Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Chime credit cards and app

Chime Adds Another Service Tier With More Rewards, Perks

The neobank Chime has rolled out a third service tier to its banking platform. About Chime Prime: Less than one year ago, Chime introduced its premium tier called Chime Plus (previously stylized as Chime+). Now, another tier has arrived: Chime Prime. With Chime Prime, members can earn the highest APY on savings, earn up to 5% back on purchases, and more. For example, qualifying members currently earn 3.75% APY. Prime...
Ask the Bilt Concierge screenshot

Bilt Rolling Out Neighborhood Concierge Digital Assistant Feature

Bilt Rewards is bringing a new digital tool to members. About Bilt's Neighborhood Concierge: Today, Bilt unveiled the Bilt Neighborhood Concierge. This free service is integrated into the Bilt app and is meant to help users complete everyday tasks while also accessing exclusive member benefits and more. Among the Neighborhood Concierge tasks cited by Bilt are making rent or mortgage payments, placing maintenance requests (at participating Bilt properties), getting restaurant...
illustration of a home and credit score reporting

myFICO Adds  Mortgage Score Simulator for Premier Members

The Fair Isaac Corporation (much better known as FICO) has officially launched a new feature built for prospective homeowners. About myFICO's Mortgage Score Simulator Tool: This week, FICO revealed the addition of a new mortgage score tool to its myFICO platform. With the FICO Mortgage Score Simulator, users can better prepare to purchase a house by getting a greater understanding of what their credit scores will look like for lenders. While...
Credit One NASCAR car wrap

Credit One Pays $10.2 Million to Settle California Civil Lawsuit

Credit One Bank has reached a settlement agreement with California District Attorneys regarding debt collection calls. About the Credit One-California Settlement: District Attorneys for Los Angeles, Riverside, San Diego, and Santa Clara counties in California have announced the resolution of a civil lawsuit filed against Las Vegas-based bank Credit One. This lawsuit accused Credit One and its vendors or making unlawful debt collection calls to California customers, including "repeated, intrusive...
Chime and MLS logos

Neobank Chime Announces Partnership with Major League Soccer

A popular neobank is becoming an official sponsor of Major League Soccer. About the Chime-MLS Partnership: This week, Chime revealed a new partnership with MLS. As part of the agreement, the app will become the Official Retail Banking, Credit Card, and Debit Card Partner of MLS in the United States. Furthermore, Chime will be integrated into the league's events, with the two parties collaborating on "meaningful opportunities to engage supporters,...
interior view of a living room virtually staged for sale

Lessons From a First-Time Home Buyer: The "Magic" of Virtual Staging

A few weeks ago, a "For Sale" sign went up in front of our next-door neighbor's house. This was pretty expected on our end since they haven't been living in the home for months and had only been by a few times to do some work on the place. Anyway, once I saw the sign (and it opened up my eyes), I headed to Zillow to check out the listing....
Synchrony Cost of Car Ownership Survey

Survey: Car Ownership Costs 150% More Than Consumers Estimate

According to a new survey, American consumers severely underestimate the average annual costs of car ownership. About the Synchrony Car Ownership Survey Results: Synchrony Bank recently released its Cost of Car Ownership survey, based on responses from more than 1,000 adult consumers. What it found was that there's a significant delta between how much vehicle owners expect to pay each year and how much the average car owner spends. On...
Chase Sapphire Reserve Card above a woman wearing a WHOOP device

WHOOP Partners with Chase for Exclusive Cardholder Benefits

Select Chase customers can now save on WHOOP purchases thanks to a new partnership. About the WHOOP-Chase Sapphire Offer: The fitness tracking band WHOOP has announced a partnership with Chase that will result in new member benefits. Specifically, Chase Sapphire Reserve and Chase Sapphire Preferred customers can now claim cashback deals from WHOOP. Starting with the Chase Sapphire Reserve, cardmembers can now get up to $359 back when spending at...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...