Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

holding a magnifying glass to a rental contract

A Practical Renters Guide From a Lifelong Renter

For those of us who can’t afford to buy a home, just don’t want to buy a home, or who enjoy the freedom to move around as we please, renting can be a great option. According to Census Bureau data, 35% of U.S. households rent — including 61.5% of those living in apartments and 26.7% of those in houses.  This means that, for a huge portion of Americans, renting is...
Varo logo

Varo Bank Introduces "Varo to Anyone" Payment Feature

FinTech-turned-bank Varo has unveiled a new feature that gives customers another option for sending money to friends and family. About the feature: Varo Bank has announced the launch of its new Varo to Anyone feature. As the name implies, this addition will allow users to send money to anyone who has a debit card. This feature replaces Varo to Varo, which was limited to those who already had an account...
Equifax, Experion, and TransUnion logos

Credit Bureaus Make Free Weekly Credit Reports Permanent

The three major credit bureaus in the United States have announced that consumers will be able to access their credit reports for free going forward. What's happening: This week, Equifax, Experian, and TransUnion confirmed that the pandemic-era feature that allows consumers to obtain their credit reports up to one time per week will now be permanent. Originally rolled out in 2020, this capability has since been extended multiple times and...
Authentic Founders

Insurtech Platform Authentic Raises $5.5 Million Seed Round

A startup that's bringing the practice of "captive insurance" to smaller businesses has raised a new round of funding. About the round: This week, Authentic announced that it had raised $5.5 million. The seed round was led by Slow Ventures along with participation from Altai Ventures, MGV, Upper90, Clocktower, Commerce Ventures, Mischief Ventures, Core Innovation Capital, and others. About Authentic: Authentic is a startup that provides vertical software-as-a-service (SaaS) companies with...
The Year of Less sitting on a coffee table

"The Year of Less" by Cait Flanders Book Review

I'm sure I'm the first person ever to mention that Twitter (or X) is both a blessing and a curse. For as much as I despise the discourse that comes from the platform, I've also met amazing friends from it as well. Furthermore, even though I'm not spending nearly as much time on the site as I once may have, I do occasionally see some nuggets pop up in my...
nbkc and Spiral logos

Spiral Announces Partnership with nkbc to Enable Easy Giving

The FinTech Spiral has announced its latest banking partnership. About the partnership: This week, Spiral revealed a new partnership with Kansas City-based bank nbkc. Under this agreement, the FinTech will brings its Giving Center to nbkc customers. In turn, users will be able to give to their favorite charities and non-profit organization in a variety of ways. In addition to creating a portfolio of their supported charities, customers will also...
Bilt Awayz hotel search screenshot

Bilt Partners with Odynn for Live Hotel Award Booking Search

Bilt has unveiled a new feature that will help customers book hotel rooms using points. About the partnership and feature: This week, Bilt Rewards announced a partnership with Odynn that brings their Awayz platform to the Bilt app. With this integration, Bilt members can search and view real-time hotel award booking options. Currently, Bilt offers transfers to two hotel loyalty programs: IHG and Hyatt. In turn, the new Awayz-powered search...
man holding head starring at a laptop computer

My Biggest Personal Finance Flaw

Last month (actually just a couple of weeks ago) marked seven years since I started writing about personal finance. Over that time, a lot has changed for me personally, professionally, and — most relevant to this writing — financially. Namely, the more time I've spent covering money topics and apps, the greater understanding I've gained of financial topics while also discovering helpful tools. Thus, it's easy to say that I'm...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...