Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

For Rent sign
Personal Finance

WalletHub Study Highlights Cities with Most Affordable Rent

by Kyle Burbank
A new study crunched the numbers to see which U.S. cities had the most — and least — affordable average rental rates. About the Affordable Rent Study: The personal finance site WalletHub recently released its latest list of the cities where rent is the most affordable. To arrive at these rankings, the site first looked at data from 182 cities across the United States. This included the 150 most populous...
Financial Education and Robinhood logo
Personal Finance

Robinhood Sets 1 Million Student Financial Education Goal

by Kyle Burbank
The investment app has announced a new initiative to encourage financial education in the classroom. About Robinhood's Financial Education Goal: This week (on Tax Day, incidentally), Robinhood revealed its pledge to reach one million people with classroom-based financial education programs by 2023. The announcement was made at the second annual Financial Education Summit in Washington D.C. According to the company, it plans to reach a range of people from grade...
Let's Talk About Money by Terry Gaspard book cover
Personal Finance

"Let's Talk About Money: Low-Conflict Conversations for Couples" Book Review

by Kyle Burbank
Every so often, I realize how blessed I am to have a spouse I see (basically) eye to eye on financially. Unfortunately, not everyone is so lucky. Enter the new book Let's Talk About Money: Low-Conflict Conversations for Couples by Terry Gaspard MSW, LICSW, released earlier this year. I had a chance to check out Let's Talk About Money in audiobook form, which is apparently an Audible exclusive. If you,...
Pipe logo
Personal Finance

Embedded Finance Platform Pipe Raises $16 Million

by Kyle Burbank
A FinTech offering embedded financial solutions built for small businesses has raised a new round of funding. About Pipe's Funding Round: Recently, Pipe revealed that it raised another $16 million. The unspecified venture round was led by Fin Capital and MaC Venture Capital. Notably, Fin Capital also led the FinTech's seed round back in 2020. According to Pipe, this is the company's first equity raise since 2024, when it relaunched...
holding a phone with the Experian app
Personal Finance

Experian Expands "No Ding Decline" Program to Personal Loans

by Kyle Burbank
One of the big three credit bureaus is giving consumers a way to shop for loans without the threat of a decline impacting their credit score. About Experian No Ding Decline for Personal Loans: This week, Experian announced that it was rolling out its No Ding Decline promise to personal loan products. Now, customers can get matched with loans and browse offers that fit their needs. Then, when it's time...
SoFi Fture Wealth Summit logo
Personal Finance

SoFi to Bring Future Wealth Summit Events to College Campuses

by Kyle Burbank
FinTech turned bank SoFi is celebrating Financial Literacy Month with a college campus tour. About SoFi's Future Wealth Summit: SoFi has announced the launch of the Future Wealth Summit. This campus tour will visit more than 30 colleges/universities across the nation during the month of April — which is National Financial Literacy Month. Additionally, a flagship event will take place at Rutgers University in New Brunswick, New Jersey on April...
PNC and TotalRewards logos
Personal Finance

PNC Rolls Out TotalRewards Loyalty Perk Program

by Kyle Burbank
PNC customers can now unlock extra benefits and offers as part of the new PNC TotalRewards Program: About PNC TotalRewards: This week, PNC announced the official launch of PNC TotalRewards. This "relationship-based loyalty program" brings bonus benefits to customers, with three elite status tiers: Silver, Gold, and Platinum. TotalRewards status tiers are determined by a customer's 90-day average eligible balance. This balance includes both deposit and investment accounts. The balance...
Personal Finance

The 12 Best Cashback and Rewards Tools for 2026

by Kyle Burbank
Updated on April 6, 2026 These days, if you’re shopping online, chances are you could be saving more money. In addition to coupon codes and price trackers that can help you time your purchase at just the right time, there are also dozens of cashback tools that will reward you just for shopping through their link or app. The only problem is, with so many cashback and rewards apps to...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...