Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.









-

Average Experian FICO Score Reaches Another New High
This just in: Americans are continuing to improve their credit. According to Experian’s 2019 Consumer Credit Review, the average FICO credit score now sits at 703. In addition to that being up two points from last year, it also marks a new record. More impressively, since 2010, the average has climbed 14 points. Not only…
-

Goldman Sachs Debuts Marcus App at Long Last
Back in 2016, Goldman Sachs revealed that it was launching an online bank named Marcus, which would offer high-yield savings, certificates of deposit (CDs), loans, and more. As observers have noted, the debut of Marcus marked a bid by Goldman to appeal to a wider and notably younger crowd than their other products. Yet it…
-

Chase Adds New Perks to Sapphire Reserve, Increases Annual Fee
When it comes to credit cards, there are at least two major schools of thought: those who think they’re evil and those who see them as a potentially positive tool. Yet, even among those in the latter camp, high-end credit cards can be a bit divisive, with some praising the outsized value they receive while…
-

Money at 30: “Bad with Money” Book Review
When most people think about financial books, I have to assume they envision thick economic textbooks or perhaps a hardcover series from a money guru like Dave Ramsey. In reality, the personal finance books I’ve reviewed come from authors like Tanja Hester, Grant Sabatier, or Erin Lowry who all gratefully give their takes on money…
-

Survey Finds Even the Financially Savvy Make Money Mistakes
When it comes to personal finance, it’s fairly simple to make a mistake. Whether it’s as simple as overspending or more complicated such as errors in investing, you might expect that most Americans would be quick to cop to these missteps. What you might not anticipate, however, is that these types of money mess-ups are…
-

Crypto Tax Compliance Tool TaxBit Raises $5 Million
Of all the regulatory issues that cryptocurrencies have presented, perhaps the most tangible involves taxes. Ever since the great Bitcoin boom of 2017, the Internal Revenue Service (IRS) and tax professionals across the country have attempted to get the word out about properly reporting crypto gains — while likely trying to understand the rules for…
-

GasBuddy Predicts Average Cost Per Gallon to Remain Under $3 in 2020
Whether you’re a frequent road tripper or a long commuter, there may be good news for the year ahead. According to the gas station-finding app GasBuddy, the national year average for gasoline is expected to stay below $3 a gallon once again in 2020. For transparency GasBuddy heads off their report with a look at…
-

eMarketer: Mobile Payments Getting a Boost from Increased Contactless Card Acceptance
For years we’ve heard about mobile payments finally breaking through — but now it seems that the technology is making strides thanks in part to updated physical cards. According to eMarketer, it looks as though the steady roll-out of contactless credit cards are helping to raise the popularity of mobile payments as well. A survey…




