Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Bitcoin and a dollar bill

Bitcoin Crosses $50,000 Mark to Set New Record High

The year of Bitcoin rages on. After breaking through the long-eyed $20,000 late last year, the cryptocurrency's value has continued to skyrocket. In fact it just set yet another new record as it sailed past a major milestone. After initially popping through the $50,000 threshold earlier in the week before pulling back, $BTC continued to rally. On Wednesday, the cryptocurrency climbed past $52,000 and has stayed on the far side...
Public trading app

Investment Platform Public Announces $220 Million Round, Major Changes to App

In recent weeks, retail investors have been a big topic of discussion. With traders gathering on forums such as Reddit to discuss investments, the power that FinTech brokerage apps can give these customers was seen in a newsworthy short squeeze earlier this month. Now the app Public, which aims to make the stock market social, is shaking this up by not only revealing a new round of funding but also...
collage of financial images

Self (formerly Self Lender) Review

Let’s face it: in today’s society, credit is important. Whether you want to buy a car, get a new mobile phone plan, own a home, or even rent an apartment, your lack of credit could prove problematic. Making matters worse, establishing credit can be a bit of a Catch 22 and some popular options for those looking to build credit, such as secured credit cards, might accidentally tempt cardholders into...
illustration of two cars under umbrellas

WalletHub Study Finds States with the Cheapest Average Car Insurance

In nearly every state, drivers are required to hold at least a minimum amount of auto insurance coverage. However, the price of this coverage can depend on several factors, including age, driving record, type of vehicle, and more. Additionally, another major factor in determining price is where the vehicle will be parked and driven. With that in mind, the personal finance site WalletHub recently compiled its 2021 study of which...
woman holding a Tomo Credit Card

TomoCredit Raises $7 Million for Unique Credit Card Product

A startup looking to revolutionize the credit-building card market has just earned itself a significant investment. As reported by TechCrunch, TomoCredit has announced that it recently raised $7 million. The seed round included participation from KB Investment Inc., BAM Ventures, Knollwood Investment Advisory, Strong Ventures, Passport Capital, Ulu Ventures, and Barclays — with the FinTech also being a Barclays Accelerator alum. Additionally, angel investors as well as individual investors Arlan...
Rachel Cruze

Money at 30: "Know Yourself, Know Your Money" Book Review

Ever since I decided to start consuming and review more personal finance books, I've realized that I tend to stay in one main arena — namely early retirement and financial independence. However, when looking for recently-released titles, I came across something a bit different: a book called Know Yourself, Know Your Money: Discover Why You Handle Money the Way You Do, and What to Do About It by Rachel Cruze....
Lockstep logo

Cloud Accounting Startup Lockstep Announces $10 Million Round

In a sea of digital banking services and budgeting apps, it's easy to forget how large the scope of FinTech actually is. Additionally, while many startups are focused on P2P, there are plenty of financial needs in the B2B space as well. Enter Lockstep — a cloud accounting startup aiming to help businesses manage their cash flow and invoices. Now, the company has announced a new round of funding that...
holding a cell phone using the Mint app

Mint Review: Much More Than Just a Budgeting App

Mint is a perhaps the most popular budgeting app around but, as it turns out, there's actually much more to it than that. With plenty of customization, helpful data, and easy-to-use features, Mint proves to be an essential personal finance tool for just about anyone.
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...