Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Chase Freedom 15th Anniversary logo
Credit Cards

Chase Reveals Surprise Q2 Bonus Category for Freedom Cards

by Kyle Burbank
As Chase continues to celebrate its Freedom brand's 15th anniversary, the bank has unveiled another surprise bonus category for the second quarter. About Q2's Surprise Freedom Category: For one month only, Chase Freedom and Freedom Flex customers can earn up to 5% back on another spending category. Starting June 1st, Internet, Cable, & Phone Services will join this quarter's bonus category line-up. This category joins the previously announced second quarter...
2 Bank of America credit cards
Credit Cards

Bank of America Introducing Limited-Time Enhanced Rewards

by Kyle Burbank
Two Bank of America credit cards will soon offer limited-time increased rewards to new cardholders. About the Cashback Boosts on BofA Cards: Starting June 1st, Bank of America will bring increased cashback rewards to new cardholders during their first year. This offer will impact two cards: the Customized Cash Rewards credit card and the Unlimited Cash Rewards credit card. Starting with the Customized Cash Rewards card, customers will be able to...
Mesa and PRMG logos with app
Credit Cards

Mesa and PRMG Debuting Co-Branded Homeowners Credit Card

by Kyle Burbank
A new co-branded version of a unique rewards credit card is now available. About the PRMG Mesa Homeowners Card: Mesa is partnering with Paramount Residential Mortgage Group (PRMG) to introduce a co-branded rewards credit card. Those working with a PRMG loan officer will be able to apply for the card after they close on their home purchase. The new card will be a custom version of the Mesa Homeowners Card,...
Bilt and Japan Airlines logos
Credit Cards

Japan Airlines Becomes Latest Bilt Travel Transfer Partner

by Kyle Burbank
It's official this time: Japan Airlines is joining the list of Bilt Rewards transfer partners. About the Bilt and Japan Airlines Partnership: Bilt has announced that Japan Airlines (JAL) is its newest travel partner. As a result, Bilt members can now transfer their points to JAL's Mileage Bank at a rate of 1:1. This not only marks the first Japan-based airline to join Bilt's stable of travel partner options but...
Bilt Mastercard
Credit Cards

2025 Bilt Rewards Mastercard Review

by Kyle Burbank
I remember vaguely hearing about Bilt several years ago, before being formally introduced to the Bilt Rewards Mastercard with the announcement that Wells Fargo would be issuing the card. What interested me in the product was that, at long last, it would reward cardholders on one of their largest monthly expenses: rent. Looking more closely at the card, I found that I had a lot of questions — and ones...
PNC Spend Wise Credit Card
Credit Cards

PNC Introduces Spend Wise Card with APR Reduction Feature

by Kyle Burbank
PNC is rolling out a new credit card option with some interesting features. About the PNC Bank Spend Wise Card: This week, PNC Bank announced the launch of the PNC Spend Wise Visa. With this new product, consumers can see their interest rate fall when they meet certain requirements — and can also take advantage of some purchase protection perks. At the heart of the Spend Wise Visa is the...
Capital One Venture Card
Credit Cards

Capital One Venture Card's Enhanced Bonus to End Next Week

by Kyle Burbank
According to reports, Capital One will be sunsetting a spectacular credit card bonus offer soon. About the Limited-Time Venture Rewards Card Offer: Capital One's current limited-time offer for its popular Venture card is coming to a close. However, until May 12th, new cardholders can still take advantage of the deal that's worth $1,000 (or more) in travel. Right now, new Venture Rewards customers can earn 75,000 bonus miles after spending...
Southwest credit cards
Credit Cards

Southwest Airlines Adding Seating Perk for Credit Cardholders

by Kyle Burbank
As Southwest Airlines continues to overhaul its brand and policies, the carrier is bringing a new perk to its co-branded credit cards. About the New Seating Benefit: This week, Southwest unveiled another perk that travelers with one of its credit cards will enjoy when the airline's updated planes roll out. Soon, select cardholders will have a leg up when it comes to claiming new Extra Legroom seats (located in the...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...