Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

British Airways plane
Credit Cards

Bilt Unwraps Avios Transfer Bonus for December 2025 Rent Day

by Kyle Burbank
With only a few Rent Days left before the big Bilt 2.0 launch, the company has revealed special offers for December 1st. — including another transfer bonus as well as a gift card redemption boost. About the Avios Transfer Bonus: On December 1st, Bilt Rewards members can earn a transfer bonus on not one, not two, but three different airline partners. British Airways, Aer Lingus, and Iberia — all of...
Shop Your Way Visa Card with digital gifts
Credit Cards

First Bank & Trust Launches Shop Your Way 5321 Visa Card

by Kyle Burbank
A new Shop Your Way-branded rewards credit card is now available. About the Shop Your Way 5321 Visa: Applications are now open for the Shop Your Way 5321 Visa card issued by First Bank & Trust. As the name implies, the card earns Shop Your Way points in a variety of categories, ranging from 1% to 5% back. The card does not carry any annual fee. First, cardholders can earn...
holding a Capital One Venture X Business Card in front of a computer
Credit Cards

Capital One Brings Back 100K Welcome Offer for Venture X Card

by Kyle Burbank
Just in time for the holiday shopping season, Capital One is boasting an enhanced welcome offer for one of its most popular rewards cards. About the Venture X Welcome Bonus Offer: For the first time since the Capital One Venture X launched in 2021, the card is offering a six-figure welcome bonus. Currently, new cardholders can earn 100,000 bonus miles after spending $10,000 or more on the card within their...
Amazon Prime Visa Card
Credit Cards

Amazon Offering Increased Welcome Bonus for Prime Visa Card

by Kyle Burbank
Amazon Prime members looking to save on their holiday shopping this year may be interested in a new offer on the Prime Visa. About the Enhanced Prime Visa Card Offer: For a limited time, Amazon Prime customers can claim an enhanced bonus when they open a new Prime Visa card. Currently, new cardholders can earn a $250 Amazon gift card instantly upon approval. This offer will be available through December...
woman holding a cell phone with the Rakuten app and Earn Bilt Points callout
Credit Cards

It's Official: Bilt Members Can Now Earn Bilt Points on Rakuten

by Kyle Burbank
Following a premature website update that led to a lot of digital ink being spilled, Bilt and Rakuten have formally announced a new partnership that will be rewarding for members. How Bilt Members Can Earn Points on Rakuten: The time has come: Bilt members can now earn Bilt Points by shopping via Rakuten. To do this, members can visit their Rakuten profile and navigate to "Choose How You Get Paid."...
Bilt credit card
Credit Cards

Bilt Lays Out Timeline, First Migration Details for Bilt 2.0 Launch

by Kyle Burbank
As Bilt Rewards prepares for big changes next year, the platform has shared more details about the launch of Bilt 2.0 with members. About the Bilt 2.0 Migration and Timeline: It's full steam ahead to Bilt 2.0. Today, Bilt alerted members that the official conversion would occur on February 7th, 2026. On that date, the Bilt Mastercard will move from Wells Fargo to Cardless. However, ahead of that, the company...
woman holding a T-Mobile Visa Card and a cell phone
Credit Cards

T-Mobile and Capital One Officially Launch Co-Branded Credit Card

by Kyle Burbank
Telecom T-Mobile is teaming up with Capital One to bring customers a new rewards credit card. About the T-Mobile Visa Signature Card: Months after it was first teased, the T-Mobile Visa card has arrived. The new card is issued by Capital One. With the card, customers can earn 5% back in T-Mobile Rewards when purchasing phones, devices, and accessories at T-Mobile. Plus, all other purchases made using the card earn...
US Bank Split Card and app
Credit Cards

U.S. Bank Introduced "Buy Now, Pay Later" Split Credit Card

by Kyle Burbank
A new U.S. Bank product combines a traditional credit card with a "buy now, pay later" (BNPL) model. About the U.S. Bank Split Card: U.S. Bank has revealed its latest credit product: the Split World Mastercard. The "Split" part of the card's name refers to the unique "buy now, pay later" model it offers. In contrast to most credit cards, which total up purchases and allow customers to make a...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...