Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Public stock trading app

Money at 30: Public Stock Trading App Review

If you're in the market for an affordable and easy-to-use brokerage account, you're certainly not alone. Thanks in part to unique market conditions as well as the recent "Gamestonk" phenomenon (including the Robinhood fallout from the event), there seems to be a new level of excitement surrounding FinTech trading apps. This gave me the perfect excuse to revisit Public; a free trading app I've had installed on my phone for...
Eco app

Eco Raises $26 Million in Latest Investment Round

With cryptocurrencies and blockchain continuing their march into the mainstream, venture capitalists are taking notice of startups utilizing these technologies in new and interesting ways. Recent weeks and months have brought a flurry of investments to their firms. The latest in this line is Eco, which has just revealed an eight-figure funding round. This week, Eco announced that it had raised $25 million in its latest funding round. The Series...
Piles of US Dollars

IRS Opens "Get My Payment" Tool for 2021 Economic Impact Checks

With another round of Economic Impact Payments now going out to many Americans, the Internal Revenue Service (IRS) has updated its Get My Payment tool. According to the IRS, payments authorized by the American Rescue Plan Act began reaching individuals as early as March 12th, with an official payment date set for March 17th. This tool will provide individuals with the expected payment date, inform them that they're eligible but...
BlockFi Founders

BlockFi Announces $350 Million Funding Round

With Bitcoin and other cryptocurrencies continuing to show strength, FinTechs that make such assets more accessible or who utilize them in interesting ways are seeing impressive growth as well. In turn, recent weeks have brought significant investments to such firms. The latest example of this trend is BlockFi, which just revealed an impressive funding round. Today, BlockFi announced that it had closed a $350 million funding round that valued the...
skyline with a tornado touching down

Bitcoin Investment Strategies Firm NYDIG Raises $200 Million

With the cryptocurrency market continuing to grow, another FinTech that specializes in the space is seeing a major investment. This week, NYDIG announced that it had raised $200 million in investments from strategic partners. Described as a "growth capital round," the raise was led by Stone Ridge Holdings Group, Morgan Stanley, New York Life, MassMutual, Soros Fund Management, and FS Investments. Returning investors Bessemer Venture Partners and FinTech Collective also...
Nomadland book cover

Money at 30: "Nomadland" Book Review

Under normal circumstances, Hollywood's annual awards season would have already concluded by this time of year. Of course, the past several months have been anything but normal — including for the film industry. In any case, as we enter a delayed 2021 awards season, one movie seems to be the odds-on favorite having already won Best Motion Picture - Drama at the recent Golden Globes: Nomadland starring Frances McDormand. Although...
wallethub credit card debt 2021

American Credit Card Consumers Paid Down a Record $82.9 Billion in 2020

For only the second time in 35 years, Americans ended last year with less credit card debt than they started it with. Although U.S. consumers added $36.7 billion to their credit card debt during the fourth quarter of 2020 — snapping a three-quarter payoff streak — that wasn't enough to erase the progress of the previous months. As a result, credit card debt fell by a record $82.9 billion year...
Feb unemployment graph

U.S. Economy Gains 379,000 Jobs in February

The short month of February saw thousands of jobs return to the United States. According to the latest Bureau of Labor Statistics data (as reported by Axios), the U.S. regained 379,000 jobs last month. That result well outpaced the 210,000 jobs that economists had expected to see. Furthermore, it was the best month for growth since October of 2020.
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...