Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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Second Round of Stimulus Payments Now Being Sent Out

More than eight months after the first round of stimulus checks started being sent to many Americans as part of the CARES Act, more payments are now on their way. In a press release, the Internal Revenue Service and Treasury Department announced that directly deposited funds would begin arriving as early as last night and would continue throughout the week. Additionally, paper checks will begin to be mailed starting today....
Home LIstings For Sale Graph

Active Home Listings Reach Record Low as 2020 Nears an End

Just as the United States economy proved to be a bit of a roller coaster in 2020, the housing market saw similar shakeups and interesting trends. Now, with the year coming to a close, we can see just how wild things were. Additionally, even as cold weather takes over, the market for homes appears to be quite hot. According to the latest data from Redfin, active home listings fell to...
collage of top 5 fintech apps for 2021

Money at 30: Top 5 Personal Finance Apps and Tools to Watch in 2021

Each year, I end up reviewing/re-reviewing plenty of different FinTech apps and tools. Along the way, in the back of my mind, I'm keeping track of which of these offerings I'll feature on my best-of list for the new year. Now the time has come for such a list — although I'm instating a bit of a twist this time around. For my 2021 list, I decided to not only...
woman celebrating new year's resolutions

Majority of Americans Have Money-Minded New Year's Resolutions

With 2020 coming to an end, people around the world are now looking to what changes they'll strive to make starting on January 1st. According to a recent survey conducted by OnePoll and commissioned by Slickdeals discovered that 73% of Americans have New Year's Resolutions for 2021 that involve matters of money. What's more, respondents said they wanted to sock away an average of $327 per month during the new...
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SEC Files Lawsuit Against Ripple

Despite all the negativity that 2020 had to offer, cryptocurrencies have actually enjoyed a fairly successful year all things considered. Case in point: Bitcoin is currently trading for more than $23,000 after finally breaking through the much-eyed $20k mark earlier this month. However, one token may be in for a dramatic end to 2020 (and start to 2021) as Ripple is now the target of a Securities and Exchange Commission...
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Robinhood Pays $65 Million in Settlement with SEC

With the increasingly-popular FinTech app Robinhood allowing customers to buy and sell stocks without fees, how does the company make money? That question was at the heart of a Security and Exchange Commission complaint. As the New York Times reports, Robinhood has now agreed to pay a $65 million fine to settle charges brought by the SEC. However, in doing so, the startup did not admit to any wrongdoing. The...
GHenry app and website

Family-Centric Finance App GoHenry Raises $40 Million

It seems as though even more FinTechs are managing to close deals before the year is done. Last week, GoHenry announced that it had raised $40 million in its latest funding round. The round was led by Edison Partners with participation from Gaia Capital Partners, Citi Ventures, and Muse Capital. With the funds, GoHenry plans to further its expansion plans, mainly in the United States but also in the United...
Slide app

Cash Back App Slide Adds Crypto Payment Support Via BitPay

In recent months, cryptocurrencies have continued to creep into the mainstream consiousness. This includes a growing number of integrations allowing consumers to actually spend Bitcoin and other assets instead of merely holding them for investment reasons. The latest example of this is Slide, which is now partnering with BitPay to give users the chance to pay for gift cards using crypto. Slide is a mobile app from Raise Marketplace where...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...