Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Virgin Atlantic plane
Credit Cards

Bilt Brings Virgin Red Transfer Bonus to September 2025 Rent Day

by Kyle Burbank
Bilt and Virgin are teaming up once again to deliver a transfer bonus to members for September 2025's Rent Day. About the Virgin Red Transfer Bonus: On September 1st, Bilt Rewards members can earn a bonus when transferring points to Virgin Red. Members will earn between a 40% and 100% bonus, meaning that the regular 1:1 transfer rate will increase to a minimum of 1:1.4 or as high as 1:2...
OnePay Credit Card
Credit Cards

Walmart's OnePay Introduces CashRewards Credit Card

by Kyle Burbank
After announcing in June that a OnePay credit card offering was on the way, the CashRewards card has arrived. About the OnePay CashRewards Credit Card: OnePay (formerly One) has unveiled the new OnePay CashRewards Credit Card, issued by Synchrony Bank. With this new card, customers can earn enhanced cashback on Walmart purchases — with the biggest rewards reserved for Walmart+ customers. First, all CashRewards cardholders can earn unlimited 3% back...
Chase Sapphire Reserve Card
Credit Cards

Chase Introduces New Welcome Bonus for Sapphire Reserve

by Kyle Burbank
With the special bonus offer that Chase launched with its refreshed Sapphire Reserve card now expired, the bank has announced a new welcome bonus that's still sure to turn heads. About the New Offer: Chase has debuted another stellar offer for its flagship Chase Sapphire Reserve card. Now, new cardholders can earn 125,000 bonus Chase Ultimate Rewards points after spending at least $6,000 on the card within three months from...
Capital One SavorOne Card
Credit Cards

Capital One Relaunches SavorOne Card as Subprime Product

by Kyle Burbank
Capital One is complicating its nomenclature once again, reintroducing a SavorOne Rewards card. About the New Capital One Savor One Rewards Card: After previously discontinuing the SavorOne branding, Capital One has now launched a new version of the card. However, this updated product is aimed at those with "Fair" credit. First, the new SavorOne Rewards carries a $39 annual fee. Additionally, no welcome bonus is currently offered for the card....
Atmos Credit Card
Credit Cards

Alaska Airlines Debuts Premium Card, Rebrands Loyalty Program

by Kyle Burbank
As previously teased, Alaska Airlines has introduced a premium rewards credit card while also rebranding its loyalty program. About the Atmos Rewards Summit Visa Infinite Card: Alaska Airlines is rolling out a new co-branded credit card in partnership with issuer Bank of America. The new Atmos Rewards Summit Visa Infinite joins the newly-renamed Atmos Rewards Ascent Visa Signature card (formerly the Alaska Airlines Visa Signature card). With the Summit card,...
illustration of a suitcase and the BMO Escape Credit Card
Credit Cards

BMO Introduces New Escape Travel Rewards Credit Card

by Kyle Burbank
BMO has unveiled a new travel rewards credit card called Escape. About the BMO Escape Credit Card: A new travel rewards card that mixes benefits and rewards has arrived. BMO has officially launched the Escape Credit Card, which carries a $150 annual fee. Starting with rewards, the Escape card earns 4 points per dollar spent on dining as well as 4x on airfare. The card also earns 3x on eligible...
Capital One Saver Card
Credit Cards

Capital One Rolls Out Tasty New Offer for Savor Rewards Card

by Kyle Burbank
Capital One is bringing enhanced bonuses to three of its cards, including the popular Savor card. About the Special Capital One Offers: For a limited time, customers can earn special welcome offers from two Capital One cards. First, those who apply and are approved for a new Capital One Savor Rewards card earn a bonus of up to $300. Just for opening the card, members will enjoy a $100 Capital...
two Fetch American Express Cards
Credit Cards

Rewards App Fetch to Debut Credit Card with Imprint, Amex

by Kyle Burbank
Fetch is set to roll out a new credit card in partnership with Imprint. About the Fetch American Express Card: This week, the rewards app Fetch revealed plans to introduce its first U.S. credit card. Dubbed the Fetch American Express Card, the new offering will be powered by Imprint and utilize the Amex payment network. First Electronic Bank will issue the product. While the Fetch Card won't be available until...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...