Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Personal Finance
SoFi Active Investing Review
Has there ever been a better time to be a newbie investor? It wasn’t long ago that trading stocks and purchasing ETFs required “a guy” who you could give orders to and they’d make it happen. Oh, but they would charge you a significant commission for the service. Cut to 2023 and things are much different. Not only has stock market trading moved online, allowing investors to make trades for...
Personal Finance
Varo Bank Increases Limit for Its Varo Advance Feature
With the holiday shopping season now underway, Varo Bank is giving customers a way to access more cash instantly. About Varo Advance and the update: Varo has announced that it's increasing the maximum borrowable amount for its Varo Advance feature. Now, customers can access up to $500 using the service. Not only is this new limit double the previous max of $250 but is also five times the limit the...
Personal Finance
Yes, You Can Earn Cash Back With Dosh
In the years since I started writing about personal finance, I’ve become mildly obsessed with two topics: 1) personal finance apps and 2) earning cash back. That’s why, as soon as I heard about the app Dosh, I knew I had to give it a try. Cut to now years later and Dosh has grown tremendously, bringing easy-to-earn cashback to more and more users. In that time, the app has...
Personal Finance
Book Review: 'Let There Be Money' by Scott Santens
For years, I've taken a strong interest in the concept of Universal Basic Income (UBI). In turn, I've followed Scott Santens — a vocal UBI supporter and news source — on X. Yet, it was only a few weeks ago that I realized he had a book out: Let There Be Money: Understanding Modern Monetary Theory and Basic Income. What's more, on Amazon, a paperback copy of the book was...
Personal Finance
IRS Announces 2024 Tax Brackets, Adjusted Standard Deduction
The Internal Revenue Service (IRS) has released its latest inflation adjustments for the next tax year, including updated tax brackets and standard deduction figures. About the updates: As it does nearly every year, the IRS has updated the tax bracket figures for the 2024 tax year. Next year's marginal tax rates will retain the same basic tiers (10%, 12%, 22%, 24%, 32%, 35%, and 37%) that were installed in 2018....
Personal Finance
SoFi Introduces Enhanced Yield ETF $THTA
The FinTech turned bank SoFi has launched another new ETF — this one focused on providing an enhanced yield. About the ETF: SoFi has introduced its newest exchange traded fund: SoFi Enhanced Yield ETF (ticker symbol $THTA). According to the company, the new ETF is meant to generate a monthly income for investors. To do this, it utilizes a portfolio of short-term Treasury Bills alongside an options trading strategy. As...
Personal Finance
