Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

America's Financial Setback: will 2023 be better?
Personal Finance

Majority of Americans Found 2022 to Be Economically Difficult 

by Fioney Staff
With 2022 coming to a close, many are now looking ahead to the new year. Unfortunately, it seems that some consumers have had a rough financial year that's left them pessimistic about what's ahead. According to Slickdeals' survey of more than 2,000 Americans, 58% of respondents described 2022 as being "economically difficult." This was a major change from 2021 when only 15% of those surveyed said the same. In fact,...
Apex Fintech Solutions and Unifimoney logos
Personal Finance

Apex, Unifimoney Partner for Community Bank Investment Services

by Fioney Staff
Two FinTech firms are joining forces in a bid to bring more financial services to smaller traditional banks and institutions. Recently, Apex FinTech Solutions and Unifimoney announced a partnership that will bring new services to customers of community banks and credit unions. Together, the companies will allow those institutions to offer investment services to account holders. These offerings could include Robo Advisory as well as stock and ETF trading. Apex...
financial graphs with a man writing in a ledger
Personal Finance

Survey Finds Majority of Millennials Willing to Change Banks

by Fioney Staff
As the year comes to a close and Americans set resolutions, it looks as though a number of consumers will be seeking a new banking account in 2023. A recent survey conducted by the FinTech M1 found that 71% of Millennials surveyed would consider changing their primary bank in order to receive a higher annual percentage yield (APY) on their funds. That figure rose to 79% among those intending to...
VW electric SUV
Personal Finance

FinTech Future Partners with Volkswagen for Carbon Calculator

by Fioney Staff
In a bit of surprising news, a growing financial technologies startup has announced a partnership with a major auto manufacturer. This week, Future announced a collaboration with Volkswagen. According to Future, VW will be employing the company's Electric Vehicle Calculator on its website to help customers measure the carbon impact of driving. Specifically, the tool will allow drivers to see how their carbon emissions will be lowered by switching from...
Buy Now Pay Later
Personal Finance

Buy Now, Pay Later: A Look at Some Popular BNPL Platforms

by Fioney Staff
If you've watched television, visited a retail store, or shopped online in the past few years, you've almost undoubtedly heard about "buy now, pay later" or at least encountered one of the companies offering such options. Not only has the number of BNPL services grown in recent years but the number of consumers turning to these services has continued to climb as well. Yet, while the popularity of these platforms...
holding a gift and a credit card
Personal Finance

Survey: 35% of Consumers Likely to Open Store Card for Holidays

by Fioney Staff
With Christmas Eve coming up on Saturday, millions of Americans will be doing some last-minute holiday gift shopping this week. As they do, they're sure to encounter offers from various retailers to open a store credit card. Oftentimes, these pitches will come with a discount or other perks that might appeal to shoppers in the moment but may not be so great in the long run. Despite this, a new...
Robinhood Web3 logo
Personal Finance

Robinhood Introduces Crypto Learn and Earn Feature

by Fioney Staff
Amid continued bad news in the realm of cryptocurrencies, a popular FinTech app is moving forward with a new feature that will provide customers with more education about certain assets. Recently, Robinhood launched its Learn and Earn program. With this feature, users will be able to dive into the details of certain crypto assets and systems. In return for doing so, they'll receive some of that asset to be added...
Pocketnest app
Personal Finance

Pocketnest Raises Fresh $2.6 Million Funding Round

by Fioney Staff
A platform that seeks to educate users about financial topics has closed its second funding round in 2022. This week, Pocketnest announced that it had raised $2.6 million. The latest seed round was led by Reseda Group and follows a $2 million round the company raised earlier this year. To date, Pocketnest has now raised nearly $5 million. According to the FinTech, these funds will support a 24-month runway and...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...