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Crate & Barrel Reveals Updated Credit Cards Powered by Imprint
The premium home goods retailer Crate & Barrel is relaunching its rewards credit card with a new issuer.
About the Updated Crate & Barrel and CB2 Credit Cards:
Crate & Barrel is partnering with the FinTech platform Imprint to update its co-branded credit card line-up. The result is the new Crate & Barrel Visa Signature Card and the CB2 Visa Signature Card — both of which will be issued by First Bank & Trust. Previously, the retailer’s cards were offered by Synchrony Bank.
With the new cards, customers can earn 10% back in Rewards Dollars on Crate & Barrel, Crate & Kids, CB2, and Hudson Grace purchases. Additionally, the cards earn rewards in everyday spending categories, including 4% at home retailers and 4% on grocery purchases. Plus, through March 31st, 2026, cardholders can also earn 4% at apparel retailers. All other purchases earn 1% in Rewards Dollars.
Beyond the regular rewards, there are also ways for customers to earn bonus Rewards Dollars. First, new cardholders can earn a $50 Reward Dollars bonus when they spend at least $1,000 in non-Crate & Barrel brand purchases within the first 90 days. Then, customers can earn an extra $100 Reward Dollars after spending $10,000 on the card within a year from account opening.
Lastly, another perk of these Crate & Barrel cards is special financing. Cardholders can take advantage of 0% interest on qualifying Crate & Barrel brand purchases. For purchases of $749 or more, this 0% interest period is six months, while purchases of $1,499+ and $2,999+ may be eligible for 12 or 24 month terms, respectively.
Neither the Crate & Barrel Visa Signature Card nor the CB2 Visa Signature Card has any annual fee.
What They’re Saying:
Announcing the updated cards, Crate & Barrel Holdings CEO Janet Hayes said, “At CBH we are committed to delivering products and services that offer value to our customers’ lives. We are thrilled about this new partnership with Imprint and Visa, and thanks to both of these partners we will now offer modern payment options and a rich reward program to help our customers furnish their home.”
My Thoughts:
Looking at the previous Crate & Barrel credit card programs, these new versions seem to be marked improvements. In particular, the everyday spending categories are doubled from the previous products. Alas, that still doesn’t mean that these cards are good overall. As is often the case with these types of cards, the biggest drawback is that the rewards can only be spent with the brand itself. So, unless you’re a really big Crate & Barrell shopper who could benefit from the (admittedly generous) 4% categories, I think these are still skips.
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