelerated as of late. Now, another such agreement has been reached. Recently, Cross River announced a partnership with Amex to begin issuing cards on behalf of FinTechs that operate on the American Express...
Robinhood logo

Robinhood to Launch Retirement Investment Accounts

Over the years, fans of the FinTech app Robinhood have gained a reputation (accurate or not) for being risky and impulsive market players. However, the company will soon look to promote long-term investments by introducing retirement accounts on the platform. During a third quarter earnings conference call with investors, co-founder CEO Vlad Tenev formally announced plans to roll out Robinhood Retirement accounts soon. Specifically, Teniv stated that the company is...
Alaska Airlines and Lyft logos

Alaska Airlines and Lyft Announce Partnership, Miles Promotion

With the holiday travel season on the horizon, Alaska Airlines and Lyft have announced a new partnership that will allow riders to add to their Mileage Plana accounts. Through December 31st, customers who link their Alaska Airlines Mileage Plan and Lyft account can earn 2 miles per dollar spent on Lyft rides. After that date, the regular earning rate of 1 mile per dollar spent will be implemented. Rewards can...
KUDOS logo

"Smart Wallet" Tool Kudos Raises $7 Million

A FinTech that aims to help online shoppers choose the best credit card for their purchase has just raised a significant early funding round. Recently, Kudos announced that it had raised $7 million as it launches its "smart wallet" browser extension. The seed round was led by Patron and included participation from QED Investors, SciFi VC, SV Angel, Precursor Ventures, Newtype Ventures, and Chingona Ventures. More than 40 angel investors...
Upgrade savings app

Upgrade Introduces Premier Savings Account with 3.50% APY

Throughout this year, interest rates have skyrocketed thanks to a series of aggressive moves from the Federal Reserve. While this is bad news for those borrowing funds, it also means that the interest consumers are earning from savings accounts has also been on an upward swing. Now, the FinTech Upgrade is unveiling a high-yield savings account with one of the highest APYs available. Upgrade has launched its Premier Savings account,...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...