Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

holding a phone with the Experian app
Personal Finance

Experian Expands "No Ding Decline" Program to Personal Loans

by Kyle Burbank
One of the big three credit bureaus is giving consumers a way to shop for loans without the threat of a decline impacting their credit score. About Experian No Ding Decline for Personal Loans: This week, Experian announced that it was rolling out its No Ding Decline promise to personal loan products. Now, customers can get matched with loans and browse offers that fit their needs. Then, when it's time...
SoFi Fture Wealth Summit logo
Personal Finance

SoFi to Bring Future Wealth Summit Events to College Campuses

by Kyle Burbank
FinTech turned bank SoFi is celebrating Financial Literacy Month with a college campus tour. About SoFi's Future Wealth Summit: SoFi has announced the launch of the Future Wealth Summit. This campus tour will visit more than 30 colleges/universities across the nation during the month of April — which is National Financial Literacy Month. Additionally, a flagship event will take place at Rutgers University in New Brunswick, New Jersey on April...
PNC and TotalRewards logos
Personal Finance

PNC Rolls Out TotalRewards Loyalty Perk Program

by Kyle Burbank
PNC customers can now unlock extra benefits and offers as part of the new PNC TotalRewards Program: About PNC TotalRewards: This week, PNC announced the official launch of PNC TotalRewards. This "relationship-based loyalty program" brings bonus benefits to customers, with three elite status tiers: Silver, Gold, and Platinum. TotalRewards status tiers are determined by a customer's 90-day average eligible balance. This balance includes both deposit and investment accounts. The balance...
Personal Finance

The 12 Best Cashback and Rewards Tools for 2026

by Kyle Burbank
Updated on April 6, 2026 These days, if you’re shopping online, chances are you could be saving more money. In addition to coupon codes and price trackers that can help you time your purchase at just the right time, there are also dozens of cashback tools that will reward you just for shopping through their link or app. The only problem is, with so many cashback and rewards apps to...
a dad talking to his teenager in a car with the Charles Schwab app screenshots
Personal Finance

Charles Schwab Launches Teen Investor Account Option

by Kyle Burbank
Brokerage firm Charles Schwab is introducing a new account aimed at the next generation of investors. About the Schwab Teen Investor Account: Recently, Charles Schwab announced the debut of a Teen Investor account. This new option is a joint account between a parent/legal guardian and teens aged 13 to 17. With a Teen Investor account, users will not only have access to a variety of investment products but will also...
United airplane in the sky with clouds in the background
Personal Finance

United Airlines Announces Increase to Checked Baggage Fees

by Kyle Burbank
Ahead of the summer travel season, United has revealed changes to its checked luggage pricing. About United's Checked Baggage Price Hike: Effective for tickets purchased on or after today, checking bags on United will cost more. Now, the first checked bag on domestic routes will cost $50, while a second will cost $60. This marks a $10 increase for each bag. However, flyers can still save $5 off the standard...
pile of branches and dead foliage
Personal Finance

Lessons From a First-Time Home Buyer: DIY Until You Can't

by Kyle Burbank
When it comes to tackling household projects, I think it's safe to assume that most homeowners see two potential paths: hiring someone to do it for them or doing it themselves. Yet, I'm here to argue that there's a third, hybrid option. In fact, it's the approach my wife and I just took. I like to call it "DIY Until You Can't." Our DIY Until You Can't Story As I've...
entrance to a Sam's Club
Personal Finance

Sam's Club Announces Price Hikes on All Annual Memberships

by Kyle Burbank
A popular warehouse club is raising its annual fee once again. About Sam's Club's Membership Price Increase: This week, Sam's Club notified members that it will soon be increasing the price of its annual membership. Effective starting May 1st, the price for the base Club membership will increase $10 to $60 per year. Similarly, the cost for a Plus membership will rise from the current $110 per year to $120...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...