Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

shopping online

Comparing Cashback Portals: What's the Best Tool for Holiday Shopping?

If you're buying anything online, the biggest tip I have is always the same: try a cashback portal. Of course, with the number of these platforms growing, the question becomes, "Which one is the best?" Unfortunately answering that isn't so easy. Luckily, I had an idea: compare some popular cashback tools using a set of real-world parameters. In other words, what types of cashback rates can you get on select...
Robinhood Crypto logo

Robinhood Crypto Launches in EU with Bitcoin Back Offer

Robinhood Crypto is making its way to the European Union (EU). About the rollout: Robinhood has announced the rollout of its Robinhood Crypto platform in the EU. With the debut, eligible customers in supported countries will be able to trade more than 25 cryptocurrencies. Additionally, the company says that additional tokens, the ability to transfer coins, crypto learning rewards, and more will join the app in 2024. In a unique...
Public app and laptop screenshots

Public App Adds Corporate and Treasury Bonds Feature

The FinTech trading app Public has announced new investment options for its members. About the features: Public is now rolling out the ability for customers to invest fractionally in corporate and Treasury bonds. This capability will be introduced on both the mobile and desktop interfaces for the service. According to Public, the addition comes as demand for fixed-income products increases. In addition to these bond types, the app will also...
holding a remote in front of a TV

Cutting the Cord Again: 5 Free Streaming Services to Try

Remember when the hot trend was "cutting the cord" and canceling cable? At the time, this strategy allowed consumers to save a lot of money. Alas, as more streaming services have hit the market, many viewers may once again be spending more than they'd like on entertainment. But there's good news as there are now several free services where you watch movies, TV shows, and more without spending a dime....

Debt Collection FinTech January Raises $12 Million

A FinTech focused on changing debt collection practices has closed a new round of funding. About the round: January has announced that it's raised $12 million. The Series B was led by IA Ventures with participation from returning investors Brewer Lane Ventures, Third Prime, and Reciprocal Ventures alongside new investors such as Upper90 and Shrug Capital. This latest funding will help facilitate new product development as well as allow it...
An Alaska Airlines plane and a Hawaiian Airlines plane

Alaska Airlines and Hawaiian Airlines Announce Planned Merger

In a surprising announcement, Alaska Airlines and Hawaiian Airlines have unveiled plans to merge. About the merger plans: According to a joint press release, Alaska Airlines intends to purchase Hawaiian Airlines for approximately $1.9 billion ($18 per share plus $900,000 in net debt). While the two airlines would integrate into a single operating platform under the deal, the two brands — which happen to represent the 49th and 50th states...
iPhone using Apple Pay

Apple Reportedly Ending Partnership with Goldman Sachs

It looks as though Apple and Goldman Sachs will be moving forward with a break-up of their partnership. What's happening: According to a new report from The Wall Street Journal, Apple has now proposed that it and Goldman Sachs end their contract within the next 12 to 15 months. This development comes after months of reports that Goldman had been looking to exit the agreement. The partnership was slated to...
mortgage contract and keys

Lessons From a First-Time Home Buyer: The Story of How We Bought a House

In 2015, my wife and I moved to Springfield, Missouri. At the time, while we originally elected to rent an apartment, we figured we'd eventually be able to buy a house here thanks to the lower cost of living and easy-going housing market. Despite this, although we'd revisited the idea from time to time, it seemed that something was always standing in our way. Most recently, this included interest rates...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...