Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Introducing the MGM Collection with Marriott Bonvoy

MGM and Marriott Reveal Details on Upcoming Partnership

After being delayed due to a widespread cyberattack on MGM Resort last year, the brand has revealed more details on its planned partnership with Marriott. About the MGM Resort-Marriott International partnership: Last year, after announcing the cancelation of its longstanding partnership with Hyatt, MGM Resort revealed a new pact with Marriott Bonvoy. This deal would include the creation of the MGM Collection along with other MGM properties joining existing Marriott...
illustration of a survey about money

Survey: 70% of Adults Worried About Financial Health in 2024

With 2024 still less than two weeks old, a new report from Doxo highlights how consumers fared in 2023 and how they're feeling about the new year in terms of their finances. About the results: Doxo's latest survey first looked back at consumers' finances in 2023 before looking ahead to this year. According to the results, the average household spent a total of $2,046 per month on bills last year....
piggy bank and a house

Lessons From a First-Time Home Buyer: Mortgage Payments vs. Monthly Payment

Even if you've never owned a home, you're probably aware that there are several regular expenses you'll need to concern yourself with. Yet, something you might not realize is that what's often referred to as your "mortgage payment" typically encompasses more than your interest and principal. So what's the difference between a mortgage payment and your actual monthly payment? Let's take a quick look. What's the Difference Between a Mortgage...
Downpayments logo

Investment Property FinTech Downpayments Raises $32.8 Million

A FinTech that allows property investors to finance their down payments has announced a new funding round. About the round: This week, Florida-based startup Downpayments announced that it had raised $32.8 million via a mix of debt and equity. According to Crunchbase, the debt financing portion of the round totaled $31.8 million, while the equity seed round accounted for the other $1 million. Partners for Growth facilitated the debt financing,...
exterior view of new LivSmart Studios

Hilton Announces Name for New Extended Stay Brand

After previously announcing an extended stay brand under the code name "Project H3," Hilton has now revealed the actual brand banner: LivSmart Studios. About LivSmart Studios: Hilton has shared more information on its apartment-style extended stay brand. LivSmart Studios will target the lower midscale market and are intended for guests staying 20 nights or more. According to the company, it has more than 350 deals "in various stages of negotiation,...
Intuit, TurboTax, Credit Karma, Quickbooks, and Mailchimp logos

Intuit Announces TurboTax Integration in Credit Karma

With Tax Season ramping up, Intuit has announced a new TurboTax integration for the popular Credit Karma platform. About the integration: Intuit is bringing TurboTax into Credit Karma. As a result, customers will be able to file their 2023 taxes using the TurboTax platform via the Credit Karma interface. In some cases, this includes the ability to file for free. Additionally, those who do file with TurboTax and are due...
US Decmer 2034 jobs report graph

United States Economy Added an Estimated 216,000 in December

The United States economy closed out 2023 with yet another impressive jobs report. About the report: According to the latest Bureau of Labor Statistics report, the U.S. economy gained 216,000 jobs in the last month of 2023. That easily beat the 175,00 jobs expected by economists surveyed by Bloomberg. Meanwhile, the unemployment rate was flat month-over-month, sticking at 3.7% (economists had anticipated it to tick up). While December's figures were...
2% match with a piggy bank

SoFi Offering 2% Match for IRA Contributions Through Tax Day

With the new year underway and tax season just around the corner, SoFi is encouraging taxpayers to contribute to their IRAs by offering a special bonus. About the offer: Today, SoFi unveiled a limited-time deal where customers can earn a bonus when making contributions to their SoFi IRAs. Through April 15th, the brokerage will be offering a 2% IRA Match. This means that, if a customer contributes $5,000 to their...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...