Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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WalletHub Highlights 2022 Black Friday Trends and Best Deals

In just a few days, the 2022 holiday shopping season will officially kick off with Black Friday. Ahead of that date, the personal finance site WalletHub has released its latest annual report looking at the trends and top deals shoppers can expect this year. According to WalletHub's findings, the retailer with the largest average discounts this Black Friday is JC Penney. The well-known anchor store is no stranger to this...
rows of phones with the Varo app

Varo Adds Support for Zelle Payments

The neobank turned fully-fledged and nationally licensed bank Varo is once again expanding its platform. Now, customers will have access to the popular peer-to-peer (P2P) payment service Zelle from within the Varo app. Previously, while customers could use the Varo to Varo feature to send money to friends and could link their own external bank accounts, a universal P2P payment option wasn't available natively. To get started using Zelle within...
Frontier airplane

Frontier Airlines Introduces "GoWild!" All-You-Can-Fly Annual Pass

Having lost out on the chance to acquire Spirit Airlines, Frontier is making a splash in a different way and offering flyers a unique opportunity. This week, the budget airline announced the launch of its GoWild! pass that essentially entitles passengers to 12 months of unlimited Frontier flights. What's more, for a limited time, the new pass can be purchased for $599 — which is a fraction of the $1,999...
illustration of buying Bitcoin

Money at 30: Keeping Crypto at Arm's Length

What was already being called the "Crypto Winter" has certainly grown colder in just the past couple of weeks. With the implosion of FTX, things are changing quickly. And, while I didn't have an FTX account, the news has actually impacted me as BlockFi has also paused withdrawals due to their ties to the platform. Meanwhile, as you can imagine, prices for several cryptocurrency assets have been sagging even lower...
BlockFi logo

BlockFi Latest Crypto Platform to Halt Withdrawals

With cryptocurrency exchange FTX filing for bankruptcy (after an acquisition deal with rival Binance fell through), the company's fall is impacting other crypto FinTechs as well. That now includes BlockFi. Last night, BlockFi announced that it was pausing withdrawals for customers and also requested that users not deposit funds at this time. In a statement posted to their Twitter account, BlockFi noted that the move was necessary due to news...
Tellus savings app

Tellus Raises $26 Million to Fuel Continued Growth

A company that helps consumers grow their savings via real estate has just closed an early investment round itself. This week, Tellus announced that it had raised a total of $26 million. That includes a $16 million seed round led by Andreessen Horowitz, as well as a $10 million SAFE note from early investors. Also participating the in seed round were All-Stars Investments, Alumni Ventures, Decent Capital, Vectr Ventures, West...
Using a Zip card to pay

Zip Expands Pay-in-4 Platform with Launch of Zip Card

With demand for "buy now, pay later" services still proving strong, the BNPL platform Zip has revealed its latest offering. Previously known as Quadpay, the Australian FinTech has announced the launch of Zip Card in the United States. Using the card, customers will be able to utilize the company's "Pay-in-4" service nearly anywhere Visa is accepted. The Zip Card is issued by WebBank. According to Zip, following a pilot program...
MoneyGram app

MoneyGram Adds Support for Buying, Selling, and Holding Crypto

Before the days of digital peer-to-peer money transfer, consumers relied on such services as MoneyGram to send money to loved ones. As technology as shifted, however, MoneyGram itself has had to evolve beyond its core product. Now, the company is once again expanding its reach by getting into the world of crypto. Recently, MoneyGram joined the ranks of P2P apps such as PayPal, Venmo, and Cash App by adding the...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...