Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

collage of Discover Q3 2025 bonus categories
Credit Cards

Discover Reveals 5% Bonus Categories for Third Quarter 2025

by Kyle Burbank
July will usher in the third quarter of 2025, meaning that it's time for another update to the Discover It card's 5% bonus categories. About Discover's Q3 2025 Bonus Category Selections: Discover has announced the bonus categories that cardholders can earn up to 5% back in from July through September of 2025. Q3's picks include Gas Stations & EV Charging, Public Transit, and Utilities. First, the Gas Stations & EV...
Skyla Signature Credit Card
Credit Cards

Skyla Credit Union Introduces Signature Credit Card

by Kyle Burbank
Skyla Credit Union is ready to level up with the release of its latest credit card. About the Skyla Signature Credit Card: This week, Skyla Credit Union launched its new Skyla Signature Credit Card. With this no-annual-fee card, customers can earn 2x rewards on all purchases, regardless of spending category. These points can then be redeemed for cashback, gift cards, merchandise, experiences, travel, and even theme park tickets. According to...
IHG Premier Card
Credit Cards

IHG Premier Card Introduces Welcome Offer for 5 Free Nights

by Kyle Burbank
Chase's IHG Premier card is currently offering a welcome bonus that could be worth up to 300,000 points. About the IHG Premier Bonus: For a limited time, new IHG Premier card applicants can take advantage of what Chase is calling the card's "best offer of 2025." Currently, new cardholders can earn five free night certificates after spending $5,000 on the card within their first three months. Each of these certificates...
An Alaska Airlines plane and a Hawaiian Airlines plane
Credit Cards

American Express to Discontinue Hawaiian Airlines Transfers

by Kyle Burbank
Travelers hoping to transfer their American Express Membership Rewards points to Hawaiian Airlines will want to do so while they still can. About Amex Ending Hawaiian Airlines Transfers: American Express has announced that transfers of Membership Rewards points to Hawaiian Airlines' HawaiianMiles program will soon be discontinued. The last day for this transfer option will be June 30th. Until then, members can transfer points at a rate of 1:1. This...
ALL and Bilt logos superimposed over a luxury hotel pool
Credit Cards

Bilt to Feature Accor Transfer Bonus for June 2025 Rent Day

by Kyle Burbank
Bilt is back with another Rent Day transfer bonus that could allow some members to redeem points at a value of 4.5¢ each. About the Rent Day Accor Transfer Bonus: For one day only, Bilt Rewards members can earn up to a 200% bonus when transferring points to Accor Live Limitless (ALL). As with past offers of this nature, the size of the bonus will depend on a customer's Bilt...
GM Barclay Credit Card
Credit Cards

GM Rewards Credit Card Relaunches with Barclays as Issuer

by Kyle Burbank
After leaving Barclays for Goldman Sachs, an updated Barclays-issued GM Rewards Mastercard is now available. About the GM Rewards Mastercard: The GM Rewards Mastercard is back in business. Barclays is now accepting new applications for the card, which not only earns points on GM purchases but also on everyday expenses. With the new GM Rewards card, customers can earn a total of 10 points per dollar spent on GM purchases....
Chase Freedom 15th Anniversary logo
Credit Cards

Chase Reveals Surprise Q2 Bonus Category for Freedom Cards

by Kyle Burbank
As Chase continues to celebrate its Freedom brand's 15th anniversary, the bank has unveiled another surprise bonus category for the second quarter. About Q2's Surprise Freedom Category: For one month only, Chase Freedom and Freedom Flex customers can earn up to 5% back on another spending category. Starting June 1st, Internet, Cable, & Phone Services will join this quarter's bonus category line-up. This category joins the previously announced second quarter...
2 Bank of America credit cards
Credit Cards

Bank of America Introducing Limited-Time Enhanced Rewards

by Kyle Burbank
Two Bank of America credit cards will soon offer limited-time increased rewards to new cardholders. About the Cashback Boosts on BofA Cards: Starting June 1st, Bank of America will bring increased cashback rewards to new cardholders during their first year. This offer will impact two cards: the Customized Cash Rewards credit card and the Unlimited Cash Rewards credit card. Starting with the Customized Cash Rewards card, customers will be able to...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...