Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Apple Card app
Credit Cards

Chase Officially Set to Take Over Apple Card Issuance

by Kyle Burbank
After years of rumors, it's official: the Apple Card is hopping to a new issuer. About the Chase-Apple Card Deal: This week, Apple officially announced that Chase would become the new issuer of the Apple Card. The bank will be stepping in for Goldman Sachs, who originated the card in partnership with Apple, marking Goldman's first entry into the consumer credit card space. While this update is being announced now,...
AAdvantage Card with a traveler starring at buildings
Credit Cards

American Airlines Rolling Out Free WiFi Starting This Month

by Kyle Burbank
Another domestic airline is introducing complimentary WiFi access for its passengers. About American's WiFi Roll Out: American Airlines is the latest carrier to announce that it's bringing free in-flight WiFi to fruition. Sponsored by AT&T, a complimentary connection will be offered to AAdvantage members. The airline says that this feature will be rolled out to all of its narrowbody and two-class regional jets by early spring. Select Boeing widebody aircraft...
collage of credit cards
Credit Cards

My Personal Credit Card Strategy for 2026

by Kyle Burbank
Each year for the past several years, I've shared a look at "what's in my wallet" and how I'll be using each of the rewards credit cards. Well, it turns out that 2025 was the most disruptive year for my rewards strategy to date. Cards were added, some were closed (sometimes against my will), and others were refreshed. For that reason, as we look to my 2026 credit card approach,...
CompareCredit logo and Best of 2026 award with 3 credit cards
Credit Cards

CompareCredit Reveals 2026 "Best Of" Credit Card Award Honorees

by Kyle Burbank
Just before the new year begins, the aptly-named credit card comparison site CompareCredit has announced its "Best Of" picks for 2026. About CompareCredit's Best Of List: CompareCredit has compiled its annual "Best of the Best" list for credit cards. These awards are presented to consumer credit cards in nine categories, as well as one business credit card. Starting with the Best All-Around card, the site chose the ever-popular Citi Double...
$ASAP Rocky Bilt Rent Day promo
Credit Cards

Bilt Announces Rent Day January 2026 and 2.0 Preorder Date

by Kyle Burbank
As Bilt prepares for the big transition to 2.0, the company has cobbled together some Rent Day offerings for January 2026 — including a unique vinyl launch. About Bilt Rent Day for January 2026: Bilt is all but taking a month off to start 2026 as January's Rent Day doesn't feature any widespread transfer bonuses or redemption deals. However, according to their terms sheet, targeted offers for enhanced Amazon and/or...
Mesa app and homeowners card
Credit Cards

Mesa Updates Cardholders on Existing Rewards Balances

by Kyle Burbank
After an abrupt shutdown earlier this month, Mesa Homeowners card customers are getting a bit of good news about their rewards. The Latest on the Mesa Homeowners Card: On December 12th, when Mesa alerted credit card customers that their accounts would be closed, many had questions about what would become of their earned Mesa Points. In the meantime, some users found workarounds that allowed them to cashout points or even...
Bilt and Spirit logos with a Spirit airplane
Credit Cards

Bilt Adds Spirit Airlines as Latest Travel Point Transfer Partner

by Kyle Burbank
Bilt Rewards has unveiled a unique (and somewhat surprising) new transfer partner: Spirit Airlines. About the Bilt-Spirit Airlines Partnership: The list of Bilt Rewards travel transfer partners is expanding once again. Now, members can convert Bilt Points to Free Spirit points. This marks the first time that Spirit has offered loyalty program transfers. Similar to several other Bilt partners, points will transfer to Free Spirit at a rate of 1:1,...
Norwegian Cruise Line, Dining, and American Heard Association logos with a cruise ship in the background
Credit Cards

Chase Freedom Reveals First 5% Bonus Categories of 2026

by Kyle Burbank
With a mere couple of weeks before 2026 arrives, Chase has announced the 5% bonus categories for the first quarter of the new year. About the Q1 2026 5% Bonus Categories for Chase Freedom and Freedom Flex: Chase is kicking off 2026 with three bonus categories — including two that are brand-specific. From January 1st through March 31st, Freedom and Freedom Flex cardholders can earn up to 5% back on...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...