Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

A Guide to Making 2020 Your Best Financial Year Yet

It’s probably something you tell yourself every January: “This will be the year I finally get my finances in order.” If that’s the case you’re certainly not alone. Each year millions of Americans say that their New Year’s Resolution is to “spend less and save more.” The problem with resolutions like “spend less and save more” is how vague they are. In order to achieve your goals you need an...
row of houses in San Francisco

Redfin Highlights Most-Changed Housing Markets of This Decade

With all the talk about how the end of the year is near, it's easy to forget that we're also approaching a new decade: the 2020s. Given the milestone, the real estate site Redfin has released a new report looking at which cities and markets have seen the greatest changes since 2010. It probably won't surprise many to learn that the price of homes in San Fransisco has increased sharply...
Goldman Sachs

Goldman Sachs to Debut Robo-Advisor in 2020

Earlier this year Goldman Sachs purchased the wealth management firm United Capital for $750 million. Along with the company came its founder Joe Duran. Now, in a recent interview with Financial Times (via Barron's), Duran revealed that Goldman intends to launch its own robo-advisor platform sometime in the new year. If you're unfamiliar, robo-advisors are a rapidly growing investment segment that attempt to make it easier for new investors to...
illustration of 3 gift boxes

Money at 30: 3 Ways to Stretch Your Last-Minute Gift Budget

In case you hadn't noticed, Christmas Eve is a mere week away. If your have some shopping to do, not only is time running out but there's a chance your budgeted cash may be as well. Since taking on debt just to purchase gifts is never a good idea, you may want to look into ways to get the most from what you have. Luckily, I have a few ideas...
SaverLife logo

SaverLife to Expand SaverLife Solutions with Prudential Foundation Investment

For as controversial as certain FinTech startups have been in some circles, financial technologies have provided many benefits for consumers. One company that exemplifies this is SaverLife — a non-profit set on helping individuals lead better financial lives. This includes various initiatives that incentivize saving, including their Scratch & Save program. Additionally the SaverLife Solutions program expands upon the company's goal by partnering with businesses to offer easily-implemented digital platforms...
map of China

U.S. and China Reach "Phase One" Trade Deal

After more than a year of heightened tensions, back-and-forth tariffs, and plenty of near misses, it seems that the United States and The People's Republic of China have reached a preliminary trade deal. As a result both nations are calling off new rounds of tariffs that were set to go into effect. Additionally the U.S. has cut tariffs on some Chinese imports by half. Word of the deal was first...
Robinhood trading app

Robinhood Announces Introduction of Fractional Stock Trading

In the past few months, the investment app Robinhood has certainly seen its share of ups and down. Nevertheless the company has continued to not only push forward but also bring new features to its platform. On that note, the FinTech has just revealed that it will soon give users a new way to invest. Today Robinhood announced that it would be adding fractional stock trading to its platform. As...
Apple Card and iPhone

Apple Card Introduces Interest-Free Financing for iPhones

When Apple announced the Apple Card earlier this year, it was met with both excitement and skepticism — and has somehow delivered on both. Despite being described by Goldman Sachs CEO David Solomon as the "the most successful credit card launch ever," there have been some bumps along the way. While some of those problems may still exist, Apple seemingly has a couple of ideas for winning over fans. This week Apple...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...