Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Kashable logo

Financial Wellness Platform Kashable Raises $25.6 Million

A FinTech that helps employees access lower-cost credit options has announced a significant funding raise. About the round: Kashable has revealed a new $25.6 million funding round. The Series B was co-led by Revolution Ventures and Moneta Ventures, while EJF Capital and Krillion Ventures also participated. The company indicates that the capital will help fuel the platform's expansion as well as the development of additional features and services. It also...
Current app

Current Partners with Column Tax for Free Tax Filing Feature

This tax season, users of the app Current will have the option to file their returns for free thanks to a new partnership. About the offering: The neobank Current has announced a partnership with Column Tax. As a result, users will be able to file their taxes using the app. This feature will be available to "members with a payroll" and will allow them to file both federal and state...
My Top Money Tools for 2024

The Top 5 Money Tools I'm Using Most in 2024

Over the past several years, I've reviewed countless apps, platforms, and other tools related to personal finance. Often, I've also taken to naming some of my top picks for each year. Originally, this list featured apps that I was bullish on before transitioning to a collection of what I thought were the "most fascinating" startups. Well, unfortunately, the FinTech market has seen several casualties along the way, wiping out some...
Introducing the MGM Collection with Marriott Bonvoy

MGM and Marriott Reveal Details on Upcoming Partnership

After being delayed due to a widespread cyberattack on MGM Resort last year, the brand has revealed more details on its planned partnership with Marriott. About the MGM Resort-Marriott International partnership: Last year, after announcing the cancelation of its longstanding partnership with Hyatt, MGM Resort revealed a new pact with Marriott Bonvoy. This deal would include the creation of the MGM Collection along with other MGM properties joining existing Marriott...
illustration of a survey about money

Survey: 70% of Adults Worried About Financial Health in 2024

With 2024 still less than two weeks old, a new report from Doxo highlights how consumers fared in 2023 and how they're feeling about the new year in terms of their finances. About the results: Doxo's latest survey first looked back at consumers' finances in 2023 before looking ahead to this year. According to the results, the average household spent a total of $2,046 per month on bills last year....
piggy bank and a house

Lessons From a First-Time Home Buyer: Mortgage Payments vs. Monthly Payment

Even if you've never owned a home, you're probably aware that there are several regular expenses you'll need to concern yourself with. Yet, something you might not realize is that what's often referred to as your "mortgage payment" typically encompasses more than your interest and principal. So what's the difference between a mortgage payment and your actual monthly payment? Let's take a quick look. What's the Difference Between a Mortgage...
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Investment Property FinTech Downpayments Raises $32.8 Million

A FinTech that allows property investors to finance their down payments has announced a new funding round. About the round: This week, Florida-based startup Downpayments announced that it had raised $32.8 million via a mix of debt and equity. According to Crunchbase, the debt financing portion of the round totaled $31.8 million, while the equity seed round accounted for the other $1 million. Partners for Growth facilitated the debt financing,...
exterior view of new LivSmart Studios

Hilton Announces Name for New Extended Stay Brand

After previously announcing an extended stay brand under the code name "Project H3," Hilton has now revealed the actual brand banner: LivSmart Studios. About LivSmart Studios: Hilton has shared more information on its apartment-style extended stay brand. LivSmart Studios will target the lower midscale market and are intended for guests staying 20 nights or more. According to the company, it has more than 350 deals "in various stages of negotiation,...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...