Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Bilt and Southwest Airlines logos
Credit Cards

Bilt Rewards Adds Southwest Airlines as Latest Travel Transfer Partner

by Kyle Burbank
Bilt Rewards is at it again — this time adding another notable travel brand to its point transfer program. About the Addition of Southwest Airlines: This morning, Bilt announced that it would be partnering with Southwest Airlines. As a result, Bilt members can now transfer their Bilt Points to Southwest's Rapid Rewards Program at a rate of 1:1. With the addition of Southwest, Bilt now has a total of 19 travel...
Bilt Rewards student loans repayment screenshot
Credit Cards

Bilt Rewards Adds Student Loan Payment Redemption Option

by Kyle Burbank
Bilt is adding a new and unique redemption option for its members. About Bilt Point Student Loan Redemptions: Today, Bilt Rewards revealed that members could now redeem their Bilt Points toward a student loan payment. Effectively, this means that customers can chip away at their student debt just by paying their rent. To get started with this redemption option, customers will first need to connect their loan servicer. Currently, loans...
two smiling women holding a MGM Iconic Credit Card
Credit Cards

FNBO Announces Premium MGM Rewards Iconic Credit Card

by Kyle Burbank
After recently teasing that a new co-branded credit card was in the works, FNBO and MGM have now introduced the premium product. About the MGM Rewards Iconic World Elite Mastercard: This week, the MGM Rewards Iconic World Elite Mastercard officially debuted. Issued by FNBO, this premium card option joins the existing MGM Rewards World Elite Mastercard. Starting with rewards, the MGM Rewards Iconic card allows customers to earn 6x points...
couple with a Cathy Pacific credit card
Credit Cards

Cathay Pacific and Synchrony Reintroduce Co-Branded Card

by Kyle Burbank
After pausing applications late last year, the Cathay World Elite Mastercard has returned. About the Cathay World Elite Mastercard: The Cathay World Elite Mastercard from Synchrony Bank is once again accepting applications. With this card, customers can earn Asia Miles on purchases as well and enjoy other special benefits. First, cardholders can earn 3 Asia Miles per $1 spent on Cathay Pacific and Hong Kong Express travel. This includes in-flight...
card reader and a U.S. Bank Smartly Credit Card
Credit Cards

U.S. Bank Makes Big Changes to Bank Smartly Credit Card

by Kyle Burbank
Just six months after U.S. Bank launched its unique Bank Smartly Visa Card, some major changes have been made. About the Updates to the U.S. Bank Smartly Visa Card: Last fall, U.S. Bank announced its Bank Smartly card. With this product, customers could earn a base of 2% back on all purchases — but that could be doubled for those with larger banking balances. Although that core structure will remain, U.S....
Mesa Homeowner Visa Card and Points Transfer is Here announcement
Credit Cards

Mesa Launches Initial Travel Transfer Partner Roster

by Kyle Burbank
After teasing that point transfers would be "coming soon," Mesa has announced that the first options are now live. About Mesa's Travel Transfer Partners: Mesa has unveiled its initial list of transfer partners. Now, customers (including those with the Mesa Homeowners Card) can transfer their rewards points to six different programs. These include: Accor Live Limitless (ALL Reward points) Finnair Plus (Avios) Hainan Airlines Fortune Wings Club (Fortune Wings Club...
Nibbles credit card and app
Credit Cards

Nibbles Launches Credit Card with Included Pet Insurance

by Kyle Burbank
A new credit card aimed squarely at pet owners has made its debut. About the Nibbles Rewards Credit Card: The Austin-based company Nibbles has introduced an innovative new card called the Nibbles Rewards Credit Card. Issued by Lead Bank, this new product is tailored to pet owners and features unique perks. The headline benefit of the Nibbles card is the included pet insurance. This policy will provide parents with up...
Chase Sapphire Preferred Visa Card
Credit Cards

Chase Sapphire Preferred Brings Back 100,000-Point Offer

by Kyle Burbank
One of the most anticipated credit card welcome bonuses has returned. About the Offer: Chase has brought back its much-hyped 100,000-point offer for the popular Chase Sapphire Preferred card. Currently, new cardholders can earn 100,000 bonus Chase Ultimate Rewards points after spending at least $5,000 on the card within three months of account opening. Notably, this spending requirement is up from the $4,000 minimum seen the last time this particular...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...