Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Goldman Sachs Debuts Marcus App at Long Last
by Fioney Staff
Back in 2016, Goldman Sachs revealed that it was launching an online bank named Marcus, which would offer high-yield savings, certificates of deposit (CDs), loans, and more. As observers have noted, the debut of Marcus marked a bid by Goldman to appeal to a wider and notably younger crowd than their other products. Yet it was only this week that one missing element from the Marcus banking experience officially arrived:...
Personal Finance
Chase Adds New Perks to Sapphire Reserve, Increases Annual Fee
by Fioney Staff
When it comes to credit cards, there are at least two major schools of thought: those who think they're evil and those who see them as a potentially positive tool. Yet, even among those in the latter camp, high-end credit cards can be a bit divisive, with some praising the outsized value they receive while others balk at the high annual fees. Well now one of the most popular premium...
Personal Finance
Money at 30: "Bad with Money" Book Review
by Kyle Burbank
When most people think about financial books, I have to assume they envision thick economic textbooks or perhaps a hardcover series from a money guru like Dave Ramsey. In reality, the personal finance books I've reviewed come from authors like Tanja Hester, Grant Sabatier, or Erin Lowry who all gratefully give their takes on money matters that make such topics approachable, actionable, and interesting. That's why I was intrigued when...
Personal Finance
Survey Finds Even the Financially Savvy Make Money Mistakes
by Fioney Staff
When it comes to personal finance, it's fairly simple to make a mistake. Whether it's as simple as overspending or more complicated such as errors in investing, you might expect that most Americans would be quick to cop to these missteps. What you might not anticipate, however, is that these types of money mess-ups are also common among the financially savvy — yet that's exactly what a recent survey from...
Personal Finance
Crypto Tax Compliance Tool TaxBit Raises $5 Million
by Fioney Staff
Of all the regulatory issues that cryptocurrencies have presented, perhaps the most tangible involves taxes. Ever since the great Bitcoin boom of 2017, the Internal Revenue Service (IRS) and tax professionals across the country have attempted to get the word out about properly reporting crypto gains — while likely trying to understand the rules for themselves. Luckily the startup TaxBit has a plan to help with this pain point and...
Personal Finance
GasBuddy Predicts Average Cost Per Gallon to Remain Under $3 in 2020
by Fioney Staff
Whether you're a frequent road tripper or a long commuter, there may be good news for the year ahead. According to the gas station-finding app GasBuddy, the national year average for gasoline is expected to stay below $3 a gallon once again in 2020. For transparency GasBuddy heads off their report with a look at some of their past predictions compared to the actual national average. For example their 2018...
Personal Finance
eMarketer: Mobile Payments Getting a Boost from Increased Contactless Card Acceptance
by Fioney Staff
For years we've heard about mobile payments finally breaking through — but now it seems that the technology is making strides thanks in part to updated physical cards. According to eMarketer, it looks as though the steady roll-out of contactless credit cards are helping to raise the popularity of mobile payments as well. A survey conducted by CreditCards.com and YouGov last summer found that 24% of rewards credit card holders...