Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

real estate agent and a happy couple

Lessons From a First-Time Home Buyer: Letting Professionals Do the Heavy Lifting

When buying our first home, I was afraid that I'd quickly feel as though I was in over my head. Thankfully, though, that didn't really happen. Then again, that's undoubtedly because we surrounded ourselves with professionals who were able to do a lot of the leg work for us as well as "hold our hands" during each step of the journey. Rather than dive into the pros and cons of...
Bilt logo and Ken Chenault and Ankur Jain

Bilt Rewards Announces $200 Million Equity Round

Bilt Rewards has announced its latest funding round as well as the addition of some luminaries to the company's board of directors. About the round and board appointments: Today, Bilt Rewards revealed a $200 million equity investment. The round was led by General Catalyst with participation from Eldridge and returning investors Left Lane Capital, Camber Creek, and Prosus Ventures. Notably, with this new funding, Bilt is now valued at $3.1...
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Money at 38: The Major Ways My Finances Have Changed

In 2016, I wrote a guest post for what was then called Dyer News (now Fioney) about my "financial awakening." What inspired that article was the fact I'd just checked my credit for the first time, leading me to take a greater interest not only in my money but in the topic of personal finance in general. Needing a title, I settled on calling it "Money at 30" — which was...
Citi Shop logo

Citi Launches Deal-Finding Browser Extension for Cardholders

Citi Bank has announced the debut of a new browser extension aimed at saving cardholders money. About the platform: This week, Citi unveiled Citi Shop. The new desktop browser extension is now available to eligible Citi credit card customers in the United States. Currently, the extension can be installed on Chrome, Safari, or Microsoft Edge browsers. Cardholders will also need to enroll their card to begin using the service. With...
Lemonade app screenshot

Lemonade Renters Insurance Overview

For as long as I've written this column, I've been a big advocate of renters insurance. Unfortunately, despite my best efforts, it seems the majority of apartment dwellers and the like still don't carry policies to protect their belongings. Luckily, Lemonade is changing that by flipping the script on the insurance model and making it easier to get a policy. Let's take a look at what Lemonade is, how their...
Kashable logo

Financial Wellness Platform Kashable Raises $25.6 Million

A FinTech that helps employees access lower-cost credit options has announced a significant funding raise. About the round: Kashable has revealed a new $25.6 million funding round. The Series B was co-led by Revolution Ventures and Moneta Ventures, while EJF Capital and Krillion Ventures also participated. The company indicates that the capital will help fuel the platform's expansion as well as the development of additional features and services. It also...
Current app

Current Partners with Column Tax for Free Tax Filing Feature

This tax season, users of the app Current will have the option to file their returns for free thanks to a new partnership. About the offering: The neobank Current has announced a partnership with Column Tax. As a result, users will be able to file their taxes using the app. This feature will be available to "members with a payroll" and will allow them to file both federal and state...
My Top Money Tools for 2024

The Top 5 Money Tools I'm Using Most in 2024

Over the past several years, I've reviewed countless apps, platforms, and other tools related to personal finance. Often, I've also taken to naming some of my top picks for each year. Originally, this list featured apps that I was bullish on before transitioning to a collection of what I thought were the "most fascinating" startups. Well, unfortunately, the FinTech market has seen several casualties along the way, wiping out some...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...