Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Score by Neon Money Club

Neon Money Club Launches Dating App for Those with Good Credit

The FinTech Neon Money Club has announced a unique offering: a dating app that puts an emphasis on credit scores. About SCORE: Just in time for Valentine's Day, Neon Money Club has announced the launch of SCORE — a dating app for those with good credit. According to the platform's FAQ page, "good credit" is considered to be 675 or higher. While credit scores will be used to qualify users...
Closinglock logo

Fraud Prevention FinTech Closinglock Raises $12 Million

A FinTech that looks to reduce fraud in real estate transactions has raised a new funding round. About the round: This week, Closinglock announced that it had raised $12 million round of funding. The Series A was led by Headline with participation from LiveOak Ventures, RWT Horizons, and GTMfund. With a seed round in 2022, the company has now raised a total of $16 million. According to Closinglock, the new...
woman starring at a model home

Lessons From a First-Time Home Buyer: Prioritizing New Projects

So far in this series, I've gone through some of the expenses that come with buying and owning a home. However, in addition to some required costs, homeowners may also face self-imposed spending in the form of projects. Obviously, these can range in size and price based on the condition of your home when you bought the place. In our case, when we decided to buy, we knew there'd be...
Mana debit card and app

Mana App Review: The Neobanking App for Gamers

One of the most intriguing trends I've seen emerge since I've been following FinTech is the advent of niche neobanks. These days, you can find apps geared towards certain communities, interests, and more. Among the latest examples I've seen of this is an app called Mana, which bills itself as the best debit card for gamers. Now, I may not be a big gamer, but I do know a thing...
Watershed logo

Climate Metrics FinTech Watershed Announces $100 Million Round

A climate-focused FinTech has just closed the latest "megaround." About the round: Watershed has announced a $100 million round that values the company at $1.8 billion. The Series C was led by Greenoak while Kleiner Perkins, Sequoia Capital, Elad Gil, Emerson Collective, Galvanize Climate Solutions, and Neo also participated. To date, the company has now raised a total of $239 million in funding including a Series B in 2022. With...

Ibotta App Review

I remember the first time I was introduced to the concept of digital coupons. For some reason, I was looking at the website for my local grocery store when I found a section dedicated to coupons. At the time I was confused about how you redeemed these coupons since they weren't in the typical print-and-clip format but, soon enough, I realized that I just needed to link them to my...
Upgrade and FairPlay logos

FairPlay Announces Partnership with Upgrade

The FinTech Upgrade will be working with another startup in a bid to make its lending practices more fair. About the partnership and about FairPlay: This week, FairPlay and Upgrade announced a new partnership. As a result, Upgrade will implement FairPlay solutions. In doing so, the company is looking to monitor and improve the fairness of the site's underwriting — which is also expected to result in more "positive outcomes"...
The Deficit Myth book

Book Review: "The Deficit Myth" by Stephanie Kelton

A couple of months ago, I reviewed Scott Santens' Let There Be Money. In that book, he mentioned The Deficit Myth from author Stephanie Kelton. Having enjoyed Santens' work overall, I decided to continue my education on Modern Monetary Theory (MMT) by downloading Kelton's audiobook. Subtitled Modern Monetary Theory and the Birth of the People's Economy, Kelton's book serves as a deep dive into the concept of MMT and how...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...