Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Everyplate meal kit ingrediants

Money at 30: Why We Continue to Subscribe to a Meal Kit Service

It's officially been over a year since my wife and I decided to sign up for a meal kit delivery service. At the time, I figured I'd take advantage of the free meals being offered as part of their intro deal, add a few recipes to our collection for future use, and (of course) get a review out of the whole thing. Yet, here we are months later and we're...
Robinhood Gold interest rate

Robinhood Raises APY on Uninvested Cash to 3% for Gold Users

With interest rates on the rise after yet another Federal Reserve rate hike, the popular stock trading app Robinhood is upping the amount customers can earn on their cash. Effective as of last week. Robinhood customers who opt into the brokerage cash sweep program can earn up to 3% APY on their uninvested funds. Specifically, those who subscribe to Robinhood Gold will earn the 3% APY rate, while all other...
Future Debit Card

Future Raises $5.3 Million for Climate Change-Fighting Debit Card

A FinTech looking to help consumers make more eco-conscience purchasing choices has announced a fresh round of investment, This week, Future revealed a $5.3 million investment. The seed round was led by Accomplice, while Active Impact Investments, Techstars Ventures, Urban Impact Ventures, and Climate Capital also participated alongside author and activist Baratunde Thurston. With the newly-acquired funds, Future plans to make its debit card more rewarding for customers by attracting...
Equifax, Experion, and TransUnion logos

Credit Bureaus Once Again Extend Free Weekly Credit Reports

An offer that was introduced at the beginning of the pandemic has once again been extended. This week, the three major credit bureaus in the United States — Equifax, Experian, and TransUnion — announced that they'd be continuing their free weekly credit report program for consumers. Now, the feature will be valid until the end of 2023. Prior to the pandemic, consumers were entitled to download a copy of their...
Scratch pay app

Vet Care Financing FinTech Scratch Raises $35 Million

With pet care being a necessity for millions of Americans, a startup that enables pet owners to get their furry friends the services they need by helping them finance the cost has closed a new round of funding. This week, Scratch Financial announced that it had raised $35 million. The Series C was led by Norwest Venture Partners, with Alumni Ventures, Companion Fund, Struck Capital, SWS Venture Capital, TTV Capital,...
Fondue founder team

Ecommerce "CashBack" Platform Fondue Raises $10.5 Million

A FinTech that's focused on replacing ecommerce coupon codes with a more beneficial solution has just secured a significant investment. This week, Fondue announced that it had raised $10.5 million. The seed round was led by Quiet Capital and Hanaco Ventures, while other participants included Infinity Ventures, Ground Up Ventures, Sugar Capital, Starting Line, R-Squared Ventures, Gaingels, Verissimo Ventures, Samsung Next, and JAM Fund along with individuals. With the acquired...
Wyndham digital tippingi

Wyndham Enables Digital Tipping Powered by Béné

For those hotel guests who may have wished to directly tip staff members at a certain property but didn't have any cash on hand, Wyndham — which not only operates a number of hotels under its own brand name but also counts Days Inn, La Quinta, Super 8, and other chains under its umbrella — has announced the launch of a digital payment solution powered by Béné. A new mobile...
Power app

Power Emerges from Stealth Mode with $16.1 Million Round

When a FinTech startup begins its life, it's fairly common for it to go under the radar. In fact, some companies seem to prefer this, opting to stay in "stealth mode" until the time is right — such as announcing a product launch or fundraising. That's the case with a FinTech startup called Power, which is now letting the world know about its service. This week, Power announced its exit...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...