Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Robinhood founders

Robinhood Withdraws Bank Charter Application

Back in April of this year, Robinhood joined the growing list of FinTechs and challenger banks applying to become full-fledged banks and receive a national charter. At the time the company said, "Robinhood’s goal is to be able to offer its customers a full suite of financial products to service their needs." Cut to today and it seems that Robinhood is abandoning — or at least delaying — that path...
turkey

Money at 30: My Personal Finance Tool Turkeys of the Year

Every year for Thanksgiving, the Disney fan site I write for, LaughingPlace.com, compiles a list of our top Disney "Turkeys." This fun list finds us highlighting efforts by the company that were perhaps misguided or just didn't work out as they might have hoped. Of course, having reviewed plenty of personal finance apps, tools, and accounts over the years, I've certainly come across some duds and disappointments in this realm...
Honey co-founders

PayPal Acquires Deal-Finding App Honey

Every day millions of users turn to PayPal to send money and make purchases. Now the FinTech is making a rather sizeable buy of its own. Last week the company announced that it would be acquiring Honey. For their purchase of Honey (or Honey Science Corporation as their formally known), PayPal will pay a whopping $4 billion. This amounts to the companies largest acquisition ever according to TechCrunch. Started as...
illustration of store and shopping cart with bags

WalletHub Shares Black Friday Trends and Best Deals for 2019

It's almost here: after weeks of "pre-Black Friday sale" ads flooding airwaves and e-mail boxes everywhere, the main event is nearly upon us. As has become tradition, this Friday retailers across the nation will woo shoppers with special "doorbusters" and other attractive pricing in a bid to kickstart the holiday shopping season. Of course, when it comes to scoring the most worthwhile deals, not all stores or offers are created...
Charles Schwab and TD Ameritrade logos

Charles Schwab Reportedly Eying Purchase of TD Ameritrade

The discount brokerage industry as we know it is rapidly changing. Not only have FinTechs like Robinhood and others disrupted the market but, more recently, several well-established firms made some major changes of their own. Now another big evolution could be in the works as CNBC reports that Charles Schwab is in talks to purchase TD Ameritrade. If such a merger were to occur, the result would be a brokerage...
Robinhood UK crest

Robinhood Announces Launch in the United Kingdom

With the brokerage landscape here at home rapidly evolving, it makes a lot of sense that Robinhood would want to start looking overseas for future growth.
Financial Freedom by Grant Sabatier

Money at 30: "Financial Freedom" Book Review

When my wife and I decided to move from Los Angeles to Springfield, Missouri, we did so in a bid to have more financial freedom. Sure enough, the savings associated with that relocation have helped get us on track for building an emergency fund and getting started with investing. Yet, as I've learned in recent years, there's a sizeable difference between "financial freedom" and "financial independence." Ironically then, the book...
Benzinga Global FinTech Awards

Benzinga Announces Listmakers Ahead of Global FinTech Awards

This week Benzinga will host their fifth annual Benzinga Global FinTech Awards in New York City. Ahead of that event, the financial media platform has announced a list of 150 "carefully vetted and renowned" companies and executives in various categories.  From the list, 10 overall winners will be unveiled at the annual awards ceremony. This year's list is comprised of 150 nominees is 22 different categories. These categories include: Best...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...