Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

a couple holding cell phones
Personal Finance

Why I'm Changing Wireless Providers (Again)

by Kyle Burbank
Four years ago, I wrote a post sharing how I was saving money thanks to moving to T-Mobile (from AT&T) at the time. Well, now my wife and I have once again changed wireless providers. This time, we've landed at Verizon. But why? Well, let me explain how this came to be, how we'll be saving, and what I'll miss about being a T-Mobile customer. Why We've Switched from T-Mobile...
diagram of Orum Verify
Personal Finance

Orum Announces Launch Bank Account Verification Tool

by Kyle Burbank
Orum has launched its new bank account verification tool aptly named Verify. About the tool: The payments API FinTech Orum has announced its new tool Verify. Built on top of the Federal Reserve's new FedNow platform, Orum says that Verify is able to confirm whether a bank account is open and valid within 15 seconds. The tool supports all United States-based consumer and business bank accounts. About FedNow: The Federal...
Personal Finance News Round-Up: October 2023
Personal Finance

Personal Finance News Round-Up: October 2023

by Kyle Burbank
Each month, the Money@30 YouTube channel rounds up the top personal finance, credit card, and travel news. Now, we here at Fioney are pleased to present these quick and to-the-point video digests with our readers. Dive into the October 2023 round-up video and go even deeper into the stories below. Chase Announces Q4 5% Bonus Categories On the heels of Discover revealing their fourth quarter bonus category picks, Chase has...
PayPal cards
Personal Finance

PayPal, Venmo Credit and Debit Cards Add Apple Pay Support

by Kyle Burbank
PayPal and Venmo cards are coming to iOS devices thanks to an update. About the update: Earlier this week, PayPal announced that PayPal and Venmo credit and debit cards could now be added to Apple Wallet. As a result, cardholders can use their eligible cards via Apple Pay in order to make purchases and earn rewards. This includes purchases made in-store, online, and in apps. Cards can not only be...
Farnoosh Torabi standing next to a copy of "A Healthy State of Panic"
Personal Finance

"A Healthy State of Panic" by Farnoosh Torabi Book Review

by Kyle Burbank
In my many years writing about money, I've seen the name Farnoosh Torabi plenty of times. From hosting the So Money podcast to writing books like When She Makes More to her numerous media appearances, she's easily one of the most recognizable figures in the personal finance community. That's why I was excited when I received an email bringing my attention to the fact that she had a new book...
Smart Money debit card
Personal Finance

Experian Officially Launches Smart Money Checking Account

by Kyle Burbank
The credit bureau Experian is expanding its platform and introducing a new checking product. About the account: After an initial soft launch, today, Experian officially announced its new Smart Money digital checking account and debit card. The account will integrate with Experian Boost. When customers use their Smart Money debit card to pay for Boost-supported bills, such as utilities, rent, phone bills, etc., Experian will add these payments to the...
Arro card
Personal Finance

Arro Officially Launches in App Stores, Partners with Dovly

by Kyle Burbank
A FinTech with a unique credit-building card option is officially launching its service on major app stores. About Arro's launch: This week, Arro announced that it was now officially available in the Apple App Store as well as the Google Play Store. In turn, the credit-building Arro Card will now be available to the general public. Arro aims to make the world of credit more inclusive and accessible by using...
a couple talking to a realtor
Personal Finance

Resuming My (Potential) Home Buying Quest - 7 Years Later

by Kyle Burbank
Seven years ago, I wrote an article highlighting the steps we were taking as we began looking at potentially buying a home. Well, since then, we have had a few more rounds of regularly sending each other Zillow listings but haven't taken any further steps. Incidentally, just a few weeks ago, I wrote another post where I lamented that, perhaps, we had waited too long and missed our chance to...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...