Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Venmo Amazon payment option

Amazon to Add Venmo Payment Option Ahead of Black Friday

Those shopping online this holiday season could see a new payment option pop up on an uber-popular retail site. Today, Amazon announced that it would soon offer Venmo as a payment option on its site and within its mobile app. While this feature will begin to be available to select users starting today, the company expects it to be open to all customers in the United States by Black Friday....
"The Winning Playbook" by Welsh and Scott

Money at 30: "The Winning Playbook" Book Review

Earlier this summer, I opened my email to find an unsolicited PDF copy of an upcoming book in my inbox. Well, it was upcoming back then but, now, The Winning Playbook: Strategies For Life On And Off The Field by authors Rob Welsh and Jonathan Ray Scott is available to all. So, with the football season (and, in turn, my fantasy football season) now well underway, I decided to spend...
Bilt logo

Bilt Rewards Raises $150 Million, Launches Home Buying Tool

A growing startup that offers rewards for renters has just raised another round of funding. Today, Bilt Rewards announced that it had closed a $150 million growth round. This round was led by Left Lane Capital, while Smash Capital, Wells Fargo, Greystar, Invitation Homes, Camber Creek, Fifth Wall, and Prosus Ventures also participated. Notably, this latest round valued the company at $1.5 billion. To date, Bilt has now raised $213 million,...
Olivia Albrecht - Aspiration CEO

Neobank Aspiration Names Olivia Albrech as New CEO

Since its founding in 2013, the environmentally-minded neobank Aspiration has undergone many changes. Along the way, the company has also seen significant investments from such celebs as Leonardo DiCaprio and Robert Downey Jr., raising $250 million to date. Now, the company is undergoing another big change as a new leader is stepping up. Recently, Aspiration announced that Olivia Albrecht had been named as Chief Executive Officer and will join the company's...
Astra logo

FinTech API Astra Raises $10 Million Series A

A startup that looks to make ACH transfers better for all involved has just closed a significant investment round. Recently, Astra announced that it had raised $10 million. The Series A was led by FPV Ventures, while Slow Ventures and Allegis Capital also participated. In addition to the equity round, the FinTech secured a $30 million line of credit through CoVenture. With this line of credit included, Astra has now raised a total of $56.2...
IRS on top of coin stacks

IRS Announces 2023 Tax Brackets Amid Inflation

With 2023 now within view, the Internal Revenue Service (IRS) has announced the tax brackets that will be used for the new tax year. While these adjustments are an annual tradition, this round of increases comes after a year where inflation has topped 8%. In turn, this latest round of raises is larger than usual. Across the board, brackets were adjusted by about 7%. In comparison, the change between 2021...
Apple Savings account

Apple Card to Offer High-Yield Savings Account

One of the largest companies in the world is set to introduce a new financial tool to its millions of customers. This week, Apple announced that it would soon be launching a high-yield savings accounts for Apple Card customers. Once it debuts, cardholders will be able to automatically deposit the Daily Cash they earn from their Apple Card purchases into their savings account. Additionally, customers will be able to deposit...
illustration of inflation

Year over Year Inflation is Highest in These U.S. Cities

Following a tumultuous two years that saw the United States economy crater before building back in the face of a pandemic, the biggest economic story of the past several months has been inflation. According to the latest Bureau of Labor Statistics report, the Consumer Price Index (CPI) rose 8.2% between September 2021 and September 2022 on a national scale. However, in some cities around the country, the rate of inflation...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...