Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.
Personal Finance
Rakuten Network Powers Cashback Offers in Google Pay
by Fioney Staff
Recently, Google Pay unveiled an overhauled app for both Android and iOS. With the update, the app took on a new focus toward personal finance, while also providing other services such as peer to peer payments. Now, Google Pay users will be able to earn cashback rewards for select retailers thanks to a partnership with the Rakuten In Store Network. By activating eligible linked cards in their Google Pay wallet,...
Personal Finance
U.S. Consumer Credit Card Debt Falls Again in Q3 2020
by Fioney Staff
In what may come as a surprise to some but consumer credit card debt once again took a tumble from June to September. According to WalletHub's latest data, American consumers paid down a total of $707 million during the third quarter of 2020. Although that's extremely modest in comparison to the $60 billion and $58 billion in credit card debt erased in Q1 and Q2 respectively, it still marks the...
Personal Finance
FinTech Step Announces $50 Million Round with Celebrity Participants
by Fioney Staff
As 2020 draws to a close, it seems that FinTech deals aren't done just yet. Last week, the online banking platform Step announced it had raised $50 million. The Series B was led by Coatue with participation from Stripe, Crosslink Capital, Collaborative Fund, and Dreamers VC. Additionally, several celebrities have invested in the startup, including Charli D’Amelio, Justin Timberlake, Eli Manning, Larry Fitzgerald, and others. With the latest funds, Step...
Personal Finance
United States Regains 245,000 Jobs in November
by Fioney Staff
Continuing a trend that began as many areas of the country started reopening this summer, the United States once again added back jobs in November. Unfortunately, the pace of recovery has also slowed significantly. According to the latest Department of Labor Statistics report, the economy gained 245,000 jobs during the month of November. That is not only the lowest monthly sum since jobs began rebounding in May but is also...
Personal Finance
Capital One Shopping (Wikibuy) Review
by Kyle Burbank
For as simple and comparatively stress-free as online shopping can be, for frugal folks, it also comes with some dread. Why? Because there may be a way you could be saving more money. For example, have you ever been checking out on a website and nearly abandoned your cart when you realized you couldn't find a coupon code? I sure have. If you're anything like me in this way, then...
Personal Finance
Money at 30: 5 Personal Finance Books That Would Make Great Gifts
by Kyle Burbank
Earlier this year, I set out to both read and review more books. Specifically, I wanted to look at books that explored the many facets of money — from how to have and use it to what it actually means. On the whole, I'd say I accomplished that goal (aside from the reality that I was supposed to do another book review today but have yet to finish reading). So,...
Personal Finance
Online Shopping Reaches Record on Black Friday 2020
by Fioney Staff
With the holiday shopping season now officially underway, consumers are apparently taking their shopping online in record numbers. Preliminary figures from Adobe Analytics (as reported by TechCrunch) show online sales on Black Friday growing 21.6% year over year to top $9 billion. Although that's on the lower end of Adobe's initial estimates ranging from $8.9 billion to $9.6 billion, the numbers put Black Friday 2020 second only to Cyber Monday...