Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Credit Cards

Mesa Homeowners Card Adds Complimentary Instacart+ Benefit

by Kyle Burbank
Another useful benefit has arrived on the Mesa Homeowners Card. About the Mesa Instacart+ Perk: Mesa is teaming up with Instacart for a new benefit. Now, Mesa Homeowners Cardholders as well as Mesa Mortgage Members can claim a complimentary one-year subscription to Instacart+. Normally priced at $99 per year, Instacart+ offers $0 delivery fees on orders of $10 or more ($35 minimum for Costco). Plus, the service includes a Peacock...
Crate&Barrel Credit Card and products
Credit Cards

Crate & Barrel Reveals Updated Credit Cards Powered by Imprint

by Kyle Burbank
The premium home goods retailer Crate & Barrel is relaunching its rewards credit card with a new issuer. About the Updated Crate & Barrel and CB2 Credit Cards: Crate & Barrel is partnering with the FinTech platform Imprint to update its co-branded credit card line-up. The result is the new Crate & Barrel Visa Signature Card and the CB2 Visa Signature Card — both of which will be issued by First Bank...
Citi Strata Elite Card
Credit Cards

Citi Strata Elite Introduces 100K-Point Welcome Bonus Offer

by Kyle Burbank
The new Citi Strata Elite is sweetening the deal with a massive new welcome bonus. About the Citi Strata Elite's Offer: Citi is pushing its new Citi Strata Elite card with a limited-time offer. Currently, new cardholders can earn 100,000 bonus points after spending at least $6,000 on the card within the first three months. Notably, this offer is even larger than the one the card launched with back in...
Nov 6 and gifts
Credit Cards

Bank of America Bringing Back More Rewards Day for Fourth Year

by Kyle Burbank
Bank of America is set to celebrate another More Rewards Day next month. About More Rewards Day 2025: For the fourth consecutive year, Bank of America will offer bonus rewards to cardholders as part of a one-day celebration. This year's More Rewards Day will be held on November 6th. During More Rewards Day 2025, those with Bank of America-issued cards can earn bonus cashback, points, or miles on all purchases....
relaxing at a pool watching a streaming app
Credit Cards

How to Maximize All of the American Express Platinum Card Credits

by Kyle Burbank
Whenever I tell people that I pay $695 (now $895) a year for a credit card, I get kind of a weird look. Said looks grow even stranger when I then explain how I even save/make money with that same card. The product in question is the American Express Platinum card, which I've held since 2019. The truth is that, despite that fee, the numerous credits and perks that the...
checking bags at Spirit
Credit Cards

Spirit Airlines Adds Free Bag Perk to Co-Branded Credit Card

by Kyle Burbank
The embattled Spirit Airlines is sweetening its co-branded credit card with a highly desirable perk. About the New Free Spirit Travel More Card Benefit: Effective immediately, those with the Free Spirit Travel More Mastercard can take advantage a potentially lucrative new benefit. Primary cardholders can now enjoy up to two free checked bags on Spirit flights. However, the trip must be booked with their eligible card. Spirit notes that this...
Sun Country credit card and airplane
Credit Cards

Sun Country Airlines Re-Launches Credit Card with Synchrony

by Kyle Burbank
Sun Country Airlines has unveiled its updated rewards credit card with a new issuer. About the Sun Country Visa Signature Card: The low-cost carrier Sun Country has relaunched its co-branded credit card, now issued by Synchrony. With the card, customers can earn up to 5x Sun Country rewards points per dollar spent on Sun Country purchases. This includes 3x from using their card and 2x from the flight itself. Meanwhile,...
Credit Cards

2025 American Express Platinum Card Review

by Kyle Burbank
In the fall of 2019, I took the plunge and decided to apply for the Platinum Card from American Express — also known as the Amex Platinum card, American Express Platinum, Plat, and other such variants. Despite that terrible timing (it is a travel card, after all), since then, I’ve been able to experience all of the travel benefits the card has to offer… as well as see how Amex...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...