Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

US Bank Shield Card
Credit Cards

U.S. Bank Introduces Shield Visa Card

by Kyle Burbank
U.S. Bank has debuted a new credit card that includes a "market-leading" promo interest rate and a unique clear plastic design. About the U.S. Bank Shield Card: This week, U.S. Bank announced the launch of the U.S. Bank Shield Visa Card. A key feature of this card is an introductory 0% APR on purchases and balance transfers for the first 24 billing cycles. Following this period, the card has a...
Chase Freedom Card and Amazon and Select Streaming Services logos
Credit Cards

Chase Freedom Announces 5% Bonus Categories for Q2 2025

by Kyle Burbank
As Chase's celebration of its Freedom card's 15th anniversary rolls on, its picks for the second quarter's bonus categories have been announced. About Chase's Second Quarter 2025 Bonus Categories: Starting April 1st, Chase Freedom and Freedom Flex customers can earn up to 5% back in two categories: Amazon and Select Streaming Services. The Amazon category includes goods purchased at Amazon.com as well as digital downloads, Amazon.com Gift Cards, Amazon Fresh...
two Marriott Bonvoy American Express Cards
Credit Cards

Marriott Bonvoy Brings Back Big Bonuses for Two Credit Cards

by Kyle Burbank
Marriott Bonvoy and American Express have reinstated best-ever welcome bonuses for two of their co-branded credit cards. About the Bonuses: For a limited time, new Marriott Bonvoy Bevy American Express Card and Marriott Bonvoy Brilliant American Express Card customers can earn enhanced welcome bonuses. Starting with the Marriott Bonvoy Bevy, new cardholders can earn 155,000 bonus points after spending $5,000 in purchases on the card within their first six months...
3 CCBank Credit Cards
Credit Cards

CCBank Debuts New Rewards Card with Priority Pass Included

by Kyle Burbank
Utah's CCBank has launched new rewards credit cards (powered by Deserve) that include some notable perks. About the CCBank Peak Card: First in CCBank's new line up is the Peak card. This card earns 1.5% back on all purchases. Plus, cardholders enjoy a complimentary Priority Pass Select, which grants travelers airport lounge access at supported locations. The CCBank Peak Card has no annual fee and doesn't charge any foreign transaction...
walking with a suitcase looking at the sunset
Credit Cards

2025 Guide to Travel Credit Cards

by Kyle Burbank
It feels as though, over the past few years, “travel hacking” via points and miles has exploded in popularity. While premium credit cards may have once been a well-kept secret that seemed out of reach for the layman, these days the secrets to airport lounge access, award travel, and other perks are most definitely out. At the same time, among these high-annual fee options, a number of co-branded cards and...
Bilt and Mesa cards superimposed in front of houses
Credit Cards

Bilt vs. Mesa: How the Two Housing Credit Cards Compare

by Kyle Burbank
Whether they rent or own, housing payments are easily one of the largest monthly expenses that many Americans face. Yet, even as rewards credit cards have grown in popularity, this spending category has been completely excluded — at least until recently. A few years ago, the Bilt Mastercard was introduced, allowing renters to earn rewards points on their rent payments. Then, earlier this year, the Mesa Homeowners card debuted, offering a...
Capital One Venture Card
Credit Cards

Capital One Venture Brings Back Its Stellar Limited-Time Offer

by Kyle Burbank
Capital One has brought back an enhanced bonus offer for its popular Venture Rewards card. About the bonus: For a limited time, new Capital One Venture Rewards customers can earn a welcome bonus worth up to $1,000 in travel. This offer includes two lucrative components. First up, cardholders can earn 75,000 bonus miles when they spend at least $4,000 in purchases on the card within their first three months from...
Discover It 5% Cashback Bonus categories Q2 2025
Credit Cards

Discover Unveils 5% Bonus Categories for Second Quarter of 2025

by Kyle Burbank
Discover has announced its selections for the categories customers can earn up to 5% back in during the second quarter of the year. About the Discover Q2 bonus categories: From April 1st through June 30th, Discover It cardholders can earn up to 5% back in two practical categories: Grocery Stores and Wholesale Clubs. First, the Grocery Store category includes purchases at supermarkets, meat lockers, bakeries, and small grocery stores. Additionally,...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...