Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Median Price of New Constructions

Redfin Finds New Home Sales Up, Prices Down in Q3 2019

As the Fed continues to cut interest rates little by little, there's been a renewed interest in what's happening with the housing market of late. Luckily the real estate site Redfin has just released their home sales report for the third quarter of 2019. First up, Redfin's data show new home sales increasing by 5.6% in the third quarter of the year. This also marks the second consecutive quarterly increase....
card going into ATM

Google Reportedly Looking to Launch Checking Account

The way Americans bank has certainly changed over the past decade. Not only has the number of bank branches contracted considerably but the companies behind some popular financial accounts weren't even around in 2009. With the rise of banking options, it now seems that one of the largest tech companies in the country is interested in the space. According to the Wall Street Journal, the project reportedly dubbed "Cache" will...
AMEX Platinum card

Money at 30: How My Credit Card Saved Me $125+ On My Latest Trip

Two weeks ago when I returned home from Tokyo, I told my wife that I was excited to spend some time at home before another trip we have planned in December. No sooner did these words leave my lips that the owner of the Disney fan site I work for asked if I could go to Los Angeles for a few days. On the bright side, this impromptu trip gave...
JetBlue cabin view

JetBlue Joins the Basic Economy Bandwagon with Blue Basic

In recent years a slew of major domestic airlines have attempted to compete with more budget-friendly carriers by offering so-called "basic economy" fares. While the trend started with American Airlines, it has since spread to Delta and United. Now it seems another popular carrier is hopping on-board as well. As CNN Business reports JetBlue has announced the introduction of Blue Basic, which will offer lower fares in exchange for fewer...
Wirex Travel Visa card

Wirex Announces Multi-Currency Visa Travelcard with "Cryptoback" Perk

Ready for the next generation of payments? The currencies platform Wirex says it has arrived. At this week's Singapore FinTech Festival, the company unveiled its new Wirex Visa Travelcard. The card will launch in the Asia-Pacific (APAC) region, which they note has an $800 billion payments industry. Wirex says that Visa Travelcard customers will be able to take advantage of the best exchange rates on fiat and crypto currencies. Among...

Cutting the Cord? A Guide To Streaming Services and Saving Money

Over the past few years, the term “cutting the cord” has become a well-worn figure of speech referring to those who cancel their cable or satellite subscriptions and opt to replace them with one or more of the various streaming services. Furthering this “cord cutting trend,” many of the streaming services now offer exclusive content, some of which has shaken up the world of pop culture and entertainment. As a...
map of US bank branches

Number of U.S. Bank Branches Declining Overall, But Not Everywhere

Between the increasing functionality of mobile banking apps and the onslaught of FinTech challenger banks entering the space, it should be no surprise that the number of brick and mortar bank branch locations in the United States has declined significantly in the past several years. What may be surprising, however, is that this isn't the case for some aress. As Quartz reports, there are some Americans communities that are bucking...
tax returns

IRS Increases Standard Deduction, Tax Bracket Incomes for 2020

Everyone knows that tax season doesn't really get underway until at least February as citizens scramble to complete their returns before April. However, with the end of the calendar year just ahead, the Internal Revenue Services — better known by the simple initials IRS — is already talking taxes. This week the agency officially revealed changes for the 2020 tax year, including an increase to the standard deduction and adjustments...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...