Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Money at 30: My Financial Awakening and How I Got Here
by Kyle Burbank
When I was 20 years old I got my first credit card. I distinctly remember standing in front of an expensive messenger bag in the Virgin Megastore (R.I.P.) that I told myself I needed for school. I also recall swearing to my girlfriend at the time that I would just buy this one thing to christen the card, pay it off the following month, and then not use it again...
Personal Finance
Minimum Wages Set to Increase in 24 States Next Year
by Fioney Staff
With the new year just ahead, it looks as though several Americans will be seeing a raise in the coming weeks. As CNN reports, minimum wage hikes are set to take effect in 24 states throughout 2020. Moreover increases will also take place in 48 cities and counties across the country. While the majority of these changes will be effective as of January 1st — with 20 states and 25...
Personal Finance
2019 Year-End Tax Tips (And Some Surprising Deductions You Can Claim)
by Fioney Staff
With the holiday season drawing to a close, it’s time to start thinking about the next major season all Americans look forward to: tax season! All joking aside the end of the year is actually a great time to start considering your taxes and making moves to potentially reduce your bill. That’s right, while you’ll have until April 15th, 2020 to file your 2019 return, there are some actions you...
Personal Finance
FinTechs Reportedly Reining in Their Lending
by Fioney Staff
More than a decade ago, FinTech lenders made a name for themselves by not only creating an easier and faster way for consumers to take out personal loans but also utilizing algorithms to expand their borrowing base beyond what most banks would consider. This strategy proved especially useful during the Great Recession when major institutions pulled in on their lending even more. However, as The Los Angeles Times reports, some...
Personal Finance
Money at 30: My Favorite Personal Finance Reviews of 2019
by Kyle Burbank
For Thanksgiving, I shared a list of some financial tool "turkeys" I encountered throughout the year. However, the truth is that I happen to enjoy the majority of the apps, books, credit cards, etc. that I get the chance to review. Given this fact — and considering that the year's end is just over a week away — it seemed only appropriate to spend this Christmas Eve looking at some...
Personal Finance
Digital Money Forum Returning to CES for 2020
by Fioney Staff
Next month, the Consumer Electronics Show (CES) will once again take over the Las Vegas Convention Center and several other venues along the Strip. Each year this conference shows off the latest and greatest developments in technology while also looking ahead to what's on the horizon. Of course, with money getting a makeover in recent years and FinTechs on the rise, it only makes sense that financial technologies would also...
Personal Finance
Financial New Years Resolutions Proving Popular Yet Again
by Fioney Staff
With the holiday shopping season drawing to a close, now is about the time when many Americans are paying extra attention to their bank balances, budgets, and debts. As luck would have it, this revelation comes as a new year is now on the horizon, leading to the annual tradition of setting resolutions. Sure enough, as a new WalletHub survey shows, New Years Resolutions involving personal finance are expected to...