Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Mana debit card and app
Personal Finance

Mana App Review: The Neobanking App for Gamers

by Kyle Burbank
One of the most intriguing trends I've seen emerge since I've been following FinTech is the advent of niche neobanks. These days, you can find apps geared towards certain communities, interests, and more. Among the latest examples I've seen of this is an app called Mana, which bills itself as the best debit card for gamers. Now, I may not be a big gamer, but I do know a thing...
Watershed logo
Personal Finance

Climate Metrics FinTech Watershed Announces $100 Million Round

by Kyle Burbank
A climate-focused FinTech has just closed the latest "megaround." About the round: Watershed has announced a $100 million round that values the company at $1.8 billion. The Series C was led by Greenoak while Kleiner Perkins, Sequoia Capital, Elad Gil, Emerson Collective, Galvanize Climate Solutions, and Neo also participated. To date, the company has now raised a total of $239 million in funding including a Series B in 2022. With...
Personal Finance

Ibotta App Review

by Kyle Burbank
I remember the first time I was introduced to the concept of digital coupons. For some reason, I was looking at the website for my local grocery store when I found a section dedicated to coupons. At the time I was confused about how you redeemed these coupons since they weren't in the typical print-and-clip format but, soon enough, I realized that I just needed to link them to my...
Upgrade and FairPlay logos
Personal Finance

FairPlay Announces Partnership with Upgrade

by Kyle Burbank
The FinTech Upgrade will be working with another startup in a bid to make its lending practices more fair. About the partnership and about FairPlay: This week, FairPlay and Upgrade announced a new partnership. As a result, Upgrade will implement FairPlay solutions. In doing so, the company is looking to monitor and improve the fairness of the site's underwriting — which is also expected to result in more "positive outcomes"...
The Deficit Myth book
Personal Finance

Book Review: "The Deficit Myth" by Stephanie Kelton

by Kyle Burbank
A couple of months ago, I reviewed Scott Santens' Let There Be Money. In that book, he mentioned The Deficit Myth from author Stephanie Kelton. Having enjoyed Santens' work overall, I decided to continue my education on Modern Monetary Theory (MMT) by downloading Kelton's audiobook. Subtitled Modern Monetary Theory and the Birth of the People's Economy, Kelton's book serves as a deep dive into the concept of MMT and how...
Sofi Invest logo and app
Personal Finance

SoFi Launching Alternative Investments Feature

by Kyle Burbank
A FinTech brokerage is bringing more investment options to its platform. About the feature: SoFi has announced that alternative investments will soon be offered as part of SoFi Invest. These include the ability to invest in commodities, pre-IPO unicorns, private credit, and more. According to SoFi, they'll begin by offering more than 6,000 mutual funds. Plus, customers will be able to invest in ARK Venture Fund, Carlyle Tactical Credit Fund,...
transferring Bilt points on a phone
Personal Finance

The Good and Bad of Credit Karma

by Kyle Burbank
So Credit Karma might not be able to tell you exactly what your credit score is but the truth is you have so many scores that it hardly matters. What makes this free service great isn’t necessarily the credit scores it offers you but the tools it gives you to protect, monitor, and improve your overall credit.
US GDP Growth Chart
Personal Finance

The United States Economy Grew 3.3% in Q4 2023

by Kyle Burbank
A new report shows that the United States economy continued to expand in the last quarter of 2023. About the numbers: According to the Bureau of Economic Analysis, the U.S. gross domestic product (GDP) increased 3.3% in the fourth quarter. As CNN Business notes, although that's down from the 4.9% growth rate recorded in the third quarter of the year, it's more than double the 1.5% growth economists expected. For...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...