Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

2020

Money at 30: How 4 Big Life Events This Decade Helped Shape My Money Outlook

As I write this, 2019 has mere hours of life left in it. What's even crazier is that, as the ball drops, we'll also be welcoming a new decade (save your technicalities — culturally, decades start in years that end in "0"). This got me thinking about just how much my life has changed during the 2010s. Moveover it seems that a lot of these big events had something to...

Money at 30: My Financial Awakening and How I Got Here

When I was 20 years old I got my first credit card. I distinctly remember standing in front of an expensive messenger bag in the Virgin Megastore (R.I.P.) that I told myself I needed for school. I also recall swearing to my girlfriend at the time that I would just buy this one thing to christen the card, pay it off the following month, and then not use it again...
cash register

Minimum Wages Set to Increase in 24 States Next Year

With the new year just ahead, it looks as though several Americans will be seeing a raise in the coming weeks. As CNN reports, minimum wage hikes are set to take effect in 24 states throughout 2020. Moreover increases will also take place in 48 cities and counties across the country. While the majority of these changes will be effective as of January 1st — with 20 states and 25...

2019 Year-End Tax Tips (And Some Surprising Deductions You Can Claim)

With the holiday season drawing to a close, it’s time to start thinking about the next major season all Americans look forward to: tax season! All joking aside the end of the year is actually a great time to start considering your taxes and making moves to potentially reduce your bill. That’s right, while you’ll have until April 15th, 2020 to file your 2019 return, there are some actions you...
Lending Club employees

FinTechs Reportedly Reining in Their Lending

More than a decade ago, FinTech lenders made a name for themselves by not only creating an easier and faster way for consumers to take out personal loans but also utilizing algorithms to expand their borrowing base beyond what most banks would consider. This strategy proved especially useful during the Great Recession when major institutions pulled in on their lending even more. However, as The Los Angeles Times reports, some...
Book covers and app logos for top reviewed items in 2019

Money at 30: My Favorite Personal Finance Reviews of 2019

For Thanksgiving, I shared a list of some financial tool "turkeys" I encountered throughout the year. However, the truth is that I happen to enjoy the majority of the apps, books, credit cards, etc. that I get the chance to review. Given this fact — and considering that the year's end is just over a week away — it seemed only appropriate to spend this Christmas Eve looking at some...
collage of speaker images

Digital Money Forum Returning to CES for 2020

Next month, the Consumer Electronics Show (CES) will once again take over the Las Vegas Convention Center and several other venues along the Strip. Each year this conference shows off the latest and greatest developments in technology while also looking ahead to what's on the horizon. Of course, with money getting a makeover in recent years and FinTechs on the rise, it only makes sense that financial technologies would also...
2020 New Year's Financial Resolutions Survey

Financial New Years Resolutions Proving Popular Yet Again

With the holiday shopping season drawing to a close, now is about the time when many Americans are paying extra attention to their bank balances, budgets, and debts. As luck would have it, this revelation comes as a new year is now on the horizon, leading to the annual tradition of setting resolutions. Sure enough, as a new WalletHub survey shows, New Years Resolutions involving personal finance are expected to...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...