Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Sofi Invest logo and app

SoFi Launching Alternative Investments Feature

A FinTech brokerage is bringing more investment options to its platform. About the feature: SoFi has announced that alternative investments will soon be offered as part of SoFi Invest. These include the ability to invest in commodities, pre-IPO unicorns, private credit, and more. According to SoFi, they'll begin by offering more than 6,000 mutual funds. Plus, customers will be able to invest in ARK Venture Fund, Carlyle Tactical Credit Fund,...
transferring Bilt points on a phone

The Good and Bad of Credit Karma

So Credit Karma might not be able to tell you exactly what your credit score is but the truth is you have so many scores that it hardly matters. What makes this free service great isn’t necessarily the credit scores it offers you but the tools it gives you to protect, monitor, and improve your overall credit.
US GDP Growth Chart

The United States Economy Grew 3.3% in Q4 2023

A new report shows that the United States economy continued to expand in the last quarter of 2023. About the numbers: According to the Bureau of Economic Analysis, the U.S. gross domestic product (GDP) increased 3.3% in the fourth quarter. As CNN Business notes, although that's down from the 4.9% growth rate recorded in the third quarter of the year, it's more than double the 1.5% growth economists expected. For...
real estate agent and a happy couple

Lessons From a First-Time Home Buyer: Letting Professionals Do the Heavy Lifting

When buying our first home, I was afraid that I'd quickly feel as though I was in over my head. Thankfully, though, that didn't really happen. Then again, that's undoubtedly because we surrounded ourselves with professionals who were able to do a lot of the leg work for us as well as "hold our hands" during each step of the journey. Rather than dive into the pros and cons of...
Bilt logo and Ken Chenault and Ankur Jain

Bilt Rewards Announces $200 Million Equity Round

Bilt Rewards has announced its latest funding round as well as the addition of some luminaries to the company's board of directors. About the round and board appointments: Today, Bilt Rewards revealed a $200 million equity investment. The round was led by General Catalyst with participation from Eldridge and returning investors Left Lane Capital, Camber Creek, and Prosus Ventures. Notably, with this new funding, Bilt is now valued at $3.1...
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Money at 38: The Major Ways My Finances Have Changed

In 2016, I wrote a guest post for what was then called Dyer News (now Fioney) about my "financial awakening." What inspired that article was the fact I'd just checked my credit for the first time, leading me to take a greater interest not only in my money but in the topic of personal finance in general. Needing a title, I settled on calling it "Money at 30" — which was...
Citi Shop logo

Citi Launches Deal-Finding Browser Extension for Cardholders

Citi Bank has announced the debut of a new browser extension aimed at saving cardholders money. About the platform: This week, Citi unveiled Citi Shop. The new desktop browser extension is now available to eligible Citi credit card customers in the United States. Currently, the extension can be installed on Chrome, Safari, or Microsoft Edge browsers. Cardholders will also need to enroll their card to begin using the service. With...
Lemonade app screenshot

Lemonade Renters Insurance Overview

For as long as I've written this column, I've been a big advocate of renters insurance. Unfortunately, despite my best efforts, it seems the majority of apartment dwellers and the like still don't carry policies to protect their belongings. Luckily, Lemonade is changing that by flipping the script on the insurance model and making it easier to get a policy. Let's take a look at what Lemonade is, how their...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...