Top 5 Things I'm Loving as a New Homeowner
a hanging home ornament on a staircase

Lessons From a First-Time Home Buyer: The Best Parts of Homeownership So Far

Being a homeowner certainly has some pros and cons. In fact, a couple of weeks ago, I explored some of the downsides I’ve discovered since becoming a homeowner. With that, it’s only fair that I also highlight some of the best aspects as well.

Top 5 Things I’m Loving as a New Homeowner

picture of Kyle's living room

Being able to decorate

Having lived in apartments for the past 20 years or so of my life, I’ve gotten very used to being careful of the walls. While I might be able to tack up a poster or two with Command strips, I’d never want to put any holes in the walls lest it come out of my security deposit. Because of this, being able to do whatever we want with our home really does feel freeing.

So what have we done so far? Well, before we even moved in, we decided to paint a couple of walls. More recently, we’ve added some floating shelves to display our various pop culture items and also hung one of the many puzzles my wife has completed and glued together. But, our favorite addition so far is in the kitchen where we’ve put up a dry-erase board. This has now become the hub for our bill reminders, grocery lists, and whatever else we want to jot down.

None of these things are hugely impactful, but it’s still nice to have the freedom to do what we want without worrying about angry landlords or apartment managers.

Having an attached garage

Let me tell you this: having a garage is a gamechanger. There are numerous reasons why I love being able to park in a garage and then walk right into my kitchen, but I’ll share just a few.

First, with showers quick to pop up in Springfield, not having to worry about running to my apartment building is a big perk. Second, whether I’m purchasing groceries or other items, the ability to carry whatever I want and make multiple small trips rather than loading up my arms with as much as I can carry makes life so much easier. Lastly (and somewhat similarly), having a garage is hugely helpful when preparing for/returning from road trips.

For all of those reasons, I absolutely love having an attached garage and can never go back to the ways of the past.

The beauty of a finished basement

Growing up in Arizona and then only living in apartments, this is the first time I’ve ever had a basement. What’s more, rather than the spooky and industrial basements you normally find, ours is finished. Like with the attached garage, there are several things we’re enjoying about this part of the house.

For one, as we’ve discovered on warmer days, the basement is significantly cooler than the upper levels. This will surely make it the prime hang-out spot this summer. Also, speaking of weather, it is good to know that we have a safer place to retreat should severe storms make their way through our area.

Another big benefit is that our basement is equipped with a full bathroom. This will make it a perfect space for guests and we can stay out of their hair.

In the meantime, seeing as we don’t have a ton of stuff in our basement, it’s been a perfect place to play with our dog as she has lots of room to run around. Even when we do eventually add a couch or whatever guest accommodations we need, I foresee this aspect remaining.

All in all, while it’s perhaps underutilized at the moment, having this finished basement will surely benefit us greatly going forward.

tub and vanity in a bathroom

Multiple bathrooms

This is a small one, but I’ll mention it anyway. Having a bathroom on each of the three levels of the house is just convenient — unnecessary, sure, but convenient. As I already mentioned, this will be great for overnight guests in the basement but will also be nice for other visitors as there’s a half-bath on the main level.

The ability to make noise

Lastly, as someone who does his best to be considerate of others, I’d strive to keep my noise output to a minimum while living in an apartment. Well, that’s not as necessary now that we have a house.

Granted, this doesn’t mean that I’m blasting music or screaming my head off for no reason. Instead, the largest change has (once again) related to our dog. At our last place, we’d always feel bad for our neighbors when we’d leave the dog alone as she’s known to howl and bark when that happens. This also limited the time of day that we’d feel comfortable going out without her. Now, we can go out whenever while leaving her in her crate. She doesn’t like this very much, but we do.

Again, this perk really just speaks to the overarching freedom that comes with being a homeowner. So, as silly as it may sound, it’s something I’m happily adjusting to.


As I mentioned in my last article, while there are a few annoyances that have come with homeownership, it’s been quite an upgrade overall. Finally, we have a space that’s all our own and has several of the conveniences we’ve sacrificed previously. Therefore, at least for now, we’re still quite happy with our decision to buy.

Author

Kyle Burbank

Head Writer ~ Fioney
Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Fioney's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

Other Articles by Kyle Burbank

2 Qatar Airways Privilege Club Credit Cards

Cardless Launches Two Qatar Airways Co-Branded Credit Cards

The FinTech startup Cardless is partnering with Qatar Airways to offer two new co-branded cards to the American market. About the cards: Recently, Cardless introduced its two latest rewards credit cards: The Qatar Airways Privilege Club Signature Card and the Qatar Airways Privilege Club Infinite Card. Starting with the Signature card, it earns 4x Avios on Qatar Airways purchases plus 2x Avios on dining purchases, and 1x Avios on all...
Yendo logo and credit card

Vehicle-Secured Credit Card Company Yendo Raises $165 Million

A FinTech that offers the first-ever credit card secured by a customer's vehicle has announced its latest round of funding. About the round: This week, Yendo announced that it had raised $165 million. However, this includes $150 million in debt financing and $15 million in equity. The debt portion was led by i80 group, while the strategic investors that participated in the equity round were not disclosed. Yendo previously raised...
woman holding her hands to her temple thinking

Lessons From a First-Time Home Buyer: Worst Time to Buy a House? There Are Always Exceptions

If you've been thinking about buying a house, looking at the news lately has likely disheartened you. As CNN reports, a recent Gallup poll found that 76% of Americans believe it's a bad time to buy — with only 21% saying it's a good time. There are several reasons for that sentiment, with the top two being the combination of high interest rates and high home prices. So, are you...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Rent Day

Bilt Announces Home Collection Deal for May 2024 Rent Day

For May's Rent Day, Bilt is offering a deal that will allow members to decrease their rent bill while also adding to their home decor. About the Home Collection offer: Bilt has crafted a unique Rent Day offer for May 2024. Through the 1st, when Bilt members redeem their points toward rent payments, they'll receive the same number of points to be used toward Bilt Home Collection items. To take...